Category: currency

WELCOME TO LIVINGLIES — Since 2007

January 28, 2022

KEEP YOUR HOME!!! – Over 17,000,000 Visitors Most of the claims that use “securitization” as a foundation are FALSE!! That means they have no right to administer, collect or enforce any debt, note, mortgage or deed of trust. And THAT means you can successfully challenge foreclosures AND pursue damages against those who make false claims. SUBMIT FREE REGISTRATION STATEMENT WITHOUT OBLIGATION ************************** Listen to The Neil Garfield Show or prior episodes ******************************* About Living lies Contact Information: Phone: 844.478.6774 Email: lance@livinglies.me PRO BONO SERVICES include online chats, comments, and suggestions on the registration form, The Neil Garfield Show, PAID

Bank Fraud News: The reason why banks and servicers should receive no presumption of reliability

April 12, 2018

The following is but a short sampling supporting the argument that any document coming from the banks and servicers is suspect and unworthy of any legal presumption of authenticity or validity. Judges are looking into self-serving fabricated documentation and coming to the wrong conclusion about the facts. Chase following bank playbook: screw the customer “Chase provided no prior notice to its cardholders that their crypto ‘purchases’ would be treated as ‘cash advances’ on a going forward basis,” according to the suit. Tucker claims he was hit with about $140 in fees and a “sky-high” interest rate of 26 percent without

Hooker Case Flirts With Reality – 9th Circuit

May 14, 2014

SEE AMICUS BRIEF AT END OF ARTICLE It is interesting to watch the evolution of thought in the Courts. But it is also infuriating. They treat false claims of securitization as a novel issue; but in fact, there is nothing novel about Ponzi Schemes, and other types of fraud. Yet the Court continue to ponder the issue, probably wondering how they could possibly explain their prior decisions, the millions of foreclosures that have already occurred, and the 15 million people who were ejected from homes and lifestyles, jobs, and even lives (murder-suicides). This is not rocket science despite the layers

The Big Cover-Up in Our Credit Nation

May 5, 2014

Regulators have confirmed that there were widespread errors by banks but that the errors didn’t really matter. They are trying to tell us that the errors had to do with modifications and other matters that really didn’t have any bearing on whether the loans were owned by parties seeking foreclosure or on whether the balance alleged to be due could be confirmed in any way, after deducting third party payments received by the foreclosing party. Every lawyer who spends their time doing foreclosure litigation knows that report is dead wrong. So the government is actively assisting the banks is covering

ALERT: COMMUNITY BANKS AND CREDIT UNIONS AT GRAVE RISK HOLDING $1.5 TRILLION IN MBS

November 14, 2013

I’ve talked about this before. It is why we offer a Risk Analysis Report to Community Banks and Credit Unions. The report analyzes the potential risk of holding MBS instruments in lieu of Treasury Bonds. And it provides guidance to the bank on making new loans on property where there is a history of assignments, transfers and other indicia of claims of securitization. The risks include but are not limited to MBS Instrument issued by New York common law trust that was never funded, and has no assets or expectation of same. MBS Instrument was issued by NY common law

Wall Street banks shifting "profits" from mortgage bonds into natural resources

August 15, 2013

Wall Street banks know all about leveraging. They need to bring back the huge quantity of money they stole from the U.S. economy that they have secreted around the world (without paying a dime in taxes). The strategy they adopted was to bring the money from the shadow banking sector into the real banking world by “investing” in natural resources. The reason for the choice is obvious — high demand for the raw materials, high liquidity in the marketplace for both the products and the futures and related contracts for “trading profits” (like the “trading profits they created with investor

ELIZABETH WARREN AND JOHN MCCAIN TEAM UP TO REIGN IN BANKS

July 12, 2013

Go to www.msnbc.com. CONTACT YOUR SENATORS AND CONGRESSMEN AND WOMEN. LET THEM KNOW THEY ALREADY HAVE YOUR SUPPORT FOR THIS LAW AND THAT THEY DON’T NEED TO SELL THEMSELVES TO GET SUPPORT FROM THEIR CONSTITUENCY. MSNBC had a segment today in which they interviewed Elizabeth Warren about a new set of laws reinstating the old style of Chinese walls. There are probably similar interviews on other channels with Senator Warren or Senator McCain and others. Just go to your favorite news channel and look it up. Their approach has bi partisan support because of its simplicity and its history. Historically

BOA Seeks to Seal Damaging Testimony from Urban Lending

July 4, 2013

HAPPY INDEPENDENCE DAY! WHY ARE THE BANKS FIGHTING TO GET AS LITTLE AS POSSIBLE FROM EACH “FAILED” LOAN? A drama is playing out in the state of Massachusetts. Bank of America is pretending to be the lender or the authorized servicer or both. But it outsourced the task of dealing with borrowers seeking modification. The company that was used is Urban Lending Solutions (ULS). A deposition was taken from a knowledgeable source from within ULS. The attorney taking the deposition was merely looking for evidence of a script prepared by Bank of America that ULS employees were to follow. Not

The Goal is Foreclosures and the Public, the Government and the Courts Be Damned

June 17, 2013

13 Questions Before You Can Foreclose foreclosure_standards_42013 — this one works for sure If you are seeking legal representation or other services call our South Florida customer service number at 954-495-9867 and for the West coast the number remains 520-405-1688. In Northern Florida and the Panhandle call 850-765-1236. Customer service for the livinglies store with workbooks, services and analysis remains the same at 520-405-1688. The people who answer the phone are NOT attorneys and NOT permitted to provide any legal advice, but they can guide you toward some of our products and services. SEE ALSO: http://WWW.LIVINGLIES-STORE.COM The selection of an

Hawaii Federal District Court Applies Rules of Evidence: BONY/Mellon, US Bank, JP Morgan Chase Failed to Prove Sale of Note

May 9, 2013

This quiet title claim against U.S. Bank and BONY (collectively, “Defendants”) is based on the assertion that Defendants have no interest in the Plaintiffs’ mortgage loan, yet have nonetheless sought to foreclose on the subject property. Currently before the court is Defendants’ Motion for Summary Judgment, arguing that Plaintiffs’ quiet title claim fails because there is no genuine issue of material fact that Plaintiffs’ loan was sold into a public security managed by BONY, and Plaintiffs cannot tender the loan proceeds. Based on the following, the court finds that because Defendants have not established that the mortgage loans were sold

Housing Will Make or Break US Economy

April 22, 2013

Az becomes the second state in recent years to adopt gold and silver coin as legal tender. Utah was first. And over the years several successful experiments have occurred wherein a city or county issued its own currency. This should come as no surprise to sophisticated investors. while there is considerable historical support for leaning on gold and other precious metals to protect one’s wealth and liquidity, we should always be cognizant of the fact that precious metals are only precious if they perceived that way. The U.S. dollar has been propped up using artificial means employed by the Federal

Right of Redemption: Going After the Money Trail

March 29, 2013

If you are seeking legal representation or other services call our Florida customer service number at 954-495-9867 and for the West coast the number remains 520-405-1688. Customer service for the livinglies store with workbooks, services and analysis remains the same at 520-405-1688. The people who answer the phone are NOT attorneys and NOT permitted to provide any legal advice, but they can guide you toward some of our products and services. The selection of an attorney is an important decision and should only be made after you have interviewed licensed attorneys familiar with investment banking, securities, property law, consumer law,

Insurance, Credit Default Swaps, Guarantees: Third Party Payments Mitigate Damages to "Lender"

March 28, 2013

Fake Notaries: The Weak Link of Each State

March 27, 2013

Eric Holder Doctrine: Decriminalize Big Crimes

March 25, 2013

see also Guest Post: Why The Government Is Desperately Trying To Inflate A New Housing Bubble http://www.zerohedge.com/news/2013-03-25/guest-post-why-government-desperately-trying-inflate-new-housing-bubble The problem with the theory that criminal prosecution of the banks could have a negative effect on the world economies is that the banks have already had their effect on the world economy. Along with their own well-deserved hit to their reputations they took the U.S. reputation and probably the whole Eurozone with them. Refusing to prosecute is like saying we should not prosecute organized crime — or even the same crimes committed by smaller institutions — because someone might get killed or

What to Do When the "Original" Note is Proferred

March 22, 2013

Prommis Holdings LLC Files for Bankruptcy Protection

March 21, 2013

I have not followed Prommis Holdings closely but I can recall that some people have sent in reports that Prommis was the named creditor in some foreclosure proceedings. The reason I am posting this is because the bankruptcy filings including the statement of affairs will probably give some important clues to the real money story on those mortgages where Prommis was involved. I’m sure you will not find the loan receivables account that are mysteriously absent from virtually all such filings and FDIC resolutions. And remember that when the petition for bankruptcy is filed it must include a look-back period

FDCPA Strikes Again: West Virginia Slams Wells Fargo

March 20, 2013

YARNEY v. OCWEN LOAN SERVICING, LLC, Dist. Court, WD Virginia 2013 SARAH C. YARNEY, Plaintiff, v. OCWEN LOAN SERVICING, LLC, ET AL., Defendants. No. 3:12-cv-00014. United States District Court, W.D. Virginia, Charlottesville Division. March 8, 2013 MEMORANDUM OPINION NORMAN K. MOON, District Judge. The Plaintiff Sarah C. Yarney (“Plaintiff”), pursuant to Fed. R. Civ. P. 56, seeks summary judgment as to liability on all claims asserted in her complaint. Plaintiff alleges that Defendants Wells Fargo Bank N.A., as Trustee for SABR 2008-1 Trust (“Wells Fargo”), and its loan servicer, Ocwen Loan Servicing, LCC (“Ocwen”), attempted to collect on her home mortgage

Short-Sale Alert: Shifting the Title Problem to the Borrower

March 20, 2013

W VA Court Says Directions to Stop Making Payments and Refusing to Apply Payments is Breach of Contract

March 18, 2013

BANK OF AMERICA TAKES ANOTHER HIT: BANKS MISLEAD BORROWERS WHEN THEY INSTRUCT THEM TO STOP MAKING PAYMENTS AND REFUSE PAYMENTS If you are seeking legal representation or other services call our Florida customer service number at 954-495-9867 and for the West coast the number remains 520-405-1688. Customer service for the livinglies store with workbooks, services and analysis remains the same at 520-405-1688. The people who answer the phone are NOT attorneys and NOT permitted to provide any legal advice, but they can guide you toward some of our products and services. The selection of an attorney is an important decision

Follow the Money Trail: It's the blueprint for your case

March 18, 2013

Wake Up Tennesee: You Only Think the Foreclosure Mess Won't Hurt You

March 15, 2013

PRACTICE AND PROCEDURE IN TENNESSEE If you are seeking legal representation or other services call our Florida customer service number at 954-495-9867 (East Coast — including Tennessee) and for the West coast the number remains 520-405-1688. Customer service for the livinglies store with workbooks, services and analysis remains the same at 520-405-1688. The people who answer the phone are NOT attorneys and NOT permitted to provide any legal advice, but they can guide you toward some of our products and services. The selection of an attorney is an important decision and should only be made after you have interviewed licensed

Wake Up Georgia: Courts Are Opening the Door on Wrongful Foreclosure

March 15, 2013

PRACTICE AND PROCEDURE IN GEORGIA If you are seeking legal representation or other services call our Florida customer service number at 954-495-9867 (East Coast, including Georgia – the Atlanta Area) and for the West coast the number remains 520-405-1688. Customer service for the livinglies store with workbooks, services and analysis remains the same at 520-405-1688. The people who answer the phone are NOT attorneys and NOT permitted to provide any legal advice, but they can guide you toward some of our products and services. The selection of an attorney is an important decision and should only be made after you

Where is all that money the banks took? Hiding in Plain Sight

March 15, 2013

You’ll probably never get to this point in litigation but if you do, you’ll be glad you read this. Obviously there is a lot of talk about where all the money went. Right off the top the banks took some 20%+ off of the money that investors gave them to invest in mortgages. That is $2.6 trillion alone off of the $13 trillion in “mortgages” that were mostly defective or fabricated. Then add their profit from insurance and credit default swaps which might amount to on a nominal basis several times the original $13 trillion invested and we get an

Category: currency

WELCOME TO LIVINGLIES — Since 2007

Bank Fraud News: The reason why banks and servicers should receive no presumption of reliability

Hooker Case Flirts With Reality – 9th Circuit

The Big Cover-Up in Our Credit Nation

ALERT: COMMUNITY BANKS AND CREDIT UNIONS AT GRAVE RISK HOLDING $1.5 TRILLION IN MBS

Wall Street banks shifting "profits" from mortgage bonds into natural resources

ELIZABETH WARREN AND JOHN MCCAIN TEAM UP TO REIGN IN BANKS

BOA Seeks to Seal Damaging Testimony from Urban Lending

The Goal is Foreclosures and the Public, the Government and the Courts Be Damned

Hawaii Federal District Court Applies Rules of Evidence: BONY/Mellon, US Bank, JP Morgan Chase Failed to Prove Sale of Note

Housing Will Make or Break US Economy

Right of Redemption: Going After the Money Trail

Insurance, Credit Default Swaps, Guarantees: Third Party Payments Mitigate Damages to "Lender"

Fake Notaries: The Weak Link of Each State

Eric Holder Doctrine: Decriminalize Big Crimes

What to Do When the "Original" Note is Proferred

Prommis Holdings LLC Files for Bankruptcy Protection

FDCPA Strikes Again: West Virginia Slams Wells Fargo

Short-Sale Alert: Shifting the Title Problem to the Borrower

W VA Court Says Directions to Stop Making Payments and Refusing to Apply Payments is Breach of Contract

Follow the Money Trail: It's the blueprint for your case

Wake Up Tennesee: You Only Think the Foreclosure Mess Won't Hurt You

Wake Up Georgia: Courts Are Opening the Door on Wrongful Foreclosure

Where is all that money the banks took? Hiding in Plain Sight

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