fields = array( 'style' => 'style', 'editorStyle' => 'editor', ); static $core_blocks_meta; if ( ! $core_blocks_meta ) { $core_blocks_meta = require BLOCKS_PATH . 'blocks-json.php'; } $files = false; $transient_name = 'wp_core_block_css_files'; /* * Ignore transient cache when the development mode is set to 'core'. Why? To avoid interfering with * the core developer's workflow. */ $can_use_cached = ! wp_is_development_mode( 'core' ); if ( $can_use_cached ) { $cached_files = get_transient( $transient_name ); // Check the validity of cached values by checking against the current WordPress version. if ( is_array( $cached_files ) && isset( $cached_files['version'] ) && $cached_files['version'] === $wp_version && isset( $cached_files['files'] ) ) { $files = $cached_files['files']; } } if ( ! $files ) { $files = glob( wp_normalize_path( BLOCKS_PATH . '**/**.css' ) ); // Normalize BLOCKS_PATH prior to substitution for Windows environments. $normalized_blocks_path = wp_normalize_path( BLOCKS_PATH ); $files = array_map( static function ( $file ) use ( $normalized_blocks_path ) { return str_replace( $normalized_blocks_path, '', $file ); }, $files ); // Save core block style paths in cache when not in development mode. if ( $can_use_cached ) { set_transient( $transient_name, array( 'version' => $wp_version, 'files' => $files, ) ); } } $register_style = static function ( $name, $filename, $style_handle ) use ( $blocks_url, $suffix, $wp_styles, $files ) { $style_path = "{$name}/{$filename}{$suffix}.css"; $path = wp_normalize_path( BLOCKS_PATH . $style_path ); if ( ! in_array( $style_path, $files, true ) ) { $wp_styles->add( $style_handle, false ); return; } $wp_styles->add( $style_handle, $blocks_url . $style_path ); $wp_styles->add_data( $style_handle, 'path', $path ); $rtl_file = "{$name}/{$filename}-rtl{$suffix}.css"; if ( is_rtl() && in_array( $rtl_file, $files, true ) ) { $wp_styles->add_data( $style_handle, 'rtl', 'replace' ); $wp_styles->add_data( $style_handle, 'suffix', $suffix ); $wp_styles->add_data( $style_handle, 'path', str_replace( "{$suffix}.css", "-rtl{$suffix}.css", $path ) ); } }; foreach ( $core_blocks_meta as $name => $schema ) { /** This filter is documented in wp-includes/blocks.php */ $schema = apply_filters( 'block_type_metadata', $schema ); // Backfill these properties similar to `register_block_type_from_metadata()`. if ( ! isset( $schema['style'] ) ) { $schema['style'] = "wp-block-{$name}"; } if ( ! isset( $schema['editorStyle'] ) ) { $schema['editorStyle'] = "wp-block-{$name}-editor"; } // Register block theme styles. $register_style( $name, 'theme', "wp-block-{$name}-theme" ); foreach ( $style_fields as $style_field => $filename ) { $style_handle = $schema[ $style_field ]; if ( is_array( $style_handle ) ) { continue; } $register_style( $name, $filename, $style_handle ); } } } add_action( 'init', 'register_core_block_style_handles', 9 ); /** * Registers core block types using metadata files. * Dynamic core blocks are registered separately. * * @since 5.5.0 */ function register_core_block_types_from_metadata() { $block_folders = require BLOCKS_PATH . 'require-static-blocks.php'; foreach ( $block_folders as $block_folder ) { register_block_type_from_metadata( BLOCKS_PATH . $block_folder ); } } add_action( 'init', 'register_core_block_types_from_metadata' ); /** * Registers the core block metadata collection. * * This function is hooked into the 'init' action with a priority of 9, * ensuring that the core block metadata is registered before the regular * block initialization that happens at priority 10. * * @since 6.7.0 */ function wp_register_core_block_metadata_collection() { wp_register_block_metadata_collection( BLOCKS_PATH, BLOCKS_PATH . 'blocks-json.php' ); } add_action( 'init', 'wp_register_core_block_metadata_collection', 9 ); Comments on: Psychological Paralysis Prevents the Majority of Homeowners From Taking Action https://www.livinglies.me/blogs/7095/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action LivingLies Blog | News, Updates, and Info Tue, 22 Nov 2011 20:01:58 +0000 hourly 1 https://wordpress.org/?v=7.0 By: danielle https://www.livinglies.me/blogs/7095/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action#comment-105438 Tue, 22 Nov 2011 20:01:58 +0000 https://livinglies.me/2011/11/16/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action/#comment-105438 The only way to beat them is check your LOCAL docket. Figure out how the most recent case was won, which is the SAME bank as you. Copy that case. Don’t be creative. Do the same thing that guy did. Don’t try to work it out, unless they did, and do it at the same point in the case when they did it. If you think you can find a lawyer, call whoever was on the SAME case as the same guy who won against the SAME bank that is on YOUR case. Or, copy that case and don’t be creative. That’s what I would do. If you can’t find one in the same court as you, look for one in the appeals court you would be in. If you can’t find a lawyer, and you have no other option. Probably there isn’t any other option, though if you have been sued. It’s really, really hard work. You will also have to READ what they sent to you and DONT be emotional. They are not emotional. Be a robot. Start there. If you manage to find a lawyer, you need to understand the lawsuit, anyhow. It will be a formula, and you have to know which sort of b.s. it is. There are several variations and I think they are evolving.

]]> By: satish shetty https://www.livinglies.me/blogs/7095/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action#comment-105437 Sat, 19 Nov 2011 01:49:42 +0000 https://livinglies.me/2011/11/16/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action/#comment-105437 HERE’S WHAT I DID. I WROTE

Dear Sirs,

I am in receipt of your letter dated November 13, 2011, in which you asserted on line one of your letter that “Ocwen recently acquired your loan from Litton Loan Servicing, LP”. Please note, if you did indeed acquire my loan from Litton Loan Servicing LLP you must immediately contact my Bankruptcy Court and file your Proof of claim immediately so the Bankruptcy court may take the necessary steps to arrange payments to you through my reorganization plan to be filed with the court shortly. Further could you please provide me with documentation that will evidence your acquisition of my loan and full and detailed accounting of my transaction that may include third party payments of my loan so I may pay you immediately and accordingly any amounts owing.

I was earlier told that I am in default of my obligations by a company known as Quality Loan Servicing LP located in San Diego California. Pursuant to an authority they claim that they have, they have filed a Notice of Default, Notice of Substitution of Trustee and a Notice of Trustee Sale on my home and your office has been informed of the same. I believe your office is currently researching this matter and I am to expect a response by the 24th of November 2011. I have reason to believe that they have either appointed themselves as substitute trustee or they have been allegedly appointed as substitute trustee by an unknown third party. Also there are issues related to timeliness of such appointments as related to their right to foreclose, if any, and filing of false and fabricated documents at the County recorder’s office. Now that you claim that you have acquired my loan could you please certify that Quality Loan Servicing is indeed a substitute trustee having rights to foreclose on my home and that the documents recorded evidencing their appointment and substitution is legally valid keeping in view of the fact that Deutsche Bank National Trust Company did not record any valid assignment and even if valid, the initiation of foreclosure process precedes such assignment by Ameriquest Mortgage Company on February 17, 2009. Ironically Ameriquest Mortgage Securities Inc. FR1 in a most recent distribution report dated October 25, 2011 states that the subject property became an REO in a prior period. But assignment of deed of trust purports to indicate that Ameriquest Mortgage Securities Inc., had no role to play as they were never assigned the loan because if they did, then Ameriquest Mortgage Company had no right to assign the Deed of Trust or the note(if any) to the Trustee of Deutsche Bank National Trust Company as Trustees for Certificate holders of Ameriquest Mortgage Securities Inc. FR1 . Further it seems from the disclosure that the Loan to Value ratio disclosed to prospective investors was inflated to reflect a LTV of 57.14 at origination which is 1,050,000.00 which is absolutely not true which may also be an indication that over $450,000.00 was received from investors based upon such inflated value disclosed to prospective certificate holders.

I have been corresponding with an attorney known as Joshua E Moyer regarding this matter at their San Diego address who erroneously believes that some entity other than Quality Loan Servicing falsified and recorded such documents that gave them the right to initiate foreclosure proceeding against my property. Well if that is true, then consistent with the evidence in the record there are controversial documents recorded in the County recorder’s office that will indicate that there may be no true owner of the financial transaction or the true owner may have to provide the evidence of such ownership and respective rights.

In your letter you have also stated that the prior insurance carrier cancelled my insurance coverage effective 11/01/2011. Could you please provide me with any documentation or evidence that you have relied upon to make this assertion so I may have adequate proof or evidence to address this issue until which time I will be unable to take the necessary steps to rectify the situation.

You have stated that my loan agreement requires me to maintain hazard insurance covering my home that is in effect at all times, in amounts required and that protects your interest. To this effect, I have received no communication or documentation from you that you have any interest in my loan or the financial transaction. Could you please provide me documentation that will show that you have an interest in my property and the financial transaction such as an assignment, mortgage loan purchase agreement, assignment of the note and or deed of trust and such other as may be applicable to our situation.

Please feel free to purchase any hazard insurance on my property on my behalf as long as I am not responsible for the premium and cost associated with it. I would like to have a copy of such insurance so I may not have to purchase any insurance that will cover your interest. I do understand that the cost of the insurance that you may purchase is likely to be much higher than the cost of the insurance I could possibly obtain as I am authorizing you to purchase the same without obligations on my part and I am sure you will do your best to shop for the best possible insurance.

As you have already affirmatively asserted that the prior insurance carrier has cancelled my insurance coverage effective 11/01/2011 I am least concerned about any superseding of any such coverage that may be in effect under my previous insurance policy. I do understand that I have the right to purchase insurance from the insurance company of my choice.

As per your request I will contact my insurance carrier, if any I have already purchased to fax you a copy of the declaration page or e-mail it to your office mentioned in your letter. Once I have received a copy of the ownership of my loan from your office I will make sure that my policy, if any, will reference your company and ensure that the Mortgage Clause on my policy will read Ocwen Loan Servicing LLC, Its Successors and/or assigns to the address mentioned in your letter with a loan number.

My current financial transaction number is: 70968862 as is mentioned on my recorded instruments currently available at the County recorder’s office of the County of Los Angeles and on file with the United States Bankruptcy Court.

According to another institution also claiming to be my creditor namely Deutsche Bank National Trust Company, as Trustee for Asset Backed Pass through Certificates, Series 2004-FR1 and represented by an attorney at Rosicki, Rosicki & Associates, PC, I have to pay them funds pursuant to a Proof of Claim they have filed in my Bankruptcy Case. A similar document in the form of Proof of Claim has also been filed previously in my Bankruptcy proceeding by another creditor namely Litton Loan Servicing LP.

According to Deutsche Bank National Trust Company as trustee for Asset Backed Pass through Certificates, Series 2004-FR1, as of November 18, 2011 at 3:05 pm, my financial transaction seems to be paid for and current and the amount owing on my transaction number 70968862 is $ 542,089.20. See Exhibit One attached herewith . Now that you have acquired my loan as of November 13, 2011 could you please confirm that my balance on my statement is accurate and if not please provide me with documentation and detailed breakdown of the transactional account for my review and consideration so I may pay you what I own on this transaction.

According to the previous loan servicer Litton Loan Servicing LP their loan number was 19583699. According to your letter your loan number is 7090295259. Notwithstanding the fact that as new owner of my financial transaction you are entitled to collect a valid debt that you currently claim to own and you have your own transaction numbers, could you please confirm whether these two numbers relate to the same financial transaction or two different transactions. Further could you also please let me know what am I to do with transaction number 70968862. Should I or should I not continue to keep my financial transaction account current on that transaction. Further, Litton Loan Servicing LLP has not yet corresponded with me on matters related to the termination of their loan number 19583699.

Based upon the above I am extremely confused as to the amount owing on my financial transaction that currently reflects three different numbers as loans with three different institutions one of which seems to be a securitized transaction and all three transaction owners are claiming that I owe them as is reflected by their statements in my Bankruptcy Court proceedings and represented by three different attorneys. You may be aware that I am currently representing myself and I will have an attorney to represent me in all my Bankruptcy proceedings. I am told that Goldman Sachs is a mastermind and is actively involved in my financial transactions transferred its assets and liabilities of Litton Loan Servicing LLP to your Company and I want to make sure that this is a true and correct statement from your company. In the meanwhile I will arrange to cancel any and all insurance that may be made to different companies at different times and as my new creditor of record I will follow your instructions mentioned in your letter and I will notify you of any further changes to my insurance policy and ignore any and all requests from other institutions claiming to own any interest in my financial transaction.

A hearing is currently scheduled in bankruptcy Court and I may have to file additional paperwork reflecting the new transactions in my account. I will attach a copy of your letter addressed to me as evidence of your ownership of my financial transaction and your loan. Any and all information related to my bankruptcy case could be obtained from http://www.PACER.gov.

I have for your kind perusal mailed to your office any and all correspondence I have made with different firms to keep you appraised of the current dilemma on various issues that I am in and will notify the bankruptcy court of the same shortly.

I look forward to your prompt response in this matter addressing all of the issues stated herein so I may take the necessary steps to continue to make payments to you either from my account or third parties who have been making payments on my account on my behalf. Additionally, I do believe that there may be funds owed to me in my transaction that I may use to setoff any obligation I may have with your office as a result of your ownership and the servicing of my financial transaction.

Thanking You,
Sincerely Yours,

REDACTED.
EXHIBIT ONE
Ameriquest Mortgage Securities, Inc. 2004-FR1
October 25, 2011 Distribution
REO Report
LoanGroupPrincipalBalance&OriginalLoanNumberPrincipalBalanceStatedDatePaymentFirstTermOriginalOrigination
LTV atState &RateNoteCurrentDate Paid to.
Became REO Property this Period:
68639244 1 146,000.00 129,612.55 01-Nov-2008 5.850% WI – 89.02% 360 01-Apr-2004
71314124 1 220,000.00 200,849.21 01-Jul-2011 7.750% WA – 89.80% 360 01-Apr-2004
72030208 1 63,900.00 58,213.51 01-Jun-2010 6.990% PA – 90.00% 360 01-May-2004
72245426 1 207,500.00 185,329.90 01-Nov-2009 6.300% CO – 89.83% 360 01-May-2004
TOTAL 637,400.00 574,005.17
Became REO Property in a Prior Period:
61777561 1 133,500.00 125,120.58 01-Nov-2007 9.450% IL – 85.58% 360 01-Jan-2004
61854584 1 60,000.00 55,604.00 01-Jul-2010 7.990% OH – 88.24% 360 01-Feb-2004
66978123 1 235,000.00 218,048.72 01-May-2007 8.400% IL – 72.31% 360 01-Mar-2004
67409664 1 117,500.00 103,998.97 01-Jul-2010 6.150% TX – 81.03% 360 01-Mar-2004
67951020 1 81,000.00 74,801.37 01-Aug-2009 7.990% FL – 94.19% 360 01-Mar-2004
69199065 1 139,500.00 128,118.13 01-Jul-2010 7.600% PA – 90.00% 360 01-Apr-2004
69360626 1 81,000.00 58,110.64 01-Jan-2011 5.750% MI – 71.63% 360 01-Apr-2004
69386647 1 81,000.00 75,962.40 01-May-2010 9.800% AR – 90.00% 360 01-Apr-2004
69637700 1 113,700.00 103,465.88 01-Mar-2011 6.990% WA – 79.23% 360 01-Apr-2004
69774941 1 153,000.00 138,904.33 01-Feb-2010 6.750% WA – 88.44% 360 01-May-2004
70482229 1 175,000.00 162,421.79 01-Feb-2010 7.990% MI – 87.50% 360 01-Apr-2004
70786769 1 119,000.00 113,564.98 01-Jul-2010 10.990% TN – 85.00% 360 01-Apr-2004
70968862 1 600,000.00 542,089.17 01-Jan-2008 7.100% CA – 57.14% 360 01-Apr-2004
71846026 1 246,898.00 221,098.20 01-May-2010 6.500% MO – 89.78% 360 01-May-2004
73647125 1 90,900.00 82,099.74 01-Jul-2011 6.990% TN – 90.00% 360 01-May-2004
73796963 1 295,200.00 265,294.19 01-Apr-2010 6.700% CA – 89.46% 360 01-May-2004
74244724 1 136,700.00 123,391.31 01-May-2009 6.400% IN – 89.93% 360 01-May-2004
74344045 1 198,000.00 181,015.09 01-May-2011 7.750% TN – 90.00% 360 01-May-2004
74426503 1 121,500.00 108,461.48 01-Oct-2009 6.350% TN – 90.00% 360 01-May-2004
74734666 1 315,500.00 280,179.58 01-Oct-2009 6.050% NH – 78.09% 360 01-May-2004
TOTAL 3,493,898.00 3,161,750.55
TOTAL 4,131,298.00 3,735,755.72
Page 12 of 32

Copies Mailed to the following and Posted on the Internet.

1. Litton Loan Servicing LP
Attn: Customer Care Department.
4828 Loop Central Drive,
Houston, TX 77081
2 Rosicki, Rosicki & Associates, PC
Attn: Legal Dept.
51 E. Bethpage Road,
Plainview, NY 11803
3 Joshua E. Moyer, Esq., AND Joshua Elijah Moyer # 259908
Corporate Counsel, McCarthy Holthus,
Quality Loan Service Corp., 2141 5th Avenue,
2141 Fifth Avenue, San Diego, CA 92101.
San Diego, CA 92101
4. Director, Office of RESPA and Interstate Land Sales
US Department of Housing and Urban Development
Room 9154
451 7th Street, SW
Washington, DC 20410.
5. Richard Malme
California Department of Corporations File No: 413-0234
320 West 4th Street, Suite 750,
Los Angeles, CA 90013
6. Department of Corporations,
Consumer Services Office
1515 K Street, Suite 200,
Sacramento, CA 95814.
7. Deutsche bank National Trust Co.,
1761 East Saint Andrew Place,
Santa Ana, CA 92705-4934.
8. Deutsche Bank National Trust Co;
60 Wall Street,
MAIL STOP NYC60-3012,
NEW YORK, NY 10005-2858.
9. Ameriquest Mortgage Company
2677 N. Main Street, # 140,
Santa Ana, CA 92705
10. California Department of Real Estate
320 West 4th Street, Suite 350,
Los Angeles, CA 90013
11. Attorney General’s Office
California Department of Justice
Attn: Public Inquiry Unit
P.O. Box 944255
Sacramento, CA 94244-2550
12. U.S. Department of Justice
950 Pennsylvania Avenue, NW
Washington, DC 20530-0001 USA

]]> By: angela sutton https://www.livinglies.me/blogs/7095/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action#comment-105436 Fri, 18 Nov 2011 19:22:31 +0000 https://livinglies.me/2011/11/16/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action/#comment-105436 Yes, I do know what you mean, It takes hunting. That is the whole essence of the pchyological etc of what has been written. We can see the crime but who can do it. I already posted my fight, Never thought it would take so long, depending where you are at, I may have some helps myself. My dear mother & my family has been so damaged buy the false hope of the mortage company only intention (fraud) is take the property. Read my post.. few bks, recalled lockeds, eviction while I was at work, walked my mother 84 & son out with no warning.& the same carpertbagger, come out of the realty company, and pursued the property. He paid himself to board up the place & hired someone to watch the place, becaz I came back. My mother is in a home, lost my job, & my son friend hopping, like me. I have a fee waiver, even to find a lawyer who get its & stands for the cause, instead of the pocket, is the hardest. It beens two years, hoping to get the case settled & my mother to come back so we can have some life, With the holidays, I sure miss my house with my mom & family.. I was hoping to get a hotel so that we can cook together for thanks giving & Chiristmas, My mother really needs a break,, this has been the longest ordeal, with the bks etc.. no credit. barely surving to pay the storage & car basics until this case is over.. At least I will show in court with or with out a lawyer, to know I did everything possible.. with in my soul…
Don’t give up,, keep on trying.. suttons77@hotmail.com

]]> By: danielle https://www.livinglies.me/blogs/7095/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action#comment-105435 Thu, 17 Nov 2011 19:22:15 +0000 https://livinglies.me/2011/11/16/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action/#comment-105435 In reply to Nora C.

I should follow up by adding that I agree that the people have to prevail, and I never underestimate them. Don’t bet against Americans.

]]> By: danielle https://www.livinglies.me/blogs/7095/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action#comment-105434 Thu, 17 Nov 2011 19:16:21 +0000 https://livinglies.me/2011/11/16/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action/#comment-105434 In reply to Nora C.

I’m not sure it’s an evil plan. I think it’s a lot of people doing what they believe are their jobs. Not realizing that they are part of a really flawed process. And each person who doesn’t reflect on what part we/I play in the big picture is part of the problem when we/I aren’t actively part of the solution.
The solution is not to have to fight in the first place. It’s to be a critical thinker. Not getting into the mess would have been ideal. I suspect the evil was in the plan not existing…just a big opportunity and nobody watching the opportunists.

]]> By: Nora C https://www.livinglies.me/blogs/7095/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action#comment-105433 Thu, 17 Nov 2011 19:00:21 +0000 https://livinglies.me/2011/11/16/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action/#comment-105433 I agree that this article is mostly bunk. Homeowners DO call the bank, even though it’s pointless because the bank wants the house and they do whatever crooked stuff they have to do to get it, plus those wonderfully inflated FEES they add in.
VERY FEW loan workouts or mods have been done, in comparison to the number declined without explanation. Many were renegged on, later. Just more propaganda the banker’s spew. When you have all these self-righteous bankers spinning the tale that millions of “deadbeat homeowners” caused the financial woes we’re experiencing, no one stops to think about the fact that the banks not only approved these loans (many times despite the “borrower’s” objections) they made a lot of money betting against them because they knew the loans would fail! Millions of people do not suddenly become financially irresponsible–that dog doesn’t hunt. Some of the people who’ve lost homes occupied them for 20 or more years. When is the concensus going to swing around to rational thought?

Bankers are nothing more than loan sharks in business suits, void of morality or decency. There is a total disconnect between them and humanity, which allows them to steal without suffering any guilty conscience. They invented the psycho babble crap, another tool to manipulate, extort and control the slaves. When enough of us stand up and demand that they be put in jail, they just swap the current regulator who’s buckling under pressure, with a new guy and fill his pockets. This has all been an evil plan to control us through debt slavery, and homelessness was supposed to make it easier for them. Like most evil plans, however it has backfired. People aren’t as weak and easily beaten as the article states…we are determined enough to walk away from our favorite material thing in the whole world–our home–to break their rediculous grip on us. We may not be able to buy an attorney’s assistance, but we are NOT BEATEN. Death to the banks. We don’t need them. The good, resilient people will prevail.

]]> By: jen https://www.livinglies.me/blogs/7095/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action#comment-105432 Thu, 17 Nov 2011 18:44:55 +0000 https://livinglies.me/2011/11/16/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action/#comment-105432 Hi, I`m in NY I just got a letter today from ASC saying my morgage was in default and if i didnt pay a huge amount of money by dec10 they would accelerate.I`m so confused I have sent letters tila respa ect.they wouldnt take my payment when i was 2 months late i was willing to settle it up and they said no.then no contact from them till now that was feb.doess anyone know what i should do.oh had a forensic audit done also .

]]> By: danielle https://www.livinglies.me/blogs/7095/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action#comment-105431 Thu, 17 Nov 2011 15:47:54 +0000 https://livinglies.me/2011/11/16/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action/#comment-105431 It used to be said that you should answer a case like this because it wasn’t about winning, it was about “losing slow”. Which was why some people didn’t bother hiring a lawyer. As it turns out, though, the people who did hire the lawyers ended up losing faster many times.
Lawyers just couldn’t win or didn’t know how to defend the case.
Or didn’t care to. I wonder how these pro bono organizations who used intake criteria that only represented people willing to produce loan docs and mediate (legal aid) can keep doing the good work they do?
Since they are working directly in the virtual and (they knew for some time) statistical opposition of their client’s interest, based on any number of models.
Who is going to take them to task? They really messed some people up. Using taxpayer money. That sickens me.

]]> By: Psychological Paralysis Prevents the Majority of Homeowners From Taking Action https://www.livinglies.me/blogs/7095/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action#comment-105430 Thu, 17 Nov 2011 05:28:41 +0000 https://livinglies.me/2011/11/16/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action/#comment-105430 […] Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud Tagged: anxiety, bankruptcy, borrower, countrywide, depression, disclosure, financial distress, foreclosure, foreclosure defense, foreclosure offense, foreclosures, fraud, LOAN MODIFICATION, modification, paralysis, quiet title, rescission, RESPA, securitization, TILA audit, trustee, WEISBAND Livinglies’s Weblog […]

]]> By: Enraged https://www.livinglies.me/blogs/7095/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action#comment-105429 Thu, 17 Nov 2011 05:20:34 +0000 https://livinglies.me/2011/11/16/psychological-paralysis-prevents-the-majority-of-homeowners-from-taking-action/#comment-105429 Another one…

http://www.stollberne.com/ClassActionsBlog/2011/03/25/homeowners-file-class-action-lawsuit-against-jpmorgan-chase/

As I mentioned, class actions are being filed by homeowners. Don’t know if that one got confirmed either. Maybe too early to know although it’s been 8 months.

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