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</html><description>The hearsay rule and exceptions to it are deceptively simple. It is the application of the rule and exceptions that are complicated. The bottom line is that companies posing as servicers may not produce a witness to provide testimony that is the foundation for introduction of documents if the company was not directly involved in [&hellip;]</description><thumbnail_url>en-cache://tokenKey%3D%22AuthToken%3AUser%3A44094413%22+a3f9a1d4-a36c-03be-e1db-71285cb5c010+e9713fce03ddd4e74e405549c39d8f69+https://www.evernote.com/shard/s303/res/5e7826c7-d2e3-2a68-c34c-d108c5b92115</thumbnail_url></oembed>
