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</html><description>I&#x2019;ve been getting some &#x201C;hate mail&#x201D; from people who obviously have a vested interest in getting a message out that the appraisers did nothing wrong. This is the equivalent of saying the rating agencies did nothing wrong rating securities AAA when they were worthless. The simple facts are that the &#x201C;lender&#x201D; had no skin in [&hellip;]</description></oembed>
