Violation of the Fair Debt Collection Practices Act (“the FDCPA”)
From Sal Danna: When Countrywide took over the servicing from Greenpoint, the loan was already in default which automatically makes Countrywide a debt collector. If it was not in default, then a loan servicer is not considered a debt collector. When I received the first letter from Countrywide, it contained the standard “This is an …
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