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June 29, 2009

OHIO SLAM DUNK by Judge Morgenstern-Clarren: US BANK TRUSTEE and OCWEN Crash and Burn

6 Comments / bubble, CDO, Corruption, Eviction, foreclosure, GTC | Honor, Modification, Mortgage, securities fraud, Servicer / By

Pretender Lenders — read and weep. Game Over. Over the next 6-12 months the entire foreclosure mess is going to be turned on its head as it becomes apparent to even the most skeptical that the mortgage mess is just that —  a mess. From the time the deed was recorded to the time the …

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FDCPA — Fair Debt Collection Practices Act

8 Comments / CDO, Corruption, Eviction, foreclosure, GTC | Honor, Investor, Modification, Mortgage, securities fraud, Servicer, Statutes / By

Don’t get misled by titles. The wording of the statute clearly uses “verification” not validation. Verification generally means some sworn document or affidavit. This means when you contest the debt under FDCPA (in addition to sending a QWR) the party who is supposedly collecting or enforcing the debt has a duty to “obtain verification”. And …

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