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IL AG ISSUES NEW SUBPOENAS TO LPS AND NTC

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE MADIGAN ISSUES SUBPOENAS TO LPS, NationWide Title Clearing ; WIDENS ‘ROBOSIGNING’ PROBE FROM STOPFORECLOSURENOW.COM Chicago — Attorney General Lisa Madigan today expanded her investigation into “robosigning” practices, issuing subpoenas against two national mortgage servicing support providers. The subpoenas are the latest effort in Madigan’s ongoing probe …

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UTAH QUIET TITLE CASE GIVES CLEAR TITLE TO HOMEOWNER

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE Harvey v Garbett, quiet title case in Draper Utah (1) The case was decided on procedural rather than substantive grounds, so citing to this case as proof that the homeowner is entitled to quiet title in the context of a securitized loan would not be right. …

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BANKS CONTINUE TO HOLD NEARLY 1 MILLION HOMES AS SALES AND PRICES CONTINUE TO PLUMMET

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE STATED INCOME, STATED ASSETS (SISA) NO DOC ASSETS AND INCOME FOR THE BANKS: AS FALSE AS IT ALWAYS WAS EDITOR’S COMMENT: DICK DURBIN said it when the democratically controlled senate and house refused to even inquire about the real nature of the securitization illusion — “The …

BANKS CONTINUE TO HOLD NEARLY 1 MILLION HOMES AS SALES AND PRICES CONTINUE TO PLUMMET Read More »

GOLDMAN SACHS EXECS BRACE THEMSELVES FOR SUBPOENAS

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE see www.housingwire.com for full story. EDITOR’S NOTE: When the walls start to crumble as they are at Goldman, BOA, Citi and Chase, the biggest fear that emerges is who is going to “flip” and turn into the prosecution’s star witness. Then the race starts to be …

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MARY COCHRANE: FOLLOWING THE MONEY — BACK TO THE HOMEOWNERS?

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE FOLLOWING THE DOCUMENTS SENDS YOU DOWN A RABBIT HOLE EDITOR’S ANALYSIS: If you the follow the money you are following the truth and if you stick with the money then your pleadings and proof will be congruent and persuasive. If you follow the documents, as the …

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MARY COCHRANE UNRAVELS CHASE MANAHATTEN MORTGAGE CORPORATION

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE Pay Attention Please very important to many consumers: ‘CMMC’ Chase Manhattan Mortgage Corporation (Parent JPM) in Agreements with Norwest Corp in 1996 its newly acquired affiliate, largest producer of non-conforming mortgage products…. Special Purpose Vehicles (SPV’s) joint ventures … As related to Norwest Asset Acceptance Corp …

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NY STARTS NEW INVESTIGATION OF MEGABANKS ON MORTGAGES and FORECLOSURES

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE BANKS LOOKING TO NY FED FOR PROTECTION EDITOR’S NOTE: Maybe this will wipe that arrogant smirk off their faces. Again the investigations are renewed after it seemed they were giving up. Just as the financial regulatory agencies followed up an SEC settlement with Goldman, they all, …

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Cochrane: Deutsch Unraveled — COMPLEXITY COVERS FRAUD

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE Now they are trying it again, with the help of the NY FED. The characterization of the loan models as “originate and distribute” gives the impression that the loans were underwritten first and then distributed pursuant to a securitization plan. They are again retreating to complexity …

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DOES THAT LAWYER REALLY REPRESENT THE "BANK" — REALLY?

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S NOTE: One of the first things that happens in any foreclosure case is that someone contacts the borrower saying who they are or who they represent. I contend that those representations should be confronted. It often happens, as Charles points out below, that more than …

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REO PROPERTY FINANCE AND SALES UNDER A CLOUD OF PROBLEMS

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S NOTE: Now Banks are facing the consequences of their own wrongful actions in originating, servicing and foreclosing on homes. They are carrying property on their balance sheet as “real-estate owed” (REO) when in fact they don’t own it, they never financed it and they never …

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U.S. Trustee Exec: Toxic Practices Are Typical and Harmful

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE Bank PlayBook: Whatever it Takes to Foreclose EDITOR’S NOTE: Despite the recent obvious NY Fed attempt to thwart disclosure of the truth about the obligations,, notes, mortgages and mortgage bonds, the lie we have been living on Wall Street is unravelling. It is becoming exquisitely obvious …

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Cochrane: How Deutsche Bank as a Trustee will attempt to harm you in bankruptcy court.

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S NOTE: When you actually READ the securitization documents, you will find, as I did, that all of them are quite disingenuous. They mislead the casual reader and even some careful readers who don’t understand what is actually being said. The prospectus says the investor is …

Cochrane: How Deutsche Bank as a Trustee will attempt to harm you in bankruptcy court. Read More »

FOLLOW THE MONEY and THEN THE DOCUMENTS

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S NOTE: Mary Cochrane with her endless research provides an in depth look at the subsidiaries of Wells Fargo below. The point here is that you should be following the money rather than concentrating on the chain of documents. If you follow the money, then you …

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OOPS! MILLSAP & SINGER FORECLOSURE MILL ACCIDENTALLY SENDS FABRICATED ASSIGNMENT TO BORROWER

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S NOTE: I have in my possession a copy of an actual letter, an actual computer printout, and an actual fabricated assignment prepared by the foreclosure mill for signature by Bank of America. The foreclosure mill acknowledges the referral of the case for foreclosure and states …

OOPS! MILLSAP & SINGER FORECLOSURE MILL ACCIDENTALLY SENDS FABRICATED ASSIGNMENT TO BORROWER Read More »

AZ APPELLATE COURT REVERSES FORCIBLE DETAINER (EVICTION)

SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM see case decision BANK OF NEW YORK MELLON V PATRICIA DE MEO: CV100177(2) COURTS MOVING CLOSER TO STRICT APPLICATION OF FEDERAL LAW Only six months ago the courts were very dismissive of defenses field by homeowners and tenants despite the application of numerous Federal laws designed to protect consumers, …

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WHISTLEBLOWER SUITS IDENTIFIES FRAUD IN AIG BAILOUT: FOLLOW THE MONEY, NOT THE PAPER

SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM EDITOR’S ANALYSIS: Don’t get intimidated. This is actually very simple. The Federal Reserve window and other “facilities” were made available to the tune of $7 TRILLION dollars (half of the debt ceiling in its current form) in order to ease the liquidity problem. The belief was that by saving …

WHISTLEBLOWER SUITS IDENTIFIES FRAUD IN AIG BAILOUT: FOLLOW THE MONEY, NOT THE PAPER Read More »

Mary Cochrane: Wells Fargo Asset Securities Corp [ formerly Norwest Asset Securities Corp ]

submitted by Mary Cochrane Let’s see Bet Belfield Officer 655 Registrants for Wells Fargo Bank NA, Sioux Falls SD part of Wells Fargo & Co/MN formerly known as Norwest Corporation (you know prior to 11/2/98) Filed by the most interesting Filing Agent of them all on all of the dirty deeds 10K’s where Wells FArgo …

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MARY COCHRANE GIVES DETAILS ON FIRST MAGNUS

Dear pelucheven, on October 28, 2010 at 9:15 am said: Hi Dave I like to share with consumers you can find information to reveal how the pretender lenders do business. Example your question regarding who is:. RE: First Magnus Financial Corporation (12/311996) dba CHARTER FUNDING I never would have known if I had not looked …

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NY Times: Proposed Settlements on Foreclosure Worsen Situation

CLE SEMINAR: SECURITIZATION WORKSHOP FOR ATTORNEYS — REGISTER NOW SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM SCAM CONTINUES: EVERYONE KNOWS BUT NOTHING IS DONE EDITOR’S NOTE: The fear that the sky will fall prevents “responsible” journalists and government officials from using the f-word, so I will. This was a fraud from start to finish and anything …

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MORTGAGE BROKERS COMPLAIN ABOUT NEW FED RULES BARRING HIDDEN FEES

CLE SEMINAR: SECURITIZATION WORKSHOP FOR ATTORNEYS — REGISTER NOW SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM EDITOR’S NOTE: Amazing how our culture has been one of “entitlement.” No I’m not talking about social security, medicare or medicare, or fire departments, police departments or teachers. I’m talking about the fees that mortgage brokers have been paid to …

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SENATE PANEL ISSUES SCATHING REPORT NAMING CULPRITS IN FINANCIAL CRISIS

CLE SEMINAR: SECURITIZATION WORKSHOP FOR ATTORNEYS — REGISTER NOW SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM SEE SENATE PANEL REPORT PSI_WallStreetCrisis_041311.pdf EDITORIAL COMMENT: We’ll have to see how much of this politics. But these facts and  conclusions provide considerable support to claims by borrowers concerning the the validity of the mortgages, notes, liabilities, foreclosures and sales. …

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Pretender Signers: How Appearances Can Be Deceiving

SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM Sign up for our 2 day live CLE seminar in Phoenix with Neil Garfield, Dan Edstrom, Jon Lindemen, Beth Findsen, and Jim Macklin presenting. Go to www.luminaq.com. It’s a rare opportunity to meet and hear the entire livinglies-LUMINAQ team in person. GREAT MEMBERS TELECONFERENCE YESTERDAY. HERE’S A QUESTION WE …

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"Phantom" Trustees: Tools of Wall Street

SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM GET COMBO TITLE AND SECURITIZATION SEARCH, REPORT, ANALYSIS ON LUMINAQ EDITOR’S ANALYSIS: There are so many “Trustees” running around these days, it is impossible to figure out what they do and if they even really exist. In the article below, Streitfield points out that the “Trustees” on deeds of …

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GET THAT PSA: Alabama judge denies securitization trustee standing to foreclose

SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM GET COMBO TITLE AND SECURITIZATION SEARCH, REPORT, ANALYSIS ON LUMINAQ WHY? BECAUSE THEY WANT A FREE HOUSE — THE BANKS, THAT IS — NOT THE BORROWERS ADMINISTRATION FAILS TO ENFORCE FAILING MODIFICATION PROGRAM: WHOSE COUNTRY IS THIS ANYWAY? Barofsky: HOW TARP FAILED HOMEOWNERS SINGLE TRANSACTION THEORY CORROBORATED: INVESTOR-HOMEOWNER DEAL “The court is …

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