SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM ECONOMISTS SURPRISED — EXPECTED RISE EDITOR’S RANT: HOW STUPID DO YOU HAVE TO BE TO NOT KNOW THAT HOUSING IS IN THE TOILET AND GOING LOWER? They won’t fix foreclosures, they won’t fix title, they won’t help investors and they won’t help homeowners. They admit that housing drives the …
SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM EDITOR’S NOTE: In a rare display of doing its job the federal reserve has now expressed some doubts about the balance sheet of Bank of America. The plain truth is that the assets are questionable for one or all of several reasons — the assets are fictitious, the assets …
Posted on March 23, 2011 by Foreclosureblues The Market Ticker – Oh Look, Handcuffs! Real Ones…. Yesterday, March 22, 2011, 2:07:00 PM | genesis Now this is a change…. Former FirstCity Bank executives Mark A. Conner, 44, and Clayton A. Coe, 41, each face conspiracy and bank fraud charges, the U.S. Attorney’s Office said in …
The Market Ticker – Oh Look, Handcuffs! Real Ones…. Read More »
Posted on March 23, 2011 by Foreclosureblues Naming Names: Your Real Government Yesterday, March 22, 2011, 6:59:27 PM | noreply@blogger.com (Activist) When dark deeds unfold, point the finger in this direction. Dees Illustration Tony Cartalucci, Contributing Writer Activist Post This is your real government; they transcend elected administrations, they permeate every political party, and they …
Posted on March 23, 2011 by Foreclosureblues Fannie and Freddie Hiding Over $100 Billion of Losses? Today, March 23, 2011, 3 hours ago | Yves Smith Bank expert Chris Whalen has a little bombshell in his current newsletter. It’s so obvious that it should not only have occurred to me but pretty much everyone on …
Fannie and Freddie Hiding Over $100 Billion of Losses? Read More »
SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM TRADING ACTIVITY CASTS DOUBT ON IDENTITY OF CREDITOR IN MORTGAGES EDITOR’S NOTE: A “windfall for taxpayers” — REALLY? The hype doesn’t match the facts. While the Fed and large financial institutions trade paper instead of solving our problems they are giving credibility to the so-called mortgage bonds based upon …
Even the FED is Making Money Off Bogus Mortgage Loans Read More »
SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM Statistics are not published as to the number suicides related to financial difficulty, but financial pressure is often cited in studies as a triggering event for death from “natural” causes, suicide, disease and divorce. When the pressure is not just financial but a perception of total failure through loss …
THE COST OF SECURITIZATION FRAUDS: SUICIDES INCREASING Read More »
SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM EDITOR’S COMMENT: Krugman is right. Policy has been hijacked by ideology. It is as though we were eating our young. What do we expect them to do when they grow old enough to become part of the workforce? Poorly educated, broke, in debt from the day they were born, …
Krugman: Washington has lost interest in the unemployed Read More »
SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM SEE 10-lies-we-live-by-and-should-stop-believing-if-we-want-this-to-stop SEE taking-justice-off-the-table-2-cent-settlement In Proposed Mortgage Fraud Settlement, a Gift to Big Banks TROJAN HORSE By JESSE EISINGER, ProPublica Luis Alvarez/Associated Press Tom Miller, attorney general of Iowa. Lurking in a proposed mortgage fraud settlement with the state attorneys general is a clause that could be worth …
FRAUDULENT MORTGAGE FRAUD SETTLEMENT IN THE WORKS UNLESS YOU STOP IT Read More »
COMBO Title and Securitization Search, Report, Documents, Analysis & Commentary It’s not often that I endorse a candidate for public office, much less one who isn’t running for anything yet. But I think it’s important to recognize the efforts of a State Senator, recently elected after having been in the State House of Representatives. Ms. …
MICHELLE REAGAN: REPUBLICAN, MAINSTREAM AND HEADED FOR A BRIGHT FUTURE Read More »
COMBO Title and Securitization Search, Report, Documents, Analysis & Commentary ARIZONA MAVERICK LEGISLATURE ASSERTS THE RULE OF LAW EDITOR’S COMMENT: MUCHO CONGRATS TO SENATOR MICHELE REAGAN AND ATTORNEY BETH FINDSEN, ESQ. (SCOTTSDALE) WHO DRAFTED A BILL REQUIRING A WOULD-BE FORECLOSER (PRETENDER LENDER) TO PROVE THEY ARE THE CREDITOR. DESPITE MILLIONS OF DOLLARS IN A SOLID …
BANKS BLASTED BY ARIZONA STATE SENATE: FORECLOSURE DEFENSE DANCING IN THE STREETS Read More »
COMBO Title and Securitization Search, Report, Documents, Analysis & Commentary COUNTY RECORDERS TO IMPOSE FEES AND FINES FOR FAILURE TO RECORD AUTHORIZED COUNTY GOVERNMENT OFFICIALS: EMAIL YOUR NAME TO LUMINAQ.COUNTYRECORDERS@GMAIL.COM YOUR TITLE YOUR TELEPHONE NUMBER YOUR EMAIL TO WHICH YOU WANT THE TELECONFERENCE INVITATION SENT BILLIONS OF DOLLARS TARGET FOR RECOVERY TO COUNTY REVENUE: We …
COUNTY RECORDERS MULL MERS PLAN WITH LUMINAQ-LIVINGLIES TO RECOVER LOST REVENUE Read More »
COMBO Title and Securitization Search, Report, Documents, Analysis & Commentary READ FULL DECISION HERE—-> MA S Ct 1-7-11 usbank see ibanez-decision-analyzed see CNN Report and Video NOTABLE QUOTES: “Where, as here, mortgage loans are pooled together in a trust and converted into mortgage-backed securities, the underlying promissory notes serve as financial instruments generating a potential …
IBANEZ: HUGE WIN FOR BORROWERS IN MASSACHUSETTS (NON-JUDICIAL STATE) HIGH COURT Read More »
COMBO Title and Securitization Search, Report, Documents, Analysis & Commentary EDITOR’S COMMENT: As concern mounts that the entire title infrastructure has been put at risk by shoddy practices in lending, recording, transferring and foreclosing mortgages, a New Jersey Judge has set a hearing to consider suspension of ALL foreclosures by the megabanks pending further investigation. …
NJ Court Considers Statewide Foreclosure Suspension Jan 19 Read More »
After 40 years of cutting costs and spending the American government has somehow avoided a conclusion that is so obvious that any child over the age of 10 would be able to give you the answer. This reminds me of the 30 year study by the American Medical Association in which they concluded that children …
FIXING THE DEFICIT: NY TIMES CHALLENGE TO READERS Read More »
LIVINGLIES—GARFIELD CONTINUUM BLOG COMBO Title and Securitization Search, Report, Documents, Analysis & Commentary Editor’s Note: I’m not sure about the submission below and I invite comments. The point missing, I think, is that the notes themselves were not EACH converted into bonds. The securitization structure appears to me to be the intermingling of notes (which …
Legal Research Society Uncovering the CUSIP Applications: Converting Notes into Bonds Read More »
SUBSCRIBE TO LIVINGLIES MEMBERSHIP FOR DISCOUNTED SERVICES, NEWSLETTER AND FREE TELECONFERENCES Livinglies fulfills its commitment to becoming the #1 internet resource in foreclosure defense and offense (claims for damages for wrongful foreclosure or improper lending practices). DON’T ASSUME YOUR LOAN IS IN DEFAULT — IT PROBABLY ISN’T EVEN IF YOU DIDN’T MAKE A PAYMENT! DON’T …
3,900,000 Visits and Moving Faster. OUR 3RD ANNIVERSARY — THANK YOU!! Read More »
livinglies-general-store livinglies-newsletter-provides-more-strategic-info IF YOU HAVE A SECOND MORTGAGE, HELOC OR OTHER JUNIOR LIEN ON YOUR PROPERTY (LIKE AN ASSOCIATION LIEN FOR NON-PAYMENT OF MAINTENANCE), THAT MIGHT JUST BE YOUR TICKET OUT OF THIS MESS. I would add that if you are the holder or the attorney for the holder of junior liens, you should pay …
THIS IS FROM REUBEN NIEVES. IT IS A GOOD PIECE OF WORK AND HE WANTS COMMENTS AND CONTRIBUTIONS. HE HAS A FINELY MADE POINT HERE AND IT IS SELF-EXPLANATORY. I have always said that the power of sale raises constitutional questions — namely, that no person should be deprived of life, liberty or property without …
SHELL GAME CONTINUES. WHO HAS THE BOND? WHO HAS THE RECEIVABLE? WHO HAS THE SECURITY INTEREST? WHO IS GETTING PAID? WHERE ARE THE MONTHLY PAYMENTS GOING? FANNIE MAE AND FREDDIE MAC ARE BIG PLAYERS, AS IS THE FEDERAL RESERVE. ARE THEY THE ONES REALLY FORECLOSING UNDER COVER OF SECURITIZATION? EDITOR’S NOTE: Another entry under the …
I like this post from a reader in Colorado. Besides knowing what he is talking about, he raises some good issues. For example the original issue discount. Normally it is the fee for the underwriter. But this is a cover for a fee on steroids. They took money from the investor and then “bought” (without …
Submitted by Charles Koppa. 6/9/2010 Editor’s Note: We are starting to look at events AFTER the sale has taken place and we are discovering a number of things: CREDIT BID: Only the Creditor can submit a credit bid. All others must pay actual money. If a non-creditor submitted a credit bid (essentially bidding the “amount …
GET LOAN SPECIFIC RECORDS PROPERTY SEARCH AND SECURITIZATION SUMMARY because a foreclosure under a power of sale is not favored in the law and must be “watched with jealousy,” see In re Foreclosure of Goforth Props., 334 N.C. at 375, 432 S.E.2d at 859 (internal quotation marks omitted), we must conclude that the evidence presented …
Conservative NC Court of App: Power of Sale is Not Favored Under the Law Read More »
Editors Note: If anything shows the extent of appraisal fraud, it is the sheer number of homes that are under water. These figures while high, report only a fraction of the actual number of homes because of the way they are computed. If you take the asking price, reduce it by at least 4% (which …
