Livinglies

WELCOME TO LIVINGLIES — Since 2007

KEEP YOUR HOME!!! – Over 17,000,000 Visitors Most of the claims that use “securitization” as a foundation are FALSE!! That means they have no right to administer, collect or enforce any debt, note, mortgage or deed of trust. And THAT means you can successfully challenge foreclosures AND pursue damages against those who make false claims. …

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Eric Mains: #MeToo- Is Social Justice a Viable Alternative to a Flawed and Compromised Judicial System?

By Eric Mains, J.D, Former Federal Bank Regulator In the last few months we have seen a literal wave of the wealthy and influential falling from grace, losing their positions of power and ducking for cover as their conduct becomes scrutinized in media and social media. They have become keenly aware if they have something …

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The Phantoms of Foreclosure: Phantom Creditors, Trusts and Debt

by Jay Guggenheim Hurry!  Sign up for the ‘Death of a Salesman’ seminar on Monday at 4pm Eastern here.   [wpvideo rtyRnIjT] Neil Garfield, attorney Charles Marshall and investigator Bill Paatalo discuss how mortgage servicers are collecting phantom debt on behalf of phantom creditors by creating fabricated and forged documents on the Neil Garfield show.  …

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The Neil Garfield Show: Foreclosure Q & A. Have a Question? Neil Garfield wants to hear from you!

Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays   Co-hosted with attorney Charles Marshall. Do you have a perplexing question about foreclosure, securitization or chain-of-title issues? Neil Garfield will answer questions from callers.  Please keep your question brief and limit yourself to one question …

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Investigator Bill Paatalo: Nationstar Conducts “Bulk Note Sales” Without The “Notes?”

Originally Posted by Bill Paatalo on Oct 26, 2017 at www.bpinvestigativeagency.com In 2013, investors in six “RALI Series” Trusts filed a complaint in New York against their Master Servicer (Nationstar Mortgage, LLC) for conducting “Bulk Note Sales” of non-performing loans owned by the trusts for its own benefit; specifically to recoup upwards of a billion-dollars …

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How You Can Easily Research State Records For Evidence Of Unremediated LPS Robo-Signing Fraud

How You Can Easily Research State Records For Evidence Of Unremediated LPS Robo-Signing Fraud*[1]  By Eric Mains, Former FDIC Team Leader Introduction Many of the banks conducting foreclosures 2008-2013 relied on a few large foreclosure mills to litigate cases for them, and still do. For large banks, it made sense–consolidate your cases with specialized firms …

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Listen now to the recorded The Neil Garfield Show: Setting your case up for Litigation, Modification or Settlement.

Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays Log-in to listen to archived show. This episode will discuss setting up your case for litigation, modification or settlement.  California attorney Charles Marshall will discuss settlement framework (writ large and small), and the numerous misunderstandings regarding …

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The Neil Garfield Show at 6pm EST: Contrived complexity from the usual suspects: MGIC master insurance pools

Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays Tonight California attorney Charles Marshall hosts the show and is joined by Investigator Bill Paatalo.  Paatalo recently stumbled upon an insurance policy that was issued for loans in a trust, but discovered that the trust no …

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CitiGroup Whistleblower Richard Bowen: The Immaculate Corruption

http://campaign.r20.constantcontact.com/render?m=1118575381433&ca=a2e5c0b7-db56-42f8-9a03-3310d938cb61 Watch the video here: http://fullmeasure.news/news/cover-story/immaculate-corruption Full Measure with Sharyl Attkisson: The Immaculate Corruption featuring Richard Bowen. Photo: Sharyl Attkisson Full Measure News is broadcast to 43 million households in 79 markets on 162 Sinclair Broadcast Group stations, including ABC, CBS, NBC, FOX, CW, MyTV, Univision and Telemundo affiliates and streams live Sunday mornings at 9:30 …

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Foreclosure Action 101: What to do first when you know nothing about Foreclosure Defense

So you just received that dreaded letter in the mail announcing that a loan servicer who likely never loaned you a dime is going to foreclose on your home.  Your adrenaline rockets through your veins, you go into Fight or Flight mode and at some point you say, “Holy sh*t- what do I do now?” …

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The Neil Garfield Show Tonight at 6pm Eastern: The Illusion of Ownership: JPMC cannot prove ownership of WaMu Loans

  Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays   Mortgage Fraud Investigator Bill Paatalo and Southern California Attorney Charles Marshall join Attorney Neil Garfield to discuss Loan Modification Fraud, and recent foreclosure trends. Bill Paatalo, a dogged investigator of the WaMu transfer of …

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Five Questions with David Dayen about Foreclosure Fraud, Activism and Hope

  http://www.dailykos.com/story/2016/9/24/1572040/-Five-questions-with-David-Dayen-about-foreclosure-fraud-activism-and-hope David Dayen (dday to old-timers at Daily Kos) has been the most single most dogged journalist digging into the massive fraud perpetuated on American homeowners in the last decade, the fraud that almost brought down the global economy. In fact, he wrote the book on it—Chain of Title: How Three Ordinary Americans Uncovered Wall Street’s Great …

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FHFA Loan Reduction, Reduction: What's Your Function?

The Fair Housing Financing Agency has announced the details on the principle reduction program. The program is severely limited and requires that reductions be made only to owner-occupied borrowers who are 90 days or more delinquent as of March 1, 2016. The program will only apply to borrowers whose mortgage have an outstanding unpaid balance …

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Mortgages: Weapons of Middle-Class Mass Destruction

By the Lending Lies Team http://www.zillow.com/research/foreclosures-and-wealth-inequality-12523/ Losing your home by foreclosure to a bank that used fabricated documents to foreclose is a tragedy that has tainted the American dream for millions of Americans. The process is unjust, unlawful and dehumanizing. But even years after the former homeowner has moved forward with their lives they sustain …

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Lack of Standing is an Affirmative Defense

Appellant Robert J. Stoltz prevailed against Aurora Loan Servicing and Nationstar Mortgage in Florida’s Second District Court of Appeals. Honorable Judge Daniel R. Monaco reversed the final foreclosure judgment ruling that the plaintiff’s failure to prove standing at the inception of the suit was fatal (see Dickson v. Roseville Props., LLC, 40 Fla. L. Weekly …

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How Much Did Banks Pay For The 2008 Financial Crisis? Fines And Settlements Of Over $160 Billion In Past 8 Years

See here: 160billionbankfee So for an average of $20 Billion per year, the mega banks received an infinite supply of forever stamps — “forever” in the sense that they committed epic fraud and are still doing it. I believe this will be regarded as the most historic blunder in American history committed by three consecutive …

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“Prejudice” Element of Wrongful Foreclosure

http://www.jdsupra.com/legalnews/court-of-appeal-addresses-prejudice-48045/ By Kevin Brodehl If a property owner loses their property through a foreclosure sale initiated by someone who did not validly own the debt, has the property owner automatically suffered enough “prejudice” to pursue a claim for wrongful foreclosure?  Or does the property owner also need to show that it would have been able …

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Discovery: Your BlackKnight in Shining Armor?

http://www.bkfs.com/RealEC/DivisionInformation/SettlementAgents/ClosingInsightSettlementAgents/Pages/default.aspx THE FOLLOWING ARTICLE IS NOT A LEGAL OPINION UPON WHICH YOU CAN RELY IN ANY INDIVIDUAL CASE. HIRE A LAWYER. Maybe it is time to drill down a little deeper into ways to obtain Discovery. The same company that brought us the DOCX line of “original” fabricated documents has created a software platform used …

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California Supreme Court Rules in Yvanova, "The borrower owes money NOT TO THE WORLD at large but to a particular person or institution."

Yvanova v New Century Mortgage 02182016 Supreme Court of California opinion By William Hudson Last week the California Supreme Court ruled in Yvanova v. New Century Mortgage Corporation (Case No. S218973, Cal. Sup. Ct. February 18, 2016) that homeowners have standing to challenge a note assignment in an action for wrongful foreclosure on the grounds …

California Supreme Court Rules in Yvanova, "The borrower owes money NOT TO THE WORLD at large but to a particular person or institution." Read More »

I'm Back

Thanks once again to all those who wished me well. Your wishes worked. Publication of articles will resume as early as today. I was released from the Hospital on Saturday night and I am well on the way to being mended. As an aside and without going into details if anyone is taking or has …

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LIVINGLIES NEWSLETTER PROVIDES MORE STRATEGIC INFO

livinglies-general-store SUBSCRIBE TO LIVINGLIES FOR DISCOUNTED SERVICES, NEWSLETTER AND FREE TELECONFERENCES A lot of people are signing up for the newsletter. More than I imagined would do so. I found out quickly why. They were looking for strategies that drilled down more deeply into their cases. And they liked the teleconferences that go with it. …

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