LOAN MODIFICATION

LOST NOTE AFFIDAVIT GOES DOWN IN FLAMES IN IOWA

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE SUMMARY JUDGMENT DEFEATED IN IOWA; TWO SIGNIFICANT SUPREME COURT DECISIONS IN NEVADA July 14, 2011, 2 hours ago | Jeff Barnes July 14, 2011 An Iowa District Court has issued a 5-page Order denying Wells Fargo’s (second) Motion for Summary Judgment. Wells Fargo …

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Briefs Submitted for Oral Argument in Arizona

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE CV110091CQ Brief [Plaintiff Vasquez] CV110091CQ Brief filed by Defendants CERTIFIED QUESTIONS SUBMITTED FOR SUPREME COURT REVIEW AMICUS BRIEFS REPORTEDLY BEING FILED BY ARIZONA AG AND OTHERS A lot of buzz being generated about this time in  Arizona Supreme Court. The Court has scheduled …

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NEVADA S. CT.: CREDITOR MUST ESTABLISH ITSELF AT MEDIATION OR FACE SANCTIONS

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE 127nevadvopno40 A number of juicy points here, but the main one I find interesting is that they remanded Wells to the lower court for imposition of sanctions. Why? Because they didn’t produce the documents showing they were the creditor. And they can’t go …

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MICHIGAN: Kama Sutra Of Notary Fraud Discovered

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE Kama Sutra Of Notary Fraud Discovered At Multi-State Foreclosure Mill With Ties To MI SOS Written by  Steve Dibert Back in April and May, I posted a series of articles about how robo-signing seems to be out of control at Orlans Associates, a multi-state …

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LIVINGLIES PASSES 5 MILLION VISITS

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE You guys have kept me going on this. The closest estimate is that we have some 100,000 pages of resource material — for free — on this blog. Thanks to readers who kept me in the loop I can say there have been …

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BOA's Tactic of Attempting to Use Judicial Notice in Lieu of Evidence

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE see BOA Request for Judicial Notice Pro Se litigants and attorneys who have not dealt with evidentiary issues surrounding judicial notice get caught by this tactic all too often. Judicial Notice can ONLY be used to establish that something is in the public …

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MERS and Fannie Mae sue Short Sale Seller and Buyer

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE Duane DeSalvo Licensed Real Estate Agent Camarillo, CA July 04, 2011 OMG! Just when you think you’ve seen it all, along comes a new horror story that makes the thought of doing short sales even more disgusting than before!! Because of our intense …

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BOA SCREWING INVESTORS IN LATEST DEAL

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE DEAL TRIES TO “FORECLOSE” ON INVESTORS THAT ARE NOT PART OF THE DEAL EDITOR’S NOTE: At least they are consistent. BOA, in another attempt to use complexity to hoodwink investors and borrowers alike, has fashioned a “settlement” that is in actuality a cover-up …

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FLORIDA AG BUCKLES UNDER BANK PRESURE: Foreclosure fraud investigators forced out at attorney general's office

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE Foreclosure fraud investigators forced out at attorney general’s office By Kimberly Miller Palm Beach Post Staff Writer A lead foreclosure fraud investigator for the state said she and a colleague were forced to resign from the Florida attorney general’s office, unexpectedly ending their …

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QUICKEN LOANS INFO SHOWS IT ACTED AS MORTGAGE BROKER WHILE COUNTRYWIDE WAS THE ACTUAL "SELLER" OF THE LOANS

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE CLEAR VIOLATIONS OF TILA, RESPA, AND UDCPA Prospectus cwalt quicken loans originator PSA CWALT After years of pretending that it was “the bank” in loan transactions, the documents clearly show otherwise. Quicken was always a mortgage broker and it failed to register as …

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NEW BOA SERVICING DEAL IGNORES LAW AND REALITY

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S ANALYSIS: The latest deal announced by BOA is between the bank and investors because they can’t announce a deal with regulators. Regulators are getting wise to the fact that BOA’s hold on the mortgages that are to be “modified” or “foreclosed” is …

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DISCOVERY: Nelson McKee/FA Has Been a Filing Agent For 908 Registrants

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE FROM MARY COCHRANE Nelson McKee/FA Has Been a Filing Agent For 908 Registrants Norwest Asset Sec Corp …. Trust 1998-1 Filing Agent for 25,837…Registrants Wholesale (Bank and its commercial subsidiaries, affilaites, clients): “European market for ‘whole loans’ as compared to US market, remains …

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Nevada Supreme Court: You Gotta Prove Chain of Title

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE MEDIATION: The Creditor Must Show Up! « Relying on Disclosure When it is Least Likely to Matter | Main | Homeowners Insurance Claims and the Foreclosure Crisis » Nevada Supreme Court: You Gotta Prove Chain of Title posted by Adam Levitin A pair …

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FORECLOSURE MILL DIRECTORY STATE BY STATE

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE FORECLOSURE MILLS, STATE-BY-STATE. If your bank is represented by any of the following attorneys, or by a firm using the services of Lender Processing Services, Fidelity National Foreclosure Solutions, DocX, there is an excellent chance you have fraudulent affidavits. LPS (formerly FNFS and …

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14 MILLION OFFICIALLY UNEMPLOYED: WHERE IS THE OUTRAGE?

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S COMMENT: Where is the outrage? I’ve been asking that for 4 years. 14 million people are officially unemployed. That doesn’t count the people who are so underemployed that it can only be described as an outrageous waste of human resources. It also …

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SHEILA BAIR TELLS HER STORY

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE ‘They should have let Bear Stearns fail” “Our job is to protect bank customers, not banks” Mega Banks ratings are too high: “she went so far as to send a letter to Standard & Poor’s, the credit-ratings agency, suggesting that its ratings of …

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DESPITE ALL EVIDENCE TO THE CONTRARY WASHINGTON CONTINUES TO PRETEND THE MORTGAGES AND SECURITIZATION DOCUMENTS WERE PROPERLY EXECUTED

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S NOTE: “HELP IS ON THE WAY!” Actually, no, it isn’t. The latest round of pathetic policy initiatives merely show that the administration still doesn’t accept the basic truth that the servicers have no authority — even to to service the loans because …

DESPITE ALL EVIDENCE TO THE CONTRARY WASHINGTON CONTINUES TO PRETEND THE MORTGAGES AND SECURITIZATION DOCUMENTS WERE PROPERLY EXECUTED Read More »

UNEMPLOYMENT RISES AS WASHINGTON CONTINUES TO DRINK THE BANKS' KOOLAID

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE OBAMA’S BASIC WRONG-HEADED VIEW OF CAPITALISM TAKES ITS TOLL EDITOR’S COMMENT: It’s pretty simple really. We were able to predict that the economic recovery would stall and head south not because we are genius economists but because we can do arithmetic. The basic …

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Richard Zombeck: Mass Register John O'Brien's Presentation Draws Crowd of Recorders in Atlantic City

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE “I am stunned and appalled by the fact that America’s biggest banks have played fast and loose with people’s biggest asset — their homes. This is disgusting, and this is criminal,” O’Brien said. Mass Register John O’Brien’s Presentation Draws Crowd of Recorders in …

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J Shack: GAME OVER — HSBC FORECLOSURE, EVICTION AND LIS PENDENS DISMISSED WITH PREJUDICE

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE SEE ALSO game-over-veal-case-vindicates-every-point-reported-on-livinglies EDITOR’S ANALYSIS: This case is corroboration of everything we have been saying — the Banks are making us live their lie. They don’t have the mortgages, the investors don’t want them, and the robosigning is euphemism for fraud, forgery and …

J Shack: GAME OVER — HSBC FORECLOSURE, EVICTION AND LIS PENDENS DISMISSED WITH PREJUDICE Read More »

HOW INSURANCE PROCEEDS FROM AIG, AMBAC SHOULD BE APPLIED TO HOME LOAN BALANCES

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S NOTE: Insurance companies are getting riled up about everything. As they discover that Goldman and other venerable institutions used the power of their brand as a substitute for telling the truth, they are suing. The problem for insurers is a windfall for …

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SLAP ON THE WRIST? FEDERAL AND STATE PROSECUTORS CLASH OVER CRIMINAL CHARGES AGAINST BANKS

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE FEDS GIVE A HALL PASS TO ERRANT BANKERS STATES SEEK JUSTICE AND FAR GREATER RECOVERY FROM TRASHING OF THEIR MARKETPLACE “If you do not punish crimes, there’s really no reason they won’t happen again,” said Mary Ramirez, a professor at Washburn University School …

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WEIDNER: IT'S THE ALLONGE!!!

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE The Allonge- Billions of Dollars in Commerce Hangs on A Single Scrap of Paper EDITOR’S NOTE: If you wrote a check to your next door neighbor, you would expect that he would either cash it or deposit it. But what if your neighbor …

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AZ: TRUSTEE CAN BE SUED IF SUBSTITUTION WAS INVALID

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE JUDGES ARE STARTING TO EXAMINE DOCUMENTS AND THEY DON’T LIKE WHAT THEY ARE SEEING “Thus, while A.R.S. §33-807(E) may operate to dismiss a trustee in certain instances, if one of the allegations of a complaint is that the entity purporting to act as …

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