MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT Editor’s Note: Just because the document contains forgery and fabrication doesn’t mean you win and they lose. Focus on the money trail and challenge them to show a “sale” of the loan where there was an actual payment. They don’t have that and …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S ANALYSIS: In 1983 the amount of derivatives based upon credit instruments was zero. Then it went past $600 Trillion in 2007, and it is suspected (these are mostly “private” contracts) that they might be over a quadrillion now. There is approximately $70 …
ZOMBIE MONEY: How The World Keeps Cancerous Banks Alive Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S NOTE: I missed the timing, so this event already happened. But the SF Occupiers seem to be on the right track. They deserve our support and their efforts should be duplicated. My anecdotal evidence strongly suggests that the collusion between real estate …
SF Occupiers Turn Attention to Collusion Between Speculators and Banks Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT By Abigail Caplovitz Field | January 16, 2012 Perhaps the clearest window into a nation’s soul is its criminal justice system. Criminal law is legislated morality: certain acts are so vile, we exile the perpetrators to prison. But not every criminal. America will …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S COMMENT: Stopa’s article runs to the heart of the matter and it’s time WE faced the reality that payment, not magic, discharges what you owe. And the other reality is that if you try to win your entire case in preliminary hearings, …
Payment, Not Magic Satisfies Obligations: Stop Saying You Don't Owe the Money Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S ANALYSIS: You might ask how any bank could post such huge profits while the economy is in the toilet, Europe is falling apart and Asia is having problems. The answer lies — yes here it is again — in the level 2 …
Here is How JPMorgan Posts $19B Annual Profit Despite Housing Hangover Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT Double Dip Recession Likely Unless Foreclosures Stopped By E. Scott Reckard, Los Angeles Times California and other states are likely to see an enormous wave of long-delayed foreclosure action in the coming year as banks deal more aggressively with 3.5 million seriously delinquent …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT Bank United Offering Deficiency Waivers, Cash for Keys by Mark Stopa Esq. http://www.stayinmyhome.com/blog/2012/01/bank-united-offering-deficiency-waivers-cash-for-keys/ I’m pleased to report that I received settlement offers from Bank United today in three different foreclosure cases. Each offer entailed: (1) a deed in lieu of foreclosure; (2) a …
Bank United Offering Deficiency Waivers, Cash for Keys Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT Michael Olenick: 9.8 Million Shadow Inventory Says Housing Market is a Long Way From the Bottom By Michael Olenick, founder and CEO of Legalprise, and creator of FindtheFraud, a crowd sourced foreclosure document review system (still in alpha). You can follow him on …
10 Million Homes Ready for Foreclosure by Pretenders Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S NOTE: The Banks, Realtors and the Media are telling us that foreclosures are at their lowest levels since 2007, that you better try that short-sale before end of year or else you’ll owe taxes on the fraudulent amount demanded by pretender lenders, …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S COMMENT: Dylan Ratigan has come out with a new book that I think grasps the essence of our economic tragedy — a culture of cheating. I recommend the book and this article reviewing the book, because it will give insight into the …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT IF IT’S WRONG IT SHOULD BE REVERSED EDITOR’S NOTE: If you don’t fight, you are giving a gift to Banks who don’t have a dime in your deal. They didn’t lend any money and they never paid a dime for your loan. It …
Fighting Back: Reversing Foreclosure and Eviction Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITORIAL NOTE: This comes as no surprise to anyone except those at the Fed. Bernanke and especially the New York Federal Reserve still have not caught up with the reality that the toxic bonds are worthless of worth less than they thought by …
ZeroHedge: Fed Balance Sheet Unwinds as Auction of Toxic Bonds Fails Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S NOTE: Another example of the Banks claiming more than they are due. Force placed insurance is a game that the banks have been playing for years. They use any excuse possible to use it because they “buy” forced placed insurance to replace …
FORCE PLACED INSURANCE COMES UNDER SCRUTINY IN NEW YORK Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S COMMENT: When I raised this issue some years back, most lawyers thought I was stretching for a technicality. But in fact the lack of authority to represent a forecloser in litigation lies at the core of the “plausible deniability” defense that the …
Attorneys Admit No Authority to Represent US Bank in Foreclosure Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT by Bruce Judson SEE NATION IN DENIAL ON BUSINESSINSIDER.COM FOR FULL ARTICLE As we start the New Year, the executive branch and Congress continue to pretend the gravest risk to our economy and social stability does not exist: the ongoing foreclosure crisis. The …
Nation in Denial — No Recovery Without Fixing Housing and Foreclosures Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT submitted by workingamerica.org It’s time for the Big Banks to bear responsibility for the financial crisis—and for fraud and abuse against homeowners across the country. The nation’s state attorneys general are considering a settlement with the bankers, but there’s a risk they’ll let …
Write Letters Now to State AG's and the White House: Your Input Matters Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S COMMENT: Some of you may remember that when Nixon tried to get Richardson to fire the special prosecutor in the Watergate investigation, it was called the Saturday Massacre, as he fired Richardson, then U.S. AG, and replaced him with someone who would …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT See Full Article on ritholz.com By Barry Ritholz Think back to the giant fraud that was Enron. It was enabled — indeed, it was only possible — by the criminal behavior of their “Big Five” accounting firm, Arthur Andersen. This massive fraud perpetrated …
MOST POPULAR ARTICLES ONE ON ONE WITH NEIL GARFIELD — CLICK HERE I’m writing this because many questions have come in asking exactly what they can expect from a consultation. Hopefully this post will reach enough people to reduce the number of calls on this subject. First the rules. I do not give legal advice …
What Do I Get From Consulting With Neil Garfield? Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT Use this form under the heading “Best Practices” — Excellent in every respect. Hats off to Ivan Young of the Young Law Group in Bohemia, New York. I say the Defendants have a collective exposure of several million dollars. If I can find …
BOFA-Aurora Appraisal Fraud $1.8Million Lawsuit Filed in New York for One Homeowner Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S NOTE: Anyone surprised by this news hasn’t been watching the Bank moves for the last 5 years. Of course this process will at least go past the next election cycle. The foreclosures are fraudulent, the loans are defective, the paperwork is a …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S NOTE: Once upon a time banks made their money by accepting deposits, paying interest to customers on their balances and lending out the money at a higher rate than what they paid their customers. Then the new money morality took over and …
BANKING: It Pays to Shop Around as Annual Fees Top $500 Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S COMMENT: People are voting with their feet. The fact is that Credit Unions and Community Banks provide all the services that the average customer needs at a lower cost than the Mega banks. If this leads to decentralizing the power of the …
