MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Appendix J: Underwriter Interview Guide Bank Name: Examiner: Exam Date: Product: As necessary, ask follow-up questions until it is clear how requirements or procedures apply to the files to be examined and until the rationales for unusual policies are understood. …
From the OCC, The Path to Discovery in Litigation Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 After doing a lot of research and analysis on the subject to foreclosure auctions and credit bids I have arrived at several conclusions. The result is that I believe there are multiple causes of action against the “Substitute Trustee” (often …
The Neglected Auction Process as a Vehicle for Voiding Bank Title to REO Property Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 “….employees and agents of a number of banks had used the system to “repeatedly” submit court documents on mortgage holders, “containing false and misleading information that made it appear that the foreclosing party had the authority to bring …
Fraudulent Foreclosure Remedy: Return of the Home Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Note: This is how they do it. First there is the slap in the face. Then you have the recriminations and apologies and “penalties” that amount to no more than rounding errors. People have become accustomed to the tragic …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Beware of those who promise you perfect salvation, especially when they lack the garments and training of clergy. If there was a magic bullet that would end foreclosures or get all the houses back, it would already be done. Hundreds …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT Darrell Blomberg’s meeting tonight is well-timed. He chose the topic because he is seeing first hand how both lawyers and pro se litigants are confusing the debt with the documents. First let me say simply that the word is “quiet” not “quite.” It …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Taking a line from Jeff Foxworthy, I have compiled the following guidelines of how to know when you are going to lose against the thieving bank seeking to steal your property. You might call it, “You know your screwed when…” …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Tuesday April 17, 2012 …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Every day, every week, every month and every day we are bombarded by conflicting news reports. If you believe the pundits, the housing recovery has already begun. Their logic and their facts are convoluted, but they are sure. …
Impossible? Home Prices Drop Again in 16 Metro Areas Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Meeting: Tuesday, March 27, 2012 Is there a change in the wind? There have been a lot of recent developments in the Foreclosure Strategists’ effort. Tonight we’ll be looking at: RECENT COURT ACTIVITIES (local and national) PUBLICLY AVAILABLE …
Foreclosure Strategists: Meeting tonight in Phoenix AZ 7pm Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Bernanke’s comments corroborate years of projections on this blog and by others including Johnson and Roubini. We are kidding ourselves if we think that the economy is going to improve without addressing the housing problem. In order to …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Special Note to Readers: Thank you for your good wishes on my speedy recovery. It helps a lot to know that the people whom I seek to serve feel the same way about me as I do about …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 FOR IMMEDIATE RELEASE: March 21, 2012. Phoenix, Az. Neil F Garfield had emergency open heart surgery on Wednesday, March 7. The surgery was successful and he has been discharged from the hospital. He is now recovering at home. Many thanks …
PRESS RELEASE: NEIL F GARFIELD HOME FROM SURGERY Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Back when I first started writing the blog I was looking for an easy parable that would simplify the exotic theft performed by Wall Street. It did not occur to me that I would need to write a …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Tonight’s Meeting: Tuesday, March 20, 2012 Phoenix Arizona Due to many requests, I’ll be doing the “Strategic Default with a Vengeance” presentation again tonight. Please get the word out. This class can be an absolute paradigm for anybody struggling under …
Strategic Default with a Venegeance! tonight 7pm Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Cautiously optimistic in CA The L.A. Times reports that CA AG Harris has tapped UC Irvine Professor Katie Porter to monitor the mortgage settlement in CA. Normally this would be cause for joy as it is hard to …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Where is the outrage? From 1936 through 1946 a war was waged against the citizens of Athens and Etowah, Tennessee. Led by Paul Cantrell who was elected Sheriff during rigged elections, the citizens of McMinn County were subjected to unparalleled …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: By William C. Veal, Esq. vealbuzz@aol.com As we see the progress, or lack thereof, of the investigation into the massive scan called Foreclosure in our country, we read many articles by various people regarding the current status of …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Matt Stoller nails it in his article below. In order to arrive at Buffet’s conclusion, you must start with the premise that the banks did nothing wrong. 50 AGs filing actions against the banks and Buffet arrives at …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT SERVICE 520-405-1688 EDITOR’S COMMENT: Darrell Blomberg is a pro se litigant who hasn’t made a monthly payment in over 4 years. He’s not in foreclosure, but it has not come easily. As he says, he has, “studied his eyeballs out”. Additionally he works …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: PICO National Network diverts $34 million in deposits away from pretender lenders. Whether you are a person of faith or not, we are taught that lying is not a good thing. Conceding something that isn’t true is …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 When is Foreclosure Theft? When the Mortgage is Recorded at MERS Author: L. Randall Wray As I’ve said many times, whenever you criticize the banks you get pushback from their employees and lawyers handling their home thefts (whoops I meant “foreclosures”). …
The Murder of our Economy and Society by the Banks Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Negative Equity Rising and Still Understated Editor’s Comment: In our pretend world which is being narrated by the Banks, the housing crisis is easing, people are starting to buy foreclosed homes for investment and domicile, and the defects in documentation …
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Faulty Foreclosures Present Systematic Breakdown and Big Risks for Buyers Editor’s Comment: The reality of the system of wrongful foreclosures is being revealed piece by piece as officials examine the filings from pretender lenders. It is plainly obvious that even …
Faulty Foreclosures Present Systematic Breakdown and Big Risks for Buyers Read More »
