settlement

Home Prices Still Spiralling down

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 EDITOR’S ANALYSIS: As this article demonstrates in sampling some counties in the Northeast, there is no indication that the prices of homes are stabilizing nor that there is any prospect of anything but further reductions in prices of homes. The …

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Iceland Forgives Household Debt and Now leads the Way to Economic Recovery

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 “Since the end of 2008, the island’s banks have forgiven loans equivalent to 13 percent of gross domestic product, easing the debt burdens of more than a quarter of the population, according to a report published this month by the …

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Why the Banks Are Paying You to Sign the Deed in a Shortsale

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 “The bottom line is that the value of a homeowner’s signature is going up and might be the best investment in existence. The walls are closing in on trillions of dollars in real estate that could be the subject of …

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Lawyers Take Note: Wells Fargo Slammed With $3.1 Million Punitive Damages on One Wrongful Foreclosure

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 GARFIELD PROPOSES NATIONAL LAW FIRM FOR COUNTER-ATTACK Editor’s Comment:  The most perplexing part of this mortgage mess has been the unwillingness of the legal community to take on the Banks. Besides the intimidation factor the primary source of resistance has …

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From the OCC, The Path to Discovery in Litigation

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Appendix J: Underwriter Interview Guide Bank Name:            Examiner: Exam Date:            Product: As necessary, ask follow-up questions until it is clear how requirements or procedures apply to the files to be examined and until the rationales for unusual policies are understood. …

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The Neglected Auction Process as a Vehicle for Voiding Bank Title to REO Property

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 After doing a lot of research and analysis on the subject to foreclosure auctions and credit bids I have arrived at several conclusions. The result is that I believe there are multiple causes of action against the “Substitute Trustee” (often …

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Believe It Or Not It's Getting Worse

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment:  Foreclosures And The Bottomless Pit Written by: Mike Whitney “There are many good reasons to believe that the 5.5 million foreclosures we have seen are barely halfway through their full course. The United States may end up with a …

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How Wall Street Perverted the 4 Cs of Mortgage Underwriting

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment:  For thousands of years since the dawn of money credit has been an integral part of the equation.  Anytime a person, company or institution takes your money or valuables in exchange for a promise that it will return …

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Fraudulent Foreclosure Remedy: Return of the Home

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688      “….employees and agents of a number of banks had used the system to “repeatedly” submit court documents on mortgage holders, “containing false and misleading information that made it appear that the foreclosing party had the authority to bring …

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New Foreclosures Will Set Record in 2012

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Note: This is how they do it. First there is the slap in the face. Then you have the recriminations and apologies and “penalties” that amount to no more than rounding errors. People have become accustomed to the tragic …

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Quiet Title is No Magic Bullet

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Beware of those who promise you perfect salvation, especially when they lack the garments and training of clergy. If there was a magic bullet that would end foreclosures or get all the houses back, it would already be done. Hundreds …

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QUIET TITLE: How, When, Where and Why

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT Darrell Blomberg’s meeting tonight is well-timed. He chose the topic because he is seeing first hand how both lawyers and pro se litigants are confusing the debt with the documents. First let me say simply that the word is “quiet” not “quite.” It …

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You Know You are Losing When

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Taking a line from Jeff Foxworthy, I have compiled the following guidelines of how to know when you are going to lose against the thieving bank seeking to steal your property. You might call it, “You know your screwed when…” …

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Impossible? Home Prices Drop Again in 16 Metro Areas

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment:  Every day, every week, every month and every day we are bombarded by conflicting news reports. If you believe the pundits, the housing recovery has already begun. Their logic and their facts are convoluted, but they are sure. …

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Foreclosure Strategists: Meeting tonight in Phoenix AZ 7pm

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment:  Meeting: Tuesday, March 27, 2012 Is there a change in the wind? There have been a lot of recent developments in the Foreclosure Strategists’ effort.  Tonight we’ll be looking at: RECENT COURT ACTIVITIES (local and national) PUBLICLY AVAILABLE …

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Economy Cannot Grow Fast Enough

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment:  Bernanke’s comments corroborate years of projections on this blog and by others including Johnson and Roubini.  We are kidding ourselves if we think that the economy is going to improve without addressing the housing problem.  In order to …

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Setting the Stage for the Next Great Depression

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment:  Special Note to Readers: Thank you for your good wishes on my speedy recovery. It helps a lot to know that the people whom I seek to serve feel the same way about me as I do about …

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PRESS RELEASE: NEIL F GARFIELD HOME FROM SURGERY

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 FOR IMMEDIATE RELEASE:  March 21, 2012. Phoenix, Az. Neil F Garfield had emergency open heart surgery on Wednesday, March 7.  The surgery was successful and he has been discharged from the hospital.  He is now recovering at home.  Many thanks …

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The Emperor's New Clothes Revisited

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Back when I first started writing the blog I was looking for an easy parable that would simplify the exotic theft performed by Wall Street. It did not occur to me that I would need to write a …

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Strategic Default with a Venegeance! tonight 7pm

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment:  Tonight’s Meeting: Tuesday, March 20, 2012 Phoenix Arizona Due to many requests, I’ll be doing the “Strategic Default with a Vengeance” presentation again tonight.  Please get the word out. This class can be an absolute paradigm for anybody struggling under …

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The USA: Blessing The Abuse And The Bullies

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment:  Cautiously optimistic in CA The L.A. Times reports that CA AG Harris has tapped UC Irvine Professor Katie Porter to monitor the mortgage settlement in CA. Normally this would be cause for joy as it is hard to …

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What Are You Doing About Injustice?

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Where is the outrage? From 1936 through 1946 a war was waged against the citizens of Athens and Etowah, Tennessee.  Led by Paul Cantrell who was elected Sheriff during rigged elections, the citizens of McMinn County were subjected to unparalleled …

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Foreclosure Alternatives Explored

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment:  By William C. Veal, Esq. vealbuzz@aol.com As we see the progress, or lack thereof, of the investigation into the massive scan called Foreclosure in our country, we read many articles by various people regarding the current status of …

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