There have been many admissions by government officials and even parties to the litigation over mortgage Foreclosures to the effect that at this point the ownership of most loans is in doubt. Even President Obama said it, reflecting the views and advice of the senior advisors at the White House. On appeal, recently in California, …
How Does Insurance Payee Match Up with Claims of Ownership of the Loan? Read More »
It might strike a note of dissonance when you realize that all the knowledge, facts and theories are well-known by title experts and they are teaching mostly correct things to lawyers. The problem is not whether the information is being disseminated. The problem is that the Lawyers are either not paying attention at these seminars …
What Lawyers Are Being Taught in Current Seminars About Foreclosure Read More »
Featured Products and Services by The Garfield Firm NEW! 1/2 Day CLE Workshop for Paralegals and Lawyers with Neil Garfield: Building a case book for each client that saves time rather than takes time. NEW! 2nd Edition Paralegal-Attorney Workbook,Treatise & Practice Manual ——–>SEE TABLE OF CONTENTS: WHOSE LIEN IS IT ANYWAY TOC LivingLies Membership – …
It's Not Even a Bubble: Foreclosures on the Rise Read More »
Featured Products and Services by The Garfield Firm NEW! 1/2 Day CLE Workshop for Paralegals and Lawyers with Neil Garfield: Building a case book for each client that saves time rather than takes time. NEW! 2nd Edition Paralegal-Attorney Workbook,Treatise & Practice Manual ——–>SEE TABLE OF CONTENTS: WHOSE LIEN IS IT ANYWAY TOC LivingLies Membership – …
LPS Countersues With Limp Complaint Against Nevada Read More »
Featured Products and Services by The Garfield Firm NEW! 1/2 Day CLE Workshop for Paralegals and Lawyers with Neil Garfield: Building a case book for each client that saves time rather than takes time. NEW! 2nd Edition Paralegal-Attorney Workbook,Treatise & Practice Manual ——–>SEE TABLE OF CONTENTS: WHOSE LIEN IS IT ANYWAY TOC LivingLies Membership – …
Featured Products and Services by The Garfield Firm NEW! 1/2 Day CLE Workshop for Paralegals and Lawyers with Neil Garfield: Building a case book for each client that saves time rather than takes time. NEW! 2nd Edition Paralegal-Attorney Workbook,Treatise & Practice Manual ——–>SEE TABLE OF CONTENTS: WHOSE LIEN IS IT ANYWAY TOC LivingLies Membership – …
The Lies They're Telling US to Make Us Stupid (Again) Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 U.S. home short sales surpass foreclosure deals for first time Editor’s Comment: Well of course short sales will be higher than REO sales. REO sales of foreclosed property where the bank or its agent owns the property presents a virtually …
Don't leave or enter short sale home without quiet title and adequate title insurance. Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S COMMENT: The Banks have tried many things to legalize their illegal activities, resulting in corruption of our title registries around the country and siphoning off money from investors, homeowners and and taxpayers that has brought us to the ever-present likelihood of collapse. …
BANKS ARE TRYING MERS 2 IN EFFORT TO LEGALIZE THEIR BEHAVIOR Read More »
MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE GRAVE PITFALLS IN BUYING A HOME TODAY If you are paying cash, that is no protection against later claims of owners who never legally lost title or gave title notwithstanding what is recorded in the title registry. Those documents if false would return …
WATCH OUT! BEFORE YOU BUY THAT NEXT PROPERTY — TITLE ISSUES Read More »
MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE What Now? Bevilacqua v. Rodriguez Leaves Toxic Foreclosure Titles Unclear by Rich Vetstein Share32 No Easy Fix For Defective Foreclosure Titles After U.S. Bank v. Ibanez Ruling The Massachusetts Supreme Judicial Court issued its opinion today in the much anticipated Bevilacqua v. Rodriguez …
LAWYERS TAKING NOTE OF TITLE PROBLEMS AND HOW TO FIX THEM Read More »
MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE WRONGFUL FORECLOSURE IS NOT THE FOUNDATION FOR TITLE PROSPECTS FOR TITLE PROBLEMS ACROSS THE NATION ARE MUSHROOMING EDITOR’S NOTE: Likening the claims of the bank and the person who received a “quitclaim” deed to a Brooklyn Bridge transaction, the Court simply stated the …
MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE The inescapable conclusion at this point, is that title on more than 100 million real estate transactions is at the very least in doubt and quite probably corrupted. In legalese that would be expressed as clouded, unmarketable (i.e., you can’t sell it or …
DO YOU DARE ISSUE A WARRANTY DEED OR ANY DEED WITHOUT LIABILITY? Read More »
MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE OLD REPUBLIC WILL NOT ISSUE TITLE POLICIES EDITOR’S NOTE: The issue is not just with foreclosures. It is any property which was subject to a closing in which the loan was claimed as securitized. 95% of the transactions did not go into foreclosure. …
NEW FORECLOSURE PROBLEM- DEFECTIVE TITLE — AFFECTS EVEN NON-FORECLOSED PROPERTY Read More »
MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE HERE ARE MY NOTES: NBI Advanced Title ISsues I attended a seminar yesterday and came up with some interesting information, as well as receiving news that a guy I know won his UD action and in the process was restored to full …
WHAT I LEARNED AT THE NBI ADVANCED TITLE ISSUES SEMINAR Read More »
TOP READER PICKS FOR SERVICES AND PRODUCTS October 8, 2010 After Foreclosure, a Focus on Title Insurance By RON LIEBER When home buyers and people refinancing their mortgages first see the itemized estimate for all the closing costs and fees, the largest number is often for title insurance. This moment is often profoundly irritating, mysterious and …
Question from blogger: In an awkward position and can’t seem to get a straight answer. We refinanced our property in 2006 and in 2009 received a letter from the title insurers requesting we re-sign all docs. The note is lost and was never recorded with the county. I can’t find precedent in such a case …
Signing New Docs Creates New Loan and Waives Prior Defenses Read More »
the obligation created when the debtor entered the transaction may well be satisfied in whole or in part by the U.S. Taxpayer, insurers, or counterparties in credit default swaps. Wall Street attempts to frame the argument as giving a free house to the unworthy homeowner. The TRUE argument is what to do with all the …
NOW AVAILABLE ON AMAZON KINDLE! MERS and Countrywide v Agin Trustee D Ct Mass Aff’d B Ct on Avoidance Mtg 20091117 NOTE FROM EDITOR SEEKING HELP: Rumor has it San Diego has stopped all foreclosures. I need this corroborated or debunked quickly. Can I get a little help here? The case in this POST comes …
MERS AND COUNTRYWIDE V AGIN: THE DEVIL IS IN THE DETAILS Read More »
One of the hidden issues in the mortgage meltdown is the issue of clouded title caused by non-disclosed table-funded loans that were “securitized.” The unquestionable presence of unknown parties, MERS (or MERS like pooling, service and assignment agreements) who at least COULD assert claims on the “borrower’s” obligation, note or mortgage, means that your loan …
Title Carriers Hit the Fan: Their Solvency in Question Read More »
FROM FAQ RECENT ENTRY: > Comment: > Interesting idea, although flawed. > > Your title insurance company will only process a claim if there has been a loss (or an imminent danger of one. i.e., an attack on the title), and only then if it is not of the insured’s doing (or could have been …
TITLE AGENT ERRORS AND OMISSIONS CLAIM AND TITLE POLICY Read More »
So the only way you can protect yourself in a short sale or modification is to either deal with the real parties in interest, or to get indemnification from the party offering to accept the short sale or modification AND a new title policy that does not state exceptions to the securitization process. In order …
