Most of the questions I get come from lawyers and homeowners who are totally confused by the array of names of companies that appear, disappeared and replaced by lawyers operating under instructions from command central — a group of lawyers who oversee the foreclosures of loans claimed to be securitized. They are the ones who …
The simple fact is that the REMIC trusts do not exist in the real world. The parties named as trustees — e.g. US Bank, Deutsch, BONY/Mellon — are trust names that are used by permission through what is essentially a royalty agreement. If you are dealing with a trust then you are dealing with a …
This decision, although not yet for publication, brings us another step closer to exposure to the largest economic crime in human history. Every lawyer should read it more than once in its entirety. It contains the arguments and the narrative for most successful defense strategies against fraudulent foreclosures. Fundamental to understanding why foreclosures are fraudulent …
http://www.dailybusinessreview.com/id=1202784059887/HSBC-Challenges-Foreclosure-Dismissal-Amid-Claims-of-Unclean-Hands BY Samantha Joseph/Daily Business Review, South Florida Things looked grim for HSBC Bank USA N.A. last year when it faced involuntary dismissal of its case after a bench trial and sanctions for prosecuting a foreclosure suit with “unclean hands.” Back then, the trial judge sided with borrowers accusing the bank of building its case …
Buset Update: HSBC Challenges Foreclosure Dismissal Amid Claims of 'Unclean Hands' Read More »
It’s time to sit up and take notice. Judges are turning the corner and getting pretty angry about what passed before as evidence. In April this order seemed like a shot in the dark. But now, we are seeing more and more judges actually study the chain of alleged transactions relied upon those who seek …
Miami Judge: No Transaction=Unclean Hands. Judgment for Homeowner with Sanctions. Read More »
WE HAVE REVAMPED OUR SERVICE OFFERINGS TO MEET THE REQUESTS OF LAWYERS AND HOMEOWNERS. This is not an offer for legal representation. Our services consist mainly of the following: 30 minute Consult — expert for lay people, legal for attorneys 60 minute Consult — expert for lay people, legal for attorneys Case review and analysis …
For more information please call 954-495-9867 or 520-405-1688. This is not a legal opinion on any case. Get a lawyer. ================================= see Parent Company Cannot Pretend the Subsidiary Doesn’t Exist The devil is in the details. The article in the above link is by Brendan Sweeney. His point is that the existence of corporate entities …
Musical Chairs: The music is slowing down — HSBC Goes Down in Flames in Florida Read More »
For further information please call 954-495-9867 or 520-405-1688 Please consult an attorney who is licensed in your jurisdiction before acting upon anything you read on this blog. ================================== Anyone following this blog knows that I have been saying that unity of investors and borrowers is the ultimate solution to the falsely dubbed “Foreclosure crisis” (a …
Ocwen: Investors and Borrowers Move toward Unity of Purpose! Read More »
It is easy to think of the mortgage meltdown as a period of time in which the banks went wild. Unfortunately that period of time never ended. They are still doing it. The level of sophistication it takes to do the kinds of things that banks have been doing for the last 20 years is …
Banks Still Out Cheating Their Customers and Everyone Else Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT SEE FULL ARTICLE ON MORTGAGENEWSDAILY.COM The OCC is rolling out its first public service announcements to alert consumers about the Independent Foreclosure Review announced by it, the Fed, and the OTS in early November. The campaign follows the distribution of over 4 million letters …
OCC Issuing Alert to Consumers About Independent Foreclosure Reviews Read More »
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S NOTE: Plausible deniability went out the window as HSBC tried to get out of the consequences for submitting false, fabricated papers to the court in support of a fraudulent foreclosure. They tried to say they didn’t know. Schack didn’t buy it and …
MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE from STOP FORECLOSURE FRAUD Fannie-Freddie’s Hypocritical Suit Against Banks Making Loans that GSEs Helped Create EDITOR’S NOTE: Practically everything that the government is doing with respect to the economy and the housing market in particular is hypocritical. If we look to the result …
MERS: A FAILED ATTEMPT AT BYPASSING STATE AND FEDERAL AUTHORITY Read More »
MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE SEE ALSO game-over-veal-case-vindicates-every-point-reported-on-livinglies EDITOR’S ANALYSIS: This case is corroboration of everything we have been saying — the Banks are making us live their lie. They don’t have the mortgages, the investors don’t want them, and the robosigning is euphemism for fraud, forgery and …
J Shack: GAME OVER — HSBC FORECLOSURE, EVICTION AND LIS PENDENS DISMISSED WITH PREJUDICE Read More »
MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE Fontes-MEMO-9th Ciruit BAP – Judge Jury a Member of the Panel The collateral benefit MUST go solely to the homeowner. If the creditor chooses not to exercise any right or intention to collect, it is not a license for ANYONE to come in …
9th Circuit BAP: HSBC, ASC Not Real Party In Interest, No Standing, MERS Has No Interest Read More »
MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE “What we are seeing is a paradigm shift where Judges are no longer afraid to see homeowners win.” — Neil F Garfield LIVINGLIES ORDERS STAFF TO “DOUBLE DOWN ON DETAILS” FAULTY LEGAL DESCRIPTION STRIPS LIEN FROM HOUSE It will be interesting to see …
CA MAN WINS HOUSE FREE AND CLEAR: UD JUDGMENT FOR HOMEOWNER VACATING "SALE" Read More »
GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE The fact that the true creditor doesn’t want to collect from homeowners is not a good reason to allow someone else to collect it. — Neil Garfield FORECLOSURE CASE LAW – HSBC v. MURPHY, Maine Supreme Judicial Court, 2011 ME 59 (May 19, 2011) “AFFIDAVITS SUBMITTED …
MAINE S. CT: HSBC AFFIDAVIT NOT TRUSTWORTHY – SUMMARY JUDGMENT REVERSED Read More »
Fed penalizes 10 banks on mortgage practices Related stories Major banks sanctioned over mortgage practices (April 13) Buy B. of A.? Timing isn’t everything (11:31a) J.P. Morgan offers clues to other bank results (April 14) Stocks to watch Friday: Bank of America, Google (6:25a) By Steve Goldstein WASHINGTON (MarketWatch) — The Federal Reserve said it’s …
COMBO Title and Securitization Search, Report, Documents, Analysis & Commentary Editor’s Note: It’s human nature. Some messenger comes with information you don’t want to hear and you label him or her a crackpot. In this case, instead of me, the crackpot is Ron Paul, member of the House of Representatives (R. TX) and now head …
TOP READER PICKS FOR SERVICES AND PRODUCTS EDITOR’S NOTE: Discovery should include inquiries about MARS and Phoenix. See below. Inch by inch we get closer and closer. From a reader in litigation: I worked for Wells Fargo as an contractor. I was a computer programmer in the Frederick, md office. I also worked in the …
FIRST MERS THEN MARS and PHOENIX: Systematic Destruction of Original Notes Read More »
Also submitted by: mortgagefrauds@aol.com Editor’s Note: For those who are dubious about the legal positions and theories suggested in this blog, this case will be at least somewhat instructive. It is not just a technicality. It is reality. Nobody on the lender’s side can actually trace your note and mortgage to the real party in …
Foreclosure Defense: New York Judge Gets It HSBC v Valentin N.Y. Sup., 2008 Read More »
NOW AVAILABLE ON AMAZON KINDLE “The real party in interest in relief from stay is whoever is entitled to enforce the obligation sought to be enforced. Even if a servicer or agent has authority to bring the motion on behalf of the holder, it is the holder, rather than the servicer, which must be …
Case for Discussion at Foreclosure Workshop on 9/4/08 in Santa Monica King’s County Case: Editor’s Note: For those who are dubious about the legal positions and theories suggested in this blog, this case will be at least somewhat instructive. It is not just a technicality. It is reality. Nobody on the lender’s side can actually …
Foreclosure Defense: King's County, New York Case Thrashes Lenders Read More »
