When we go to court to defend an illegal foreclosure, we’re often trying to figure out who really has the right to get paid back the loan. This is important because you should only have to pay the person or company that actually lent you the money in the first place. In mortgage court cases …
Many of us heard about the issue decided by the United States Supreme court in the abortion pill case this past week but you might not be aware of what Lack of Standing means. Whatever you opinion on the FDA approval of that drug, the court rejected hearing the case citing the plaintiff doctors, who …
Exposing the Fraud in Foreclosure: How LivingLies.me Can Help You Fight Back How to Fight Foreclosure: Behind the scenes of foreclosure, there’s a maze of lies and complexity. The real story of mortgage transactions is often hidden under layers of financial trickery called securitization. Let’s break it down and see how the big banks use …
Non judicial Sale stopped by Temporary Restraining order For our readers hearing about fraud in a foreclosure sale is nothing new. Now the nation is learning about how emboldened some are to commit fraud upon the court through the highly publicized attempt to seize one of America’s national treasures, Graceland in Memphis. The fraud, outlined …
Understanding the Crucial Role of Discovery in Foreclosure Lawsuits Discovery in Foreclosure Litigation: In the realm of litigation, particularly in complex cases such as foreclosure, the process of discovery plays a pivotal role. Neil Garfield would always emphasize that the success or failure of a case often hinges on the effective execution of discovery and …
As a law firm deeply involved in foreclosure defenses, we often meet homeowners who have initially tackled their legal battles without an attorney. For those of you managing your foreclosure defense pro se, grasping the principle of res judicata is essential. This doctrine, meaning “a matter judged” in Latin, prevents issues that have been conclusively …
Have you been the victim of a wrongful foreclosure? Did it involve Deutsche Bank or Option One Mortgage Corporation later named Sand Canyon Corporation and later bought by Ocwen? Our legal team is reserching a possible wrongful foreclosure action against Ocwen. If you have been harmed by these entities you should contact our office by …
Let’s break down foreclosure battles into simple terms. Imagine you’re playing a game where the odds feel stacked against you, and you’ve been told from the start you’re going to lose. That’s how it feels for many of you fighting illegal foreclosures to keep your home. Many Lawyers often don’t want to touch these cases …
Rethinking Legal Defense in Foreclosure Litigation Read More »
Why do pro se litigants in foreclosure defense cases lose so often? My mentor Neil Garfield, and now me, spend a lot of time working on the livinglies blog to present evidence-based strategies and methods to homeowners to help them save their homes from illegal foreclosures. Often these same homeowners are trying to save their …
Please Welcome new team members to Living lies Our fight against illegal foreclosures continues… as a practicing attorney, Richard has reviewed over (400,000) foreclosure cases for clients and provided detailed forensic analysis based on the foreclosure suit filed against the homeowner by the bank and servicer of the loan. His combined experience in foreclosure defense …
When we go to court to defend an illegal foreclosure, we’re often trying to figure out who really has the right to get paid back the loan. This is important because you should only have to pay the person or company that actually lent you the money in the first place. Banks have been telling …
Who Really Owns the Home Loan? A Closer Look at Mortgage Court Cases Read More »
In the intricate landscape of foreclosure cases, a formidable litigation strategy is essential to navigate the complexities. Drawing on our team’s extensive experience in litigating complex foreclosures in both judicial and non-judicial states, we present here an array of meritorious civil actions. All strategies herein are aimed at addressing the deliberate orchestration of illegal foreclosures …
Legal Perspective on Wrongful Foreclosure Actions and Potential Damages Read More »
Once of the most common problems readers of our blog describe is trouble finding a foreclosure defense attorney to take their case. Not only take their case but even listen to them! In our experience this is a result of two main issues. 1. Expertise We often say amongst our team here at livinglies that …
In the complex landscape of foreclosure defense, the role of a skilled attorneys is paramount. So many of you told us of your struggles in finding an expert in this are I thought it important to share the importance of why Foreclosure Defense is such a specialty. These legal professionals bring a wealth of knowledge …
Foreclosure Defense attorney to challenge Lender claims Read More »
Last month I posted about our successful strategic foreclosure defense model. This model was developed by my mentor Neil Garfield over decades and has been utilized by pro se homeowners and the attorney’s we help with Litigation support services across the country. It has resulted in our being able to save thousands of homes in …
Mortgage servicers, who are the companies that manage home loans, sometimes engage in deceptive practices, especially when dealing with securitized residential home loans. Here are some of the key tactics they might use: 1. **Misapplication of Payments**: Sometimes, these servicers don’t apply your payments correctly. They might put your money towards fees or other costs …
Leveraging Discovery in Judicial and Non-Judicial States Through State Specific Statutes In the labyrinth of foreclosure litigation, the timing and strategy employed during critical stages can significantly impact the outcome. Our experience has revealed a paramount step often overlooked by real estate homeowners, proving prejudicial in many cases. This negligence often allows foreclosure proceedings to …
In a foreclosure proceeding in a judicial foreclosure state, or a request for injunctive relief in a non-judicial foreclosure state, or in a motion for relief proceeding in a bankruptcy court, the courts are dealing with and writing about the problems very frequently. In many if not almost all cases, the party seeking to exercise …
PennyMac and others are pretending to be “servicers” but they’re not, even though they do some servicing work. They’re using Black Knight’s systems to do it. Think of Black Knight as a big boss that controls a lot of the so-called “servicing records,” about 62% of them in the US. Because of this, companies can …
nobody should be entitled to invent a debt and then enforce it * Due to my declining medical conditions, I will no longer be able to provide services on a pro bono or paid basis. I have turned over my business to Lance Denha esq. to continue my mission. More on Lance later. * This …
