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Editor’s Note: I was reviewing some of the outgoing emails from our volunteer staff and others and I cam across this one to a distressed homeowner. I think it captures the spirit of the moment.
“I am so sorry to hear of what you’re going through. Without being too much of a downer, I’m sorry to say that this is only the beginning. And, we’ve all been through it. This is a chess game that has absolutely nothing to do with justice or what’s right. So to win in court you/we all must begin to get refocused and stop believing that it’s about good and evil or that justice will be rendered. It’s ONLY about winning and losing. That’s it. It’s a procedural game to them. There’s nothing ‘moral’ about it and they do not care. …of course we the homeowners pay the consequences, and we are attached to what we are fighting for, but this ‘fight’ for justice is nothing but a game to them.
So forget anything you’ve ever seen on any TV show about how a lawyer or a judge or a banker will automatically want to listen to the truth, or even understand the truth. Reality from millions of homeowners across the country has shown they’re not interested in giving any homeowner a loan remod. They want your home. They’re not interested in the time it takes to get educated about what happened. They want your home. They’re not interested in anything but wanting your home. They are banking on your own miseducation, lack of education, presumptions, prejudices and EMOTION to keep you in a state of confusion and frustration. You’ll need a backbone of steel and complete detachment to fight them because that’s exactly what they have on their side to fight you. So, when you say you don’t trust anyone because of what you’ve been through so far, GOOD! Find your center. Get educated. Get the facts. Get real with what you want and demand no less from everyone else you meet.
The important point here is that you have the research done by a third party, not the pretender lender and their associates. Knowing your chain of title and the breaks in it, as well as knowing the chain of money and who’s claiming it is important because it allows you to ask informed questions and speak intelligently to the lawyers you are interviewing. To that effect I have copied below some general information for you. I hope this is of assistance. And last, make no mistake, this battle will cost you. ….time, money, emotional ups and downs, friends and family (who seldom will understand because of their own presumptions and lack of education–see list above that we all face).
This is the largest financial crime in the history of the world. And, interestingly enough, none of us have to fight it. None of us need to be nudged out of own comfort zone of presumed beliefs. But there are those, those who throughout history do pick up the mantle, who are appalled and distressed, who educate themselves and others, who organize their neighbors, and who have the courage to be on the losing side because that’s often what justice demands in the beginning.
The choices and heartache of it define who you are. If you fight, you are fighting not just for your home, but for case law that will make a difference for millions of homeowners who cannot fight for whatever the reason.
And for those who cannot fight in court, it then begs another life-defining question, “How do I grieve productively?” Because it may be my home today, and my private grief today of losing my dearest possessions but it will be your home tomorrow. This we know as the pool of homeowners shrinks and the noose tightens even more. We get emails and phone calls everyday from people who cannot believe it happened to them. It’s easy to believe that it’s “those” people over there who must have done something wrong, and we are safe, but the net is widening, the noose is tightening, and the insatiable appetite of the greatest financial crime in the history of the world gorges on.”


