The Myth of Personal FailureBanks want you to think foreclosure is your fault. It’s not. How Banks Rig the GameServicing errors, force-placed insurance, and fake fees create defaults. -MISLEADING LOAN MODIFICATION PROCESS AND PROCEDURES -UNREASONABLE DELAYS IN THE MODIFICATION APPROVAL PROCESS FOR HOMEOWNERS, INTENTIONALLY CREATED, IN ORDER TO PROCEED WITH FORECLOSURE AND SALE HOME SALE […]

Tags: foreclosure defense, fraud
Posted in Corruption, foreclosure defenses |

Our homeowner clients know the importance of fraud claims to show lack of standing and other defenses and now so can you.

Tags: foreclosure, foreclosure defense, fraud
Posted in Corruption, evidence, expert witness, Fabrication of documents, foreclosure defenses, securities fraud |

fight fraud in foreclosure

Tags: foreclosure defense, fraud, Homeowners Electronic Mortgage Registration System, homeowners in distress
Posted in Corruption, discovery, evidence, Fabrication of documents, foreclosure defenses, legal standing, securities fraud |

One of the most important things I learned from Neil Garfield in the time he was mentoring me and preparing me to take over his practice is this: When you’re trying to figure out who has the rights to your home loan, don’t get caught up asking about who has the paper note. Instead, focus […]

Tags: discovery, foreclosure defense, fraud, mortgage fruad
Posted in Corruption |

PSA ≠ Trust Agreement: The “Bare Naked Title” Trap Driving Modern Foreclosures TL;DR: A Pooling & Servicing Agreement (PSA) is not a trust agreement. In many MBS foreclosures, only bare legal title is shifted—without any transfer of the underlying debt. Under UCC 9-203 (adopted verbatim in all U.S. jurisdictions), no one can enforce a mortgage […]

Tags: foreclosure defense, fraud
Posted in Fabrication of documents, legal standing, securities fraud, Uncategorized |

Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays Tonight I will discuss the curious case of blatant economic fraud on the entire country by investment banks. They figured out how to eliminate the risk of loss on lending, how not to […]

Tags: abusive servicing, Black Kngiht, business records exception to hearsay rule, evdience, fraud, hearsay, Servicing
Posted in Corruption, discovery, evidence, Fabrication of documents, foreclosure defenses, foreclosure mill, legal standing, Pleading, Servicer |

There is no doubt in the minds of most serious trial lawyers who dig deep enough that homeowners can and should win all or most of the foreclosure cases. There is also little doubt that homeowners will lose by default or by inadequate presentation and well-founded attacks on the foreclosing party’s existence and ownership of […]

Tags: ATTORNEY FEES, court costs, fraud, justice, Legal Aid, TRUTH
Posted in Corruption, discovery, evidence, Fabrication of documents |

This was no mistake. It is one of many ploys to make modification unlikely or impossible. WFB wants foreclosures not modifications. That way they get to steal from investors, steal from homeowners and get away with it! Once again, WFB is caught cheating homeowners, producing needless foreclosures (using the so-called “modification” process), leaving the homeowners […]

Tags: ATTORNEY FEES, fraud, Wells Fargo
Posted in Uncategorized |

My confidence has never been higher that the handling of money after a foreclosure sale will reveal the fraudulent nature of most “foreclosures” initiated not on behalf of the owner of the debt but in spite of the the owner(s) of the debt. It has long been obvious to me that the money trail is […]

Tags: auction bid, Bayview, BONY, Chase, foreclosure sale, fraud, JPM CHASE, Mellon, money trail, proceeds of sale
Posted in discovery, evidence, legal standing |

Follow-Up: JPMorgan Chase Ordered To Produce Wire Transfers Of Borrower’s Payments To Trust Posted by Bill Paatalo on Mar 1, 2018 JPMorgan Chase Ordered To Produce Wire Transfers Of Borrower’s Payments To Trust On February 23, 2018 JPMorgan Chase filed an emergency motion seeking clarification and an in camera review. (See: Chase Emergency Motion – […]

Tags: Chase, fraud, investigator bill paatalo, JPMC, wire transfers, wired funds
Posted in Uncategorized |