Archive for 'Foreclosure Questions' Category
In the battle between the foreclosure attorney for the Homeowners vs the servicer many believe the courtroom is neutral. It isn’t. The foreclosure attorney for homeowners vs servicer law firms are not playing on an even field. In foreclosure litigation, there are two very different worlds colliding: This imbalance is one of the biggest hidden […]
Most homeowners are never told this: Banks do not have unlimited time to foreclose. Every foreclosure case—judicial or non-judicial—is governed by a statute of limitations. That statute sets a deadline. Miss it, and the right to foreclose can be lost. Yet servicers routinely pretend the clock never started, was magically reset, or doesn’t apply to […]
Most homeowners are told the same thing when they face a non-judicial foreclosure: “There’s nothing you can do. There’s no court case.” That statement is misleading. Non-judicial foreclosure is harder to defend than judicial foreclosure—but it is not immune from challenge, and the foreclosing party still must follow the law. If you want a deeper […]
By Donna Steenkamp One of the most common claims made in foreclosure cases is simple and dangerous: “We have the original note.” Judges hear it. Lawyers repeat it. Homeowners are told it ends the case. It doesn’t. That statement hides critical facts, ignores how modern mortgage transactions actually work, and often masks a complete failure […]
Homeowners often hear “quiet title” and assume it’s a magic reset button. It can be. A quiet title action is a serious lawsuit about who legally owns the property. Used correctly, it can be powerful. Used incorrectly, it can get your case dismissed fast. This article explains, in plain English, what a quiet title action […]
If you’re behind on your mortgage or already facing foreclosure, it can feel like the bank holds all the power. But the truth is this: You still have rights. And you have more options than the servicer wants you to believe. This guide explains your strongest foreclosure defense strategies in 2025 — and how to […]
Introduction: You Have More Power Than You Think Most homeowners believe foreclosure is automatic once the bank starts the process. That’s exactly what the servicer wants you to think — because fear makes you easy to control. The truth? Foreclosure can be challenged. You still have rights. And with the right defense strategy, you can […]
The Problem with Many Foreclosure Attorneys Foreclosure defense attorneys can take your money and not help due to lack of subject matter expertise Foreclosure Defense is a specialty and there are not a lot of lawyers with this expertise Many have conflicting interest with banks and servicers Many have no trial experience; Foreclosure Defense is […]
When Is It Too Late to Stop Foreclosure? Many homeowners ask this question only after receiving a notice of default or learning that a sale date has been scheduled. The truth is that foreclosure can often still be delayed or stopped, even when the process is already underway. Whether you’re trying to stop foreclosure now, […]
Many homeowners ask us, what is foreclosure and how does it affect them? In simple terms, foreclosure is the legal process that allows a lender to take back a home when the homeowner falls behind on mortgage payments. Understanding the Meaning of Foreclosure When people search what does foreclosure mean, they’re often already worried about […]


