Archive for 'Fabrication of documents' Category
Jan 2, 2026

By Donna Steenkamp One of the most common claims made in foreclosure cases is simple and dangerous: “We have the original note.” Judges hear it. Lawyers repeat it. Homeowners are told it ends the case. It doesn’t. That statement hides critical facts, ignores how modern mortgage transactions actually work, and often masks a complete failure […]

Oct 28, 2025

Why Ownership of the Loan Matters If the plaintiff doesn’t own your debt, they can’t foreclose. How Loan Ownership Gets Lost Loans are sold multiple times. Paperwork often doesn’t match reality. FOCUS ON THE CHAIN OF ASSIGNMENTS “FILED AND RECORDED” IN THE PUBLIC RECORDS REVIEW PLAINTIFFS’ ALLEGATIONS IN THE FORECLOSURE COMPLAINT WHICH RELY ON SPECIFIC […]

Oct 7, 2025

We see so many clients come to us after failing in court that we thought it important to share exactly which battles are important to fight in Foreclosure and which ones to skip. After 20+ years of doing this nationwide who better than us to share with you some of the mistakes we see. Which […]

Sep 30, 2025

By Donna Steenkamp, Head of Research/Quiet Title Expert  Living Lies/Defend the Foreclosure Here’s how to win your Foreclosure defense case with Quiet Title Actions. Many homeowners are shocked to find that when they fight foreclosure, the court accepts a note with an “in-blank” endorsement (basically, a rubber stamp without a name or date) as proof […]

Sep 16, 2025

Our homeowner clients know the importance of fraud claims to show lack of standing and other defenses and now so can you.

Dec 19, 2024

Understanding the Role of Notarized Documents in Foreclosure Defense When it comes to foreclosure defense, one critical area of focus is the validity of notarized documents. Homeowners facing foreclosure often encounter documents that appear official and binding simply because they bear a notary’s seal. However, not all notarized documents are created equal. In fact, many […]

Feb 15, 2023

From LoanDepot quarterly report, 2022: The Company derives income primarily from gains on the origination and sale of loans to investors, income from loan servicing, and fees charged for settlement services related to the origination and sale of loans. Not one word about revenues or profits arising from the receipt of principal and interest from […]

Feb 10, 2023

Hat tip to summer chic Judicial Notice is a rule of evidence in which the court receives a written request to accept a document into evidence as proof of the truth of the matter asserted. In Foreclosures, the truth of the matter asserted is that there is an unpaid loan account, and the named plaintiff […]

Feb 2, 2023

The mortgage lien is designed to protect against financial loss — not to promote financial gain. If Wall Street wants to protect the financial gains it created from its crazy scheme using weapons of mass financial destruction, then the least it should do is share a little of that with homeowners, consumers, the government, and […]