Every week, homeowners representing themselves in foreclosure court tell the same story. They knew something was wrong. The bank’s paperwork didn’t make sense. The numbers didn’t add up. The story kept changing. And yet—they lost. Not because they were wrong. But because the court never heard the right evidence, presented the right way, at the […]

Tags: foreclosure, foreclosure defense, fraud
Posted in discovery, evidence, expert witness, Fabrication of documents, foreclosure defenses |

In the battle between the foreclosure attorney for the Homeowners vs the servicer many believe the courtroom is neutral. It isn’t. The foreclosure attorney for homeowners vs servicer law firms are not playing on an even field. In foreclosure litigation, there are two very different worlds colliding: This imbalance is one of the biggest hidden […]

Tags: foreclosure defense, foreclosure offense
Posted in discovery, evidence, expert witness, Fabrication of documents, foreclosure defenses, Foreclosure Questions, legal standing |

By Donna Steenkamp One of the most common claims made in foreclosure cases is simple and dangerous: “We have the original note.” Judges hear it. Lawyers repeat it. Homeowners are told it ends the case. It doesn’t. That statement hides critical facts, ignores how modern mortgage transactions actually work, and often masks a complete failure […]

Tags: foreclosure defense
Posted in Fabrication of documents, Foreclosure Questions, legal standing, Servicer |

Why Ownership of the Loan Matters If the plaintiff doesn’t own your debt, they can’t foreclose. How Loan Ownership Gets Lost Loans are sold multiple times. Paperwork often doesn’t match reality. FOCUS ON THE CHAIN OF ASSIGNMENTS “FILED AND RECORDED” IN THE PUBLIC RECORDS REVIEW PLAINTIFFS’ ALLEGATIONS IN THE FORECLOSURE COMPLAINT WHICH RELY ON SPECIFIC […]

Tags: foreclosure, foreclosure defense, securitization
Posted in Corruption, evidence, Fabrication of documents, foreclosure defenses, legal standing |

We see so many clients come to us after failing in court that we thought it important to share exactly which battles are important to fight in Foreclosure and which ones to skip. After 20+ years of doing this nationwide who better than us to share with you some of the mistakes we see. Which […]

Tags: foreclosure defense
Posted in evidence, expert witness, Fabrication of documents, foreclosure defenses, legal standing, Pleading |

By Donna Steenkamp, Head of Research/Quiet Title Expert  Living Lies/Defend the Foreclosure Here’s how to win your Foreclosure defense case with Quiet Title Actions. Many homeowners are shocked to find that when they fight foreclosure, the court accepts a note with an “in-blank” endorsement (basically, a rubber stamp without a name or date) as proof […]

Tags: foreclosure defense, foreclosure offense
Posted in Fabrication of documents, foreclosure defenses, legal standing |

Our homeowner clients know the importance of fraud claims to show lack of standing and other defenses and now so can you.

Tags: foreclosure, foreclosure defense, fraud
Posted in Corruption, evidence, expert witness, Fabrication of documents, foreclosure defenses, securities fraud |

fight fraud in foreclosure

Tags: foreclosure defense, fraud, Homeowners Electronic Mortgage Registration System, homeowners in distress
Posted in Corruption, discovery, evidence, Fabrication of documents, foreclosure defenses, legal standing, securities fraud |

Understanding the Role of Notarized Documents in Foreclosure Defense When it comes to foreclosure defense, one critical area of focus is the validity of notarized documents. Homeowners facing foreclosure often encounter documents that appear official and binding simply because they bear a notary’s seal. However, not all notarized documents are created equal. In fact, many […]

Posted in discovery, expert witness, Fabrication of documents |

If you are facing foreclosure, you are being told a story. The story goes like this: the bank has the note, the loan is in default, and foreclosure is just a formality. That story is often false. The truth is much simpler—and far more powerful: No legal standing in foreclosure means no right to foreclose. […]

Tags: foreclosure, foreclosure defense, foreclosures
Posted in Fabrication of documents, foreclosure defenses, Foreclosure Questions, legal standing |