Because of some mortgage servicer dirty tricks the foreclosure process is not clean, fair, or based entirely on verified evidence. Let’s stop pretending mortgage servicer’s are above dirty tricks in foreclosure. In many foreclosure cases, the real battle is not between a homeowner and a true lender. The battle is between a homeowner and a […]

Tags: foreclosure defense, foreclosure offense
Posted in Corruption, Foreclosure Questions, legal standing, securities fraud, Servicer, Wells Fargo |

Most foreclosure cases are won or lost on one simple question: who owns the debt? Not who claims to own it. Not who services it. Not who has a paper assignment. Not who holds up a copy of a note in court. The real question is this: Did anyone actually pay value for the underlying […]

Tags: foreclosure defense
Posted in Corruption, discovery, evidence, Fabrication of documents, foreclosure defenses, Foreclosure Questions, legal standing |

In most foreclosure cases, the name on the lawsuit is not the party doing the work. It’s the servicer. But do they really have the authority to foreclose? We’ll explain. The servicer sends the notices. The servicer files the affidavits. The servicer’s employees testify in court. The servicer’s lawyers push the case forward. Servicers like […]

Tags: foreclosure defense
Posted in Corruption, discovery, foreclosure defenses, Foreclosure Questions, Servicer |

Why Ownership of the Loan Matters If the plaintiff doesn’t own your debt, they can’t foreclose. How Loan Ownership Gets Lost Loans are sold multiple times. Paperwork often doesn’t match reality. FOCUS ON THE CHAIN OF ASSIGNMENTS “FILED AND RECORDED” IN THE PUBLIC RECORDS REVIEW PLAINTIFFS’ ALLEGATIONS IN THE FORECLOSURE COMPLAINT WHICH RELY ON SPECIFIC […]

Tags: foreclosure, foreclosure defense, securitization
Posted in Corruption, evidence, Fabrication of documents, foreclosure defenses, legal standing |

The Myth of Personal FailureBanks want you to think foreclosure is your fault. It’s not. How Banks Rig the GameServicing errors, force-placed insurance, and fake fees create defaults. -MISLEADING LOAN MODIFICATION PROCESS AND PROCEDURES -UNREASONABLE DELAYS IN THE MODIFICATION APPROVAL PROCESS FOR HOMEOWNERS, INTENTIONALLY CREATED, IN ORDER TO PROCEED WITH FORECLOSURE AND SALE HOME SALE […]

Tags: foreclosure defense, fraud
Posted in Corruption, foreclosure defenses |

Our homeowner clients know the importance of fraud claims to show lack of standing and other defenses and now so can you.

Tags: foreclosure, foreclosure defense, fraud
Posted in Corruption, evidence, expert witness, Fabrication of documents, foreclosure defenses, securities fraud |

fight fraud in foreclosure

Tags: foreclosure defense, fraud, Homeowners Electronic Mortgage Registration System, homeowners in distress
Posted in Corruption, discovery, evidence, Fabrication of documents, foreclosure defenses, legal standing, securities fraud |

A powerful post judgement remedy This is a post about another one of our wins. Sometimes our wins are only part of the steps along the way to an ultimate victory but we still share them with our readers because they are still very important. This win is a victory over Wells Fargo Bank in […]

Posted in Corruption |

It’s going to be an uphill battle unless you understand the forum you’re in! From our friend and Foreclosure Defense expert Dave Krieger (OP-ED)— This post is being initiated to stimulate your thought process as to what many perceive as the most hated, corrupt judicial system in America, especially in the foreclosure arenas around the country. […]

Posted in Corruption, foreclosure defenses, Uncategorized |

Know your Options Foreclosure is a legal process that allows an entity claiming the legal right to do so to take ownership of a home when the borrower fails to keep up with mortgage payments. For homeowners facing foreclosure, this can be a frightening and stressful experience. The biggest question most homeowners have is: When […]

Tags: covius document services
Posted in Corruption, Servicer, Uncategorized |