Archive for 'Corruption' Category
May 21, 2024

Non judicial Sale stopped by Temporary Restraining order For our readers hearing about fraud in a foreclosure sale is nothing new. Now the nation is learning about how emboldened some are to commit fraud upon the court through the highly publicized attempt to seize one of America’s national treasures, Graceland in Memphis.  The fraud, outlined […]

Feb 13, 2024

If I didn’t take the time to outline the confusing structure of Covius and their cronies, most would not believe it. I learned this from my mentor Neil Garfield and he went into it in great detail with me. I was frankly shocked at the lengths these entities go to in hiding their real identity, […]

Feb 5, 2024

When we go to court to defend an illegal foreclosure, we’re often trying to figure out who really has the right to get paid back the loan. This is important because you should only have to pay the person or company that actually lent you the money in the first place. Banks have been telling […]

Jan 25, 2024

In the intricate landscape of foreclosure cases, a formidable litigation strategy is essential to navigate the complexities. Drawing on our team’s extensive experience in litigating complex foreclosures in both judicial and non-judicial states, we present here an array of meritorious civil actions. All strategies herein are aimed at addressing the deliberate orchestration of illegal foreclosures […]

Nov 22, 2023

Mortgage servicers, who are the companies that manage home loans, sometimes engage in deceptive practices, especially when dealing with securitized residential home loans. Here are some of the key tactics they might use: 1. **Misapplication of Payments**: Sometimes, these servicers don’t apply your payments correctly. They might put your money towards fees or other costs […]

Nov 17, 2023

Leveraging Discovery in Judicial and Non-Judicial States Through State Specific Statutes In the labyrinth of foreclosure litigation, the timing and strategy employed during critical stages can significantly impact the outcome. Our experience has revealed a paramount step often overlooked by real estate  homeowners, proving prejudicial in many cases. This negligence often allows foreclosure proceedings to […]

Nov 8, 2023

PennyMac and others are pretending to be “servicers” but they’re not, even though they do some servicing work. They’re using Black Knight’s systems to do it. Think of Black Knight as a big boss that controls a lot of the so-called “servicing records,” about 62% of them in the US. Because of this, companies can […]

Oct 9, 2023

One of the most important things I learned from Neil Garfield in the time he was mentoring me and preparing me to take over his practice is this: When you’re trying to figure out who has the rights to your home loan, don’t get caught up asking about who has the paper note. Instead, focus […]

Apr 25, 2023

According to recent reports: MSR trading volume this year is on pace to meet or exceed last year’s robust mark, when some $1 trillion in MSRs exchanged hands — then fueled by the spike in interest rates. The trading volume of MSRs so far this year is on pace to meet or exceed last year’s […]

Mar 16, 2023

Ultimately, the claim made against the homeowner must make common sense.  But getting there requires litigation skills. But it is true that ANY lawyer that simply follows standard defense strategies can win these cases for homeowners. The key is always lack of foundation in business records and hearsay objections. But the standard error being made […]