Feb 13, 2024

#NAME# in #CITY# #STATE#

If I didn’t take the time to outline the confusing structure of Covius and their cronies, most would not believe it. I learned this from my mentor Neil Garfield and he went into it in great detail with me. I was frankly shocked at the lengths these entities go to in hiding their real identity, who they really work for, and what their real objective is. Do not believe that their agenda is to help homeowners who may be in financial distress. Trust me, our team here at LivingLies are not thrown off the trail of what’s really going on.

Here is a brief overview of their structure and how confusing it can be.

Covius is a branch of Covius Holding which owns Covius Solutions which owns Nationwide Title Clearing Corporation (NTC) who have been widely accused of forging and falsifying signed documents used by Wall Street Banks and their servicer, William P. Foley Black Knight, Inc (former Lender Processing Services) who give instructions to Covius via secured message centers (similar to MI DIFS Zix Message Center owned by Zix Corporation, UK controlled by Goldman Sachs via chain of sham conduits who send me absurd runarounds on behalf of DIFS) .

Wow! Did you follow that? If not, we understand why. This structure is based on a chain of Russian like nest-doll entities to thwart transparency in these complex entities. In a case brought against them by the Illinois Attorney General over “robo-signing”, there was a consent order signed stipulating payment by NTC of $350,000. Almost no signed documents from Covius are actually read by the signees; according to the lawsuit, the employees sign a few thousand documents each day, and do not read and verify the documents they sign. The documents often include statements that the signatory has personal knowledge of the facts in the document, the lawsuit said. The company is a “document production factory,” Attorney General Madigan said in the lawsuit. Out of fairness (if we can call it that) we should note that NTC did not admit guilt, but we know how that goes.

So what do you do if you get a letter from Covius Document Services? First and foremost, do not panic. You need to keep a cool head and get help from an experienced Foreclosure Defense firm. So many of you have told us that you have difficulty in finding good legal resources for foreclosure defense and we understand why. This is a complex area of practice, and you want to access resources familiar with the peculiar issues involved in defending against illegal foreclosures. Not all attorney practice in this field.

Educate yourself on the best Covius foreclosure defense; you’re doing that on this website and we thank you for being here. Use services like ours to document issues related to legal standing (who really has the right to foreclose) and other defenses. Document evidence of robo-signing on Covius letters, or other chain of title mistakes which can affect ownership of the debt, the note, the mortgage or deed of trust (or as is often the case, all or some of the above). Evidence can be based upon legal documents obtained both from the homeowner and from public domains, including actual recorded documents and the opinions of experts like our team here Keep a copy of any foreclosure letters from Covius and similar associations so you always have reliable evidence on-hand—physical and digital copies.

As a first step you can order a document review from us which is a good first step. There is lot’s you can do to defend yourself. Share you case information with us and we will guide you as to your best options.

Need help in assessing your case? Does your attorney need our help? Use our services to help guide you through the process early enough to avoid mistakes that can cost you your home in an illegal foreclosure action. Call our office today at 844.583.5339 to inquire if we can help. You can also submit a case statement here and get a complimentary recommendation as to your best course of action.

FORECLOSURE DEFENSE IS NOT SIMPLE. THERE IS NO GUARANTEE OF A FAVORABLE RESULT. THE COMMENTS ON THIS BLOG AND ELSEWHERE ARE BASED ON THE ABILITY OF A HOMEOWNER TO WIN THE CASE NOT MERELY SETTLE IT. OTHER LAWYERS HAVE STRATEGIES DIRECTED AT SETTLEMENT OR MODIFICATION. THE FORECLOSURE MILLS WILL DO EVERYTHING POSSIBLE TO WEAR YOU DOWN AND UNDERMINE YOUR CONFIDENCE. ALL EVIDENCE SHOWS THAT NO MEANINGFUL SETTLEMENT OCCURS UNTIL THE 11TH HOUR OF LITIGATION.

But challenging the “servicers” and other claimants before they seek enforcement can delay action by them for as much as 14 years or more. In addition, although currently rare, it can also result in your homestead being free and clear of any mortgage lien that you contested. (No Guarantee).

Yes, you DO need a lawyer.

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