Another casualty of the Mortgage Meltdown induced paranoia that is sweeping the credit and money markets: Banks no longer trust the indexes which they have relied upon for decades. In other words, they don’t trust each other. And they don’t trust the people who report on what is happening out in the financial marketplace. The […]

Tags: confidence, credit, index, Libor, reports, trust
Posted in bubble, Eviction |

TIME TO WAKE UP. EVEN IF YOU ARE NOT IN DEFAULT THE MORTGAGE MELTDOWN IS GOING TO HURT YOU UNLESS YOU ACT NOW. GET INVOLVED! THERE IS NO “MIDDLE GROUND” Most projections put the number at over 20 million homes, which means that over 95% of the people negatively impacted by the mortgage meltdown either […]

Tags: borrowers, BRENANKE, FEDERAL INSURANCE, Federal reserve, foreclosure, FRANK, lenders, MORTGAGE WORKOUTS
Posted in bubble, Corruption, Eviction, securities fraud |

Seminars for Layman (Pro Se Litigants) and For Lawyers TILA RIGHT OF RESCISSION and CONSEQUENCES TRUTH IN LENDING FEDERAL CIVIL COURT, FEDERAL BANKRUPTCY, STATE COURT INFORMATION THIS POST RELATES ONLY TO RESCISSION UNDER TILA. IT SHOULD BE REMEMBERED THAT THERE ARE MULTIPLE GROUNDS FOR RESCISSION AND CANCELLATION OF THESE NOTES AND POSSIBLY TREBLE DAMAGES FOR […]

Tags: damages, finance charges, foreclosure, interest, lender, notice, points, quiet title, refunds, rescission, TILA, TILA audits, truth in lending
Posted in bubble |

Every state is different to some degree, which is why you can’t take this post to court with you and assume that you have the right legal information. Checking local laws, rules and practices is essential in any foreclosure defense, defense of eviction or making claims against the lenders, mortgage brokers and other parties before […]

Tags: ACLU, due process, judicial sale, NON JUDICIAL SALES, SHERIFF'S SALE, U. S. CONSTITUTION
Posted in bubble, Corruption, Eviction, securities fraud |

SUING THE LENDER, MORTGAGE BROKER ET AL AFTER FORECLOSURE AND SALE When it is all over and you have been evicted from your dream home, most people drop the matter and move on, being too distracted by their monetary problems to look back at the painful disaster. What you should know, however, is that violations […]

Tags: audit, foreclosure sale, LAWYER, Lender Liability, NON-JUDICIAL SALE, TILA
Posted in bubble, Eviction |

Theoretically it is possible for any lender in a foreclosure to pursue what is called a “deficiency Judgment.” This is the amount they lost after selling the property to a third party. The amount they “lost” includes all their interest, penalties, legal fees, court costs, and other out of pocket expenses.  Most mortgage lenders do […]

Tags: deficiency judgment
Posted in bubble, Eviction |

I WANT YOUR STORIES!!! HERE IS WHAT I JUST RECEIVED FROM A LAWYER I KNOW — This one who I have been corresponding with sent me an e-mail describing the events of her “closing” where she was told by the Countrywide loan officer that her dad’s life estate did not need to go on the […]

Tags: BARNES AND NOBLE, BEAR STEARNS, CALIFORNIA, Eviction, mortgage meltdown, NON-JUDICIAL SALE, Sheriff, WASHINGTON
Posted in bubble, Corruption, Eviction, securities fraud |

If nothing else this story demonstrates the literal death grip at the throats of you and your relatives. If you or someone you know uses oxygen, they do so to stay alive. But the decision on what to offer, how to offer it, and how much it will cost is left in the hands of […]

Tags: apria, cell therapy, Chelation, co-pays, deductibles, oxygen, payments, praxair, stem cell
Posted in bubble, Corruption |

The “Simple” answer is YOU have to stop the trustee and lender(s) from acting illegally. They are counting on the idea that you won’t be persistent or clever enough to game the system against them the way they are doing to you. You don’t have to be very clever. But you DO need to be […]

Tags: Emergency Petition, injunction, lenders, persistence, pleadings, trustee
Posted in bubble, Eviction |

Thomas Friedman, in Michael Moore -like frankness, doesn’t make a case, create a sound bite, or try to get elected. Here he simply tells the facts.  If all Americans could compare Berlin’s luxurious central train station today with the grimy, decrepit Penn Station in New York City, they would swear we were the ones who […]

Tags: DEBT SERVICE, depression, dollar, FRIEDMAN, housing prices, inflation, JOBLESSNESS, MOORE
Posted in bubble, Corruption, Eviction, securities fraud |