HAPPY INDEPENDENCE DAY! WHY ARE THE BANKS FIGHTING TO GET AS LITTLE AS POSSIBLE FROM EACH “FAILED” LOAN? A drama is playing out in the state of Massachusetts. Bank of America is pretending to be the lender or the authorized servicer or both. But it outsourced the task of dealing with borrowers seeking modification. The […]

Tags: Bank of America, credit default swaps, Department of the Treasury, Federal reserve, HAMP, HARP, insurance, Master Servicer, of deposition, sub servicer, TARP, taxpayers, transcript, Urban Lending Solutions
Posted in Corruption, Eviction |

DON’T FORGET THAT THERE IS A DIFFERENCE BETWEEN THE SERVICER WITH WHOM YOU ARE DEALING (THE SUBSERVICER) AND THE MASTER SERVICER WHO IS CALLING THE SHOTS ON BEHALF FOR THE INVESTMENT BANKER. DEMAND PROOF OF WHO IS HANDLING THE MODIFICATION, WHO IS ASSIGNED AND WHO THEY CONSULTED. After interviewing Danielle Kelley on the issue of […]

Tags: are, avoidance of liability, discovery, forcing modification, HAMP, master servicers, mitigation of loss, modification, pretender lender, pretender modifier, sub-servicers, WHISTLEBLOWERS, WORKOUTS
Posted in Corruption, evidence, expert witness, securities fraud, Servicer |

Danielle Kelley, Esq., is a senior litigation partner in GGKW (the law offices of Garfield, Gwaltney, Kelley and White with home offices in Tallahassee and branches in South Florida and Central Florida), now liberated from the administrative duties associated with running a law practice. Focusing her attention on litigating her cases, the results are getting […]

Tags: Danielle Kelley, Florida, HAMP, modification of mortgage loan, money trial, paper trial, permanent modification, trial modification
Posted in Corruption, foreclosure mill, Modification, Motions, Pleading, Servicer |

Editor’s Note: There is something happening here and it is beginning to bother me more and more. A number of people have attempted to file papers in the county recorder’s office  in order to preserve their ownership rights to property that is either in foreclosure or has been the subject of a foreclosure sale. As […]

Tags: Bratton, Corrupt title records, EQUAL PROTECTION, estoppel, false documents, fraudulent documents, self defense
Posted in Corruption, Eviction |

Nothing could have said it better than these words from the chief law enforcement officer of the state. He said it because he meant it. And he was sort of right in a twisted way. And he was expressing the frustration of all three branches of government together with nearly everyone including the borrowers. The […]

Posted in Corruption, Eviction, evidence, Modification, Servicer |

Neil F Garfield, July 1, 2013: Modification “experts” are criticizing what they see on this site. It gives them the willies to think that they are participating in a fraud or enabling a fraud when they modify a loan with someone who doesn’t own it. So lately they are saying that the articles here have […]

Tags: Bank of America, canceled check, FAct vs theory, GreenTree, modification, settlement, short-sale, standing, wire transfer receipt
Posted in Corruption, Eviction, securities fraud |

Call in and ask questions: https://mail-attachment.googleusercontent.com/attachment/u/0/s/?view=att&th=13f8fedaa7af0881&attid=0.1&disp=attd&realattid=769b2943-c02d-4305-a586-1356d0456696&safe=1&zw&saduie=AG9B_P_DCkgli0FzdgKNROgb7CGn&sadet=1372509323342&sads=1tTrekRDYIBgvYQNSfys6ACI9N8&sadssc=1 http://www.blogtalkradio.com/senkalive/2013/06/30/you-can-write-off-our-homes-but-were-still-here-1 LISTEN: Danielle Kelley is rapidly ascending to the position of one of the leading foreclosure defense attorneys. She is a partner in Garfield, Gwaltney, Kelley and White a law firm based in Tallahassee, the state capital of Florida. The firm is expanding its presence throughout Florida and provides […]

Tags: Danielle Kelley
Posted in Corruption, evidence, foreclosure mill, Servicer |

Major banks [WELLS AND CITI] have reportedly made proposals to the Fed on how to pay for the restructuring of large financial institutions that collapse, with the idea being to avoid the chaos that followed Lehman’s bankruptcy. Among the suggestions, the largest financial-services holding companies would maintain combined debt and equity equal to 14% of […]

Tags: Bank of America, bond funds, buyer beware of foreclosure property, Citicorp, currency, falling bond prices, Federal reserve, forged documentation, global banks, J.P. Morgan Chase, liability to insurers, modifications of loans, mortgage bonds, rising yields, treasuries, Wells Fargo
Posted in Corruption, Eviction, securities fraud |

If the bond buying program had been directed at direct assistance to investors and homeowners, the crisis would already be over and GDP would be rising by at least 3.5%, unemployment at 5% or less, and the deficit would be eliminated on an annual basis and vastly reduced long term. Debt would cease to be […]

Tags: abandonment by the bank, Bank of America, buyer beware, deficiency judgments, economic collapse, Federal reserve, Federal Reserve bond buying program, foreclosure, Goldman Sachs, ICELAND, promontory financial group, welfare for the banks
Posted in Corruption, Eviction, securities fraud |

Steal this Massachusetts Town’s Toughest New Foreclosure Prevention Ideas http://www.keystonepolitics.com/2013/06/steal-this-massachusetts-towns-toughest-new-foreclosure-prevention-ideas/ Florida leads nation in vacated foreclosures — and it’s not even close http://www.thefloridacurrent.com/article.cfm?id=33330748 Editor’s Note:  it is only common sense. There are several things that are known with complete certainty in connection with the mortgage mess. We know that the banks found it necessary to […]

Tags: Bank of America, Bank of international settlements, counterclaim, credit default swaps, deed in lieu of foreclosure, federal bailouts, Federal reserve, Federal Reserve bond buying program, forgery, insurance, lenders breaching settlement agreement, Lynn, Massachusetts, money trail, perjury, prosecution of bankers for fraud, robosigning, SEC
Posted in Corruption, Eviction, securities fraud |