Writing with the flu. Despite symptoms and medication that makes me dizzy, I feel compelled to write about something that is getting traction out there. The more you look at the false claims of securitization the more it stinks. We are dealing with a system that is based on really big lies. I’m sure our […]

Tags: law of contracts, mortgage backed securities, mortgage litigation, recording defective mortgages, REMIC TRUST, securities fraud, trustee
Posted in Corruption, Eviction, evidence, expert witness, foreclosure mill, Modification, Pleading, securities fraud, Servicer |

Internet Store Notice: As requested by customer service, this is to explain the use of the COMBO, Consultation and Expert Declaration. The only reason they are separate is that too many people only wanted or could only afford one or the other — all three should be purchased. The Combo is a road map for […]

Tags: authority of servicer, california foreclosure, delay tactics, discovery, florida foreclosure, forensic analyst, Glaski Case, legal representation, litigation support, livingliesstore.com, money trail, paper trail, preservation letter, PSA, Reports and Analyses, securitization, UCC
Posted in Corruption, Eviction, evidence, expert witness, securities fraud, Servicer |

It is now common knowledge that subservicers are continuing to pay investors and reporting the loan as “performing” after they have sent a default and right to reinstate notice as required by the mortgage (usually paragraph 22) and by the uniform debt collection laws. The first problem about this is that the actual creditor does […]

Tags: default, mortgage bonds, mortgages, payments, Servicing
Posted in bubble, Corruption, expert witness, foreclosure mill, Modification, securities fraud, Servicer |

Call 520-405-1688  for West Coast legal Representation and 954-495-9867 for East Coast legal Representation AND 850-765-1236 for Northern Florida Representation Educate Yourself and Your Lawyer: Purchase Memberships, Books, Services from our Online Store Customer Service West Coast 520-405-1688 East Coast 954-495-9867 GET HELP!!! As I have previously stated on these pages the changes in the […]

Tags: account receivable, BID, BOND receivable, cash bid, credit, credit bid, creditor, foreclosure auction, Investor, note receivable, strategy of delay
Posted in Corruption, Eviction, evidence, expert witness, foreclosure mill, Modification, Motions, Servicer |

With judges under pressure to clear their calendar, the strategy of the banks in delaying prosecution of foreclosure cases is coming to an end. And the opportunity for the borrower, as well as a good reason for action, has just begun. An aggressive approach is more likely to yield good results than any strategy predicated […]

Tags: company witness, credibility, debt, evidence, expert declaration, New York trust, personal knowledge, Reg Z, REMIC, TILA
Posted in Corruption, Eviction, evidence, expert witness, Servicer |

Mellon Bank v Shaffer Ohio Appeals Ct Says You can’t Fix Jurisdiction In a decision that is interesting from many points of view an Ohio appellate court ruled that you can’t fix jurisdiction by assigning the loan and recording the documents after the foreclosure suit is filed. This could have substantial effects on non-judicial states […]

Tags: Accounts Receivable, assignment, Bank of New York Mellon trust Company, Bank of New York trust company, BOND receivable, J.P. Morgan Chase Bank, jurisdiction, note receivable, ownership of the debt, third-party mitigation payments, wrongful foreclosure
Posted in Corruption, Eviction, expert witness |

There many ways to win a case, so what I am saying in this article should be taken in the context of a larger reality where lawyers are winning hearings and winning the entire case using their own style, strategies and tactics. And it is equally true that any case management plan, regardless of the […]

Tags: discovery, LITIGATION, mortgages, Motion Practice, trial practice
Posted in Corruption, Eviction, evidence, expert witness, foreclosure mill, Modification, Motions, Pleading, securities fraud, Servicer |

Go to www.msnbc.com. CONTACT YOUR SENATORS AND CONGRESSMEN AND WOMEN. LET THEM KNOW THEY ALREADY HAVE YOUR SUPPORT FOR THIS LAW AND THAT THEY DON’T NEED TO SELL THEMSELVES TO GET SUPPORT FROM THEIR CONSTITUENCY. MSNBC had a segment today in which they interviewed Elizabeth Warren about a new set of laws reinstating the old […]

Tags: Bank of America, Citi, Elizabeth Warren, Glass Steagel, John McCain, JPM CHASE, too big to fail, Wells Fargo
Posted in bubble, Eviction, expert witness, Modification, securities fraud |

DON’T FORGET THAT THERE IS A DIFFERENCE BETWEEN THE SERVICER WITH WHOM YOU ARE DEALING (THE SUBSERVICER) AND THE MASTER SERVICER WHO IS CALLING THE SHOTS ON BEHALF FOR THE INVESTMENT BANKER. DEMAND PROOF OF WHO IS HANDLING THE MODIFICATION, WHO IS ASSIGNED AND WHO THEY CONSULTED. After interviewing Danielle Kelley on the issue of […]

Tags: are, avoidance of liability, discovery, forcing modification, HAMP, master servicers, mitigation of loss, modification, pretender lender, pretender modifier, sub-servicers, WHISTLEBLOWERS, WORKOUTS
Posted in Corruption, evidence, expert witness, securities fraud, Servicer |

SIX FORMER BOA EMPLOYEES TESTIFY THAT BOA MODIFICATION AND FORECLOSURE SPECIALISTS WERE PAID AND INSTRUCTED TO LIE TO HOMEOWNERS, PAID WITH GIFT CARDS IF THEY SUCCESSFULLY THREW THE HOMEOWNER INTO FORECLOSURE AND WERE DISCIPLINED OR FIRED IF THEY FAILED TO TURN OVER THE REQUESTS FOR MODIFICATION INTO THE RIGHT NUMBER OF FORECLOSURES. IF YOU WANT […]

Tags: Bed bath and beyond Gift Cards, BOA, Danielle Kelley, Garfield, Gwaltney, Kelley and White (GGKW), lying, Michelle Conlin and Peter Rudegeair, modifications, perjury, Reuters, reviews, Target gift cards, U.S. Economy, World Economy
Posted in Corruption, Eviction, evidence, expert witness, securities fraud, Servicer |