GGKW (GARFIELD, GWALTNEY, KELLEY AND WHITE) provides Legal Services across the State of Florida. We also provide litigation support to attorneys in all 50 states. We concentrate our practice on mortgage related issues, litigation and modification (or settlement). We are available to represent homeowners, business owners, and homeowner associations seeking to preserve their interest in […]

Tags: asset pool, Bank of America, Chase, Citi, Florida, foreclosure, HAMP, judge Howard Harrison, Master Servicer, modification, Palm Beach County, REMIC, TARP, Truth in Lending Act, Wells Fargo
Posted in Corruption, Eviction, Modification, securities fraud, Servicer |

DON’T FORGET THAT THERE IS A DIFFERENCE BETWEEN THE SERVICER WITH WHOM YOU ARE DEALING (THE SUBSERVICER) AND THE MASTER SERVICER WHO IS CALLING THE SHOTS ON BEHALF FOR THE INVESTMENT BANKER. DEMAND PROOF OF WHO IS HANDLING THE MODIFICATION, WHO IS ASSIGNED AND WHO THEY CONSULTED. After interviewing Danielle Kelley on the issue of […]

Tags: are, avoidance of liability, discovery, forcing modification, HAMP, master servicers, mitigation of loss, modification, pretender lender, pretender modifier, sub-servicers, WHISTLEBLOWERS, WORKOUTS
Posted in Corruption, evidence, expert witness, securities fraud, Servicer |

Neil F Garfield, July 1, 2013: Modification “experts” are criticizing what they see on this site. It gives them the willies to think that they are participating in a fraud or enabling a fraud when they modify a loan with someone who doesn’t own it. So lately they are saying that the articles here have […]

Tags: Bank of America, canceled check, FAct vs theory, GreenTree, modification, settlement, short-sale, standing, wire transfer receipt
Posted in Corruption, Eviction, securities fraud |

Major banks [WELLS AND CITI] have reportedly made proposals to the Fed on how to pay for the restructuring of large financial institutions that collapse, with the idea being to avoid the chaos that followed Lehman’s bankruptcy. Among the suggestions, the largest financial-services holding companies would maintain combined debt and equity equal to 14% of […]

Tags: Bank of America, bond funds, buyer beware of foreclosure property, Citicorp, currency, falling bond prices, Federal reserve, forged documentation, global banks, J.P. Morgan Chase, liability to insurers, modifications of loans, mortgage bonds, rising yields, treasuries, Wells Fargo
Posted in Corruption, Eviction, securities fraud |

If the bond buying program had been directed at direct assistance to investors and homeowners, the crisis would already be over and GDP would be rising by at least 3.5%, unemployment at 5% or less, and the deficit would be eliminated on an annual basis and vastly reduced long term. Debt would cease to be […]

Tags: abandonment by the bank, Bank of America, buyer beware, deficiency judgments, economic collapse, Federal reserve, Federal Reserve bond buying program, foreclosure, Goldman Sachs, ICELAND, promontory financial group, welfare for the banks
Posted in Corruption, Eviction, securities fraud |

Steal this Massachusetts Town’s Toughest New Foreclosure Prevention Ideas http://www.keystonepolitics.com/2013/06/steal-this-massachusetts-towns-toughest-new-foreclosure-prevention-ideas/ Florida leads nation in vacated foreclosures — and it’s not even close http://www.thefloridacurrent.com/article.cfm?id=33330748 Editor’s Note:  it is only common sense. There are several things that are known with complete certainty in connection with the mortgage mess. We know that the banks found it necessary to […]

Tags: Bank of America, Bank of international settlements, counterclaim, credit default swaps, deed in lieu of foreclosure, federal bailouts, Federal reserve, Federal Reserve bond buying program, forgery, insurance, lenders breaching settlement agreement, Lynn, Massachusetts, money trail, perjury, prosecution of bankers for fraud, robosigning, SEC
Posted in Corruption, Eviction, securities fraud |

In my judgment, based upon the scant facts and documents supplied to me this far, there is no doubt that Bratton DID own the property and probably still does if the law is applied properly. I know of cases where probable cause was found for Murder and the bail was set less than that. The […]

Tags: Bratton, Criminal Charges, occupy, Recording Deed, U.S. Bank
Posted in Corruption, Eviction, securities fraud |

EDITOR’S NOTE:  The complaint below is from the United States Atty. for the Southern District of New York gives us a clear picture of the processing of loans without any underwriting standards at Countrywide and other aggregators across the country. The complaint is not authority, but it is a guide for what you can allege […]

Tags: aggregators, Bank of America, countrywide, Federal reserve, government-sponsored entities, hustle, mortgage fraud, Wall Street, WHISTLEBLOWERS
Posted in Corruption, Eviction, securities fraud |

Many thanks to Danielle Kelley, Esq. for appearing on last night’s members’ teleconference. I forgot to give the number out for the firm: 850-765-1236 Just to cap it off, here is her Post from yesterday at Danielle Kelley Blog: Danielle Kelley, Esq. The propaganda from the banks has been far-reaching.   Even if they devised […]

Tags: "Stop Payment" Instruction by Bank, Bank of America, Danielle Kelley, deadbeat, Freddie Mac, HAMP, LOAN MODIFICATION
Posted in Eviction, securities fraud |

At 6 PM Eastern daylight Time I will host the twice monthly teleconference for members of the living lies blog. We are going to start adding guests more frequently than we had done in the past. Tonight we have Danielle Kelley who is an attorney in Tallahassee Florida and has been frequently quoted in mainstream […]

Tags: Danielle Kelley, Garfield Gwaltney Kelley and White
Posted in Corruption, Eviction, securities fraud |