Editor’s Note: OK I’m glad they sued and I am glad they are alleging “brazen fraud.” But considering the trillions that were lost from this fraud why are the suits for only $1 billion and the settlements for only $25 billion? Why are we not clawing back the ill-gotten money from the brazen fraud they […]

Tags: Bank of America, BOA deathwatch, countrywide, Countrywide financial
Posted in bubble, Corruption, Eviction, securities fraud |

CHECK OUT OUR NOVEMBER SPECIAL GET A CONSULT WITH NEIL GARFIELD It really isn’t much different than the way the foreclosures themselves are done. After a roulette spin on the LPS Desktop program for foreclosures, a “lender” is selected and appoints itself through a series of LPS generated documents. Now we have a new beneficiary […]

Tags: independent foreclosure review
Posted in bubble, Corruption, Eviction, securities fraud |

CHECK OUT OUR NOVEMBER SPECIAL GET A CONSULT WITH NEIL GARFIELD I’ve been thinking about this for a while. In fact, when I first started out on the blog in 2007 I spent quite a bit of time interviewing big and small law firms and retired judges and they all said the same thing: wait […]

Tags: attorney fee award, cancellation of instruments, comensatory damages, contingency fee, exemplary damages, punitive damages, quiet titile, wrongful foreclosure
Posted in bubble, Corruption, Eviction, securities fraud |

CHECK OUT OUR NOVEMBER SPECIAL GET A CONSULT WITH NEIL GARFIELD Jim Macklin, one of our senior securitization analysts, wrote a piece that I thought was worth publishing. He is located in Sacremento, CA. We consider our Constitution of the Untied States the law of the land under which all other laws must conform. This […]

Tags: bankruptcy, foreclosure, health care
Posted in bubble, Corruption, Eviction, securities fraud |

GET A CONSULT WITH NEIL GARFIELD on DENY AND DISCOVER CHECK OUT OUR NOVEMBER SPECIAL Editor’s Analysis: How simple do I need to make this. If you admit the debt and that it was due and you didn’t pay it, everything else is window dressing for “gimme a break.” The 11th Circuit Court of Appeals […]

Tags: 11th Circuit, Admit and LOse, Deny and Discover, INDYMAC
Posted in bubble, Corruption, Eviction, securities fraud |

  In the strategy I have dubbed DENY and DISCOVER I have cautioned lawyers and pro se litigants from starting with an attack on the documents which clouds the mind of the Judge. You should start by denying that the money came from the party on the note, denying that you ever completed a financial […]

Tags: broken chain of title, follow the money, for value received, Max gardner's
Posted in bubble, Corruption, Eviction, securities fraud |

CHECK OUT OUR NOVEMBER SPECIAL Click Now to Consult with Neil Garfield DENY and DISCOVER: First you need to start with the premise that the origination (“closing”) documents were defective from the start. By naming the wrong payee and containing terms different from the terms agreed by the actual Lender (source of funds) specifically as […]

Tags: alignment of parties, cancellation of void instrument, DEED OF TRUST, demurrers, evidence, judicial, Mortgage, motions for summary judgment, motions to dismiss, motions to lift stay, non-judicial, note, Obligation
Posted in bubble, Corruption, Eviction, securities fraud |

CHECK OUT OUR NOVEMBER SPECIAL Editor’s Comment: There are few places on Earth where morality is so twisted as you will find on Wall Street, yet we know we need a financial center and bankers motivated by money. The answer is in regulating them like a utility with a few feet added to the leash. […]

Tags: housing inventory, housing prices
Posted in bubble, Corruption, Eviction, securities fraud |

Editor’s Comment: This story is all too common. But it is complete too, which is why I am publishing it. Practically every line is contains material for bank liability. Nobody wants to say it: the banks were wrong when they pretended to issue mortgages with the money of pensioners and retirement accounts, they were wrong […]

Posted in bubble, Corruption, Eviction, securities fraud |

CHECK OUT OUR NOVEMBER SPECIAL Editor’s Note: Buyers Beware! The Banks are manipulating housing prices like the Arabs manipulate oil prices. When it suits them the prices go up and down depending upon whether they let the flow of empty houses flood the market or they hold back. When we think about the tens of […]

Tags: bulldozing homes, Bureau of Financial Consumer Protection, Dodd-Frank, modification
Posted in bubble, Corruption, Eviction, securities fraud |