The answer is complicated. On its face and on its own the answer is obvious: since MERS never has any ownership of the debt or the note, it cannot transfer either one. It specifically disclaims such interests on its website and all agreements in which it is a party. Since it has nothing to convey […]

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Recent articles are beginning to take seriously what homeowners have been saying for more than a decade — that a separate set of rules applies to foreclosures that are biased against consumers, borrowers and homeowners. Those “new” rules are a departure to the rules of due process, evidence and burden of proof in every other […]

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Bill Paatalo in his unrelenting search for doctrine that covers the widespread fraud confronting borrowers of all types including especially homeowners, has found some old English common law concepts that do have some application in today’s chaos in the courtroom. His question related to the Latin doctrine Nul Tiel Record. ============================== Let us help you […]

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SubTopic: What Happens if MBS Are Not Backed by Mortgages? How does that play out in foreclosure litigation? Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Co-Hosted by Neil Garfield and Charles Marshall, Esq.  with Bill Paatalo, PI And Special Guest Russell Baldwin Call in at (347) 850-1260, 6pm Eastern Thursdays Russ Baldwin has […]

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Yes you should have an attorney, but you also need a plan of action upon which you and the attorney can agree and which makes sense to you and the lawyer. We try to connect people with lawyers but we cannot vouch for them or the outcome in your case no matter how many cases […]

Tags: Lawyer referrals
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Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Charles Marshall, Esq. and Bill Paatalo, PI Call in at (347) 850-1260, 6pm Eastern Thursdays In the spotlight: US Bank LSF9 Master Participation Trust The term “robo-signing” was coined about 6 months after I had concluded that the documents being used in foreclosure were […]

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I’m not sure of the production details but what I have seen is directly on point and corroborates my own interviews with insiders who were never indicted. The Men Who Stole the World and got away with it It says they are trailers but I can find no final production.

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I often find clues to the “who” question of reporting in little known articles about data breaches. We find in this article the names of players who have vanished or still exist with data breaches allowing anyone to view tens of millions of mortgage loan files on servers that, among other things, change the images […]

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Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil F Garfield, M.B.A., J.D. Call in at (347) 850-1260, 6pm Eastern Thursdays see Brock and Scott Law Firm Sued Under FDCPA I think the recent spate of cases against law firms who collect debts is indicative of the tremendous liability assumed by a lawyer […]

Tags: 15USC§1692, attorney liability, FDCPA, FDCPA Statute, foreclosure mills, foreclosure sale, Foreclosure scams
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To my knowledge, the only other lawyer that is persistently publishing and broadcasting valuable information about foreclosure defense is Gary Dubin. He has published an article that is very much worth reading. while he is located in Hawaii he offers many insights that are helpful to all foreclosure defense attorneys and pro se litigants. He […]

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