Archive for 'Uncategorized' Category
It was inevitable that smaller players would seize upon the “irresistible” opportunity to create or sell phantom debt. With the justice system lining up to approve the practice of stealing debt owned by investors and claiming the right to collect, it did not take a genius to come up with a plan to invent the […]
This 2016 Illinois case corroborates exactly what I have been saying for 11 years. Sleight of hand accounted for the 1st Mortgage that was payable to Lehman Brothers who funded every loan with advances from Investors who then owned the debt. The investors were cut out of the chain of paper and the chain of […]
Thursdays LIVE at 6pm Eastern/3pm Pacific! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays Investigator Bill Paatalo joins California foreclosure attorney Charles Marshall to discuss one of the most egregious foreclosure decisions in recent history. An Arkansas Bankruptcy court ruled that bank fraud is an acceptable […]
For the past decade we have been dealing with the politics of foreclosure. The law of foreclosure has been pushed to the curb because of political decisions. Out of abject terror and total confusion the rule of law has been abandoned in favor of not angering the beast that brought ruin to millions of families. […]
We have potential clients for Maryland lawyers who have experience in foreclosure defense. We seek no fee or compensation of any kind. You can use our services for analysis, strategy and/or tactics or not. If you are a lawyer accepting referrals please send an email to neilfgarfield@hotmail.com. If you know of a lawyer in Maryland, […]
Hat tip to Bill Paatalo who wrote the main article. See link below. I would like to say that this could have happened only in Arkansas, but that isn’t true. Watch how the Court twisted itself into a pretzel in its determines effort to make Wells Fargo win despite admitting to unlawfully altering the note […]
With the same false claims of securitization of student debt as purported mortgage loans it is apparent that the courts are treating students differently from homeowners. Although the defenses are identical students are gaining much more traction in collection suits than their counterparts who are battling foreclosure. The article cited below appeared in the New […]
Editor’s note: Great analysis by investigator Bill Paatalo at BPinvestigativeagency.com. Arkansas courts are known to be some of the most corrupt bankruptcy and foreclosure courts in the country and the Arkansas Judiciary refuses to follow its own laws while catering to the interests of Foreclosure Mill Wilson and Associates. US bankruptcy trustee Joyce Babin is […]
Here we have a ruling that firmly states the obvious, with widespread ramifications. HELOC (Home Equity Line of Credit) promissory notes represent evidence of a debt depending upon how much the homeowner borrows, repays or otherwise receives advances. It is not a promise to pay a single unqualified amount of money. While the mortgage or […]
One thing is very clear: the mega banks — who control nearly all foreclosures — are using algorithms to start and stop foreclosures so as to create the impression that foreclosures are not a big problem. In this article by ProMarket, this behavior was honed down to specific districts represented by members of the Financial […]


