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The bottom line is that JPM Chase did not actual purchase or pay for anything. The net “price” was negative including an IRS refund due to WAMU but transferred to JPMC.JPMC did acquire the book value assets and liabilities of WAMU and subsidiaries, but there was was litttle in the way of book value for […]
see https://www.law.com/njlawjournal/almID/1202429165401/ In an article by New Jersey attorney Dennis M. Gonski | Updated on March 18, 2009, the qualities of “real title” are clearly specified. His “wild deed” commentary applies equally well to promises of title or implied promises of title to liens. My point in directing your attention to this article is that […]
Lawyers are not permitted to make up claims and file lawsuits or other processes to seek a remedy. They must be representing a client who is the owner of the claim. In foreclosure, this is not the case. Wall Street has weaponized the necessary standard protections for lawyers into a vehicle for promoting false claims. […]
From Senator Warren: Neil, I couldn’t be more excited about my first endorsement of the year: Katie Porter is running to represent Californians in the U.S. Senate, and she has my full support. I want to share more about why I’m supporting Katie below, but if you’re on board now and ready to help kickstart […]
By laundering the title to the recorded lien AFTER the homeowner has failed to derail the false claim, the foreclosure mills have lulled most homeowners and most lawyers and judges into a state of complacency wherein they miss the fact that the new substitution — often without permission of the court — is an admission […]
FOR IMMEDIATE RELEASE: January 11, 2023 CONTACT: Office of Public Affairs press@cfpb.gov CFPB Proposes Rule to Establish Public Registry of Terms and Conditions in Form Contracts That Claim to Waive or Limit Consumer Rights and Protections Companies can use terms and conditions in non-negotiable form contracts to try to hide consumer harm, to stifle criticism […]
It seems that there are now several dozen readers of my blog who both read and corroborate the information I have shared. As a result, they are asking increasingly sophisticated questions. The latest question is the question of why Lehman Brothers went bankrupt. Since they were selling certificates, not buying them, and they were not […]
see https://livinglies.me/2017/10/11/katherine-ann-porter-author-of-2007-study-revealing-the-destruction-of-notes-is-running-for-congress/ It is no exaggeration that Katie Porter is why this blog started. While at the University of Iowa, she conducted a study with startling revelations. The discovery that original promissory notes were destroyed most of the time made it possible for thousands of homeowners to defend their homes from false claims seeking foreclosure […]
The practice hint for all this is NOT to trace all the layers and steps. The question in the case at bar in every foreclosure is whether there is an identified claimant with a claim based on the existence of an unpaid loan account (collateral account) on its own ledgers Some people get upset with […]
Homeowners and their lawyers look at a canceled check and understandably and reasonably come to an erroneous conclusion. They think the check shows who physically received the check, who deposited it into a depository account, and who owns that account. * Therefore, they erroneously conclude that the report issued under that name was prepared by […]
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