I just received a request from a new service, seeking evidence of patterns of conduct by the banks, to wit: banks and servicers and trustees submitting different copies of the same promissory note while asserting that each is the original. It is good that news services appears to be ramping up its investigative journalism, possibly […]

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see http://www.latimes.com/entertainment/envelope/la-en-mortgage-meltdown-20151229-story.html The article in the above link pretty much says it all. It highlights two movies — The Big Short and 99 Homes — to show the proliferation of scams that enabled the government and the banks to make it appear that there was government intervention. Like securitization, servicing, and trusteeship of fake trusts, […]

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May the new year bring justice and peace. I have done my best this year despite multiple distractions. I promise to continue the effort and assist homeowners and lawyers  to the best of my ability. A big thank you to everyone supporting this blog and my work. Regards Neil Garfield

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Dear LivingLies Readers, We have expanded our staff to moderate comments. I would appreciate your assistance by ensuring that your comments on each post stay on-topic and are relevant to the issue.  This is a site for people to discuss foreclosure and credit fraud; as well as political and legal developments related to these issues.  […]

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For further information please call 954-495-9867 or 520-405-1688 This is for general information only. It is no substitute for advice from a licensed lawyer. ============================= See http://www.houstonchronicle.com/business/article/Lenders-ask-court-to-toss-foreclosure-verdict-6720243.php See also Alabama Jury Awards $400,000 for Deutsch-Ocwen Wrongful Foreclosure — http://www.cunninghambounds.com/who-we-are/resources/news/news-item/2015/12/12/deutsche-bank-and-ocwen-to-pay-$400-000-for-wrongful-foreclosure So Wells Fargo is on a path that might well settle the issue of presumptions versus […]

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For further information please call 954-495-9867 or 520-405-1688 This is for general information purposes. Get a lawyer ============================= see http://www.sanduskyregister.com/Blog/2015/12/25/Ocwen-pulls-rug-out-from-under-homeowner.html?ci=stream&lp=1&p=1 You see stories like this all the time. What Ocwen did is wrong, illegal, and unethical. It would also be stupid if their objective was to maximize the value received from the loan. Until we […]

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see http://fortune.com/2015/12/27/big-short-wall-street-movies/ No film — unless it were as long as Shoah — could ever fully capture the corruption, greed, and destruction unleashed by Wall Street’s securitization machine. But a few films have tried. Among them, The Big Short comes closest to showing the enormity of what remains the largest financial crime in human history. […]

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[Editor’s Note: Has anyone noticed that the Chase Purchase and Assumption Agreement for the WAMU estate from FDIC and BKR Trustee has been changed to a new document bearing the same date? Comments invited.] From Eric Mains One of the biggest obstacles borrowers in foreclosure cases and their attorneys have is getting proper discovery done […]

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Home for Christmas: Suicide, Depression and the Holidays The holidays can be very trying times for people who are facing foreclosure or are in litigation. Many of us fighting foreclosure have been victimized by a corrupt judicial system that refuses to comply with the law, and predatory attorneys who fail to uphold their promises; while […]

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http://recorderstandard.com/2015/12/bank-of-america-smacked-with-foreclosure-fraud-lawsuits/ by Manuel Ortega Although Bank of America (BoA), along with other big banks like Wells Fargo, Citibank, Ally/GMAC and JPMorgan Chase, recently reached a very favorable settlement of potential criminal fraud charges related to their mortgage lending practices, two recently unsealed civil fraud lawsuits against BoA reveal they may not be out of the […]

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