GET EDUCATED!! FIGHT BACK!!

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SUBMITTED BY MARY COCHRANE

Congress harmed the economy by overstepping limited powers and did and does prevent enforcement of laws. The law serves a purpose only when the laws are enforced. The economy, third element of our national security harmed by Congress who for a decade choose to make deals with banks creating a superior class of consumer. Forcing organizations incorporate into their strategy and supply chain and place into the public domain for consumer consumption financial products and financial services that are defective at the time of sale causing substantive harm to new middle class of consumer ‘investors’ and inferior class of consumers discriminated againts, reasonable people as individuals who purchase mortgages. The banks choose to break the laws to profit. Congress chooses to look the other way to profit.
Banks gladly pay sanctions over and over highly more profitable than following the law. These foreign organizations, operating as banks who utilize ‘private brand labels’ e.g., Wells Fargo, and ‘GMAC Bank’ a fictitious name, spit upon the Federal Republic, U.S. Constitution. Congress created a cast system in the United States and did not amend the Constitution. For indeed Banks are a superior class of consumer. Investors now are the new middle class of consumer, and individual consumers are now an inferior class of consumer without due process of law subject to unlawful seizure of their property in a larcenous manner.

Consumers the only way to fix this is to get educated. Each transaction is not complicated. The diabilical plot is not complicated. Its fraud, smoke and mirrors.

The only right you have left is to submit in writing your Petiton to redress grievances seeking injunctive relief and humbly request your authority in both houses to stop overstepping their limited owers and to enforce laws in place that would protect the welfare of the nation. Seek prayerful remedy as allowed under law. Congress must stope making deals with foreign organizations. If Congress ignores your respectful requests petiton the President of the United States of America, Commander in Chief of the Executive Branch to invoke Executive Order and seek first impression case charging Congress for collusion having harmed the economy. Its not the FRB, SEC, OTS, OTC, FTC, its Congress who prevents enforcement of laws. Congress created the Federal Administrative Agencies who are without authority to adjudicate unlawful business acts. We prayerfully seek relief thru due process and under fourth amendment seek the President of the United States Executive Branch Article II to enforce laws and bring forth case charging those who harmed the economy, third element of our national security for together we can seek justice.

How much longer can Congress ignore with intent the banking, insurance, real estate frauds?

Does Congress think the inferior class of consumer will remain quiet our silence perceived as we are in agreement?

Will the inferior class continue to allow their property to be taken unlawfully? 95% of the foreclouses are uncontested. The party standing before the court must prove they are the lawful party when you contest. Yes you need an attorney and there are few who protect consumers as defendants through consumer protection laws. Why? Many attorney’s dont’ even know what those laws are for so long they profitted easily as transactional attonreys.

To be a responsible citizen learn what harmed you and never again trust those who tell us banking is too complicated. We all have calculators. Money, interest, is just a math formula. Knowledge is power and you don’t have to trust a bank employee who tells you they know best how to invest your only asset, how to improve your credit. Take responsiblity as patriots to protect the nation and seek justice revealing one mortgage at a time ‘Foreclosue-gate’ simply another banking, insurance, real estate scam and frauds. Default events of 90 days trigger employees at Wells Fargo Home Mortgage Institutional Lending, for example, to follow the script and agreements that will allow the SERVICER and MASTER SERVICER of the SELLER and BUYER to process claims under ‘credit enhancements’ and ‘insurance policies’ and for a fact the loans created during the default event do not exist in the Pooling & Servicing Agreement (PSA) of the reference ‘loan trust’ and the only reason the SERVICER would go to so much trouble would be to claim benefits from their valuable investement in the ERRORS & OMISSIONS POLICY.

The banks business selling loans at a discount.

The loans sold at a discount using private brand label of a national bank allows the banks to control the inferior class and contain their complaints into one bucket! Anything with the private brand label ‘Wells Fargo’ goes to the ineffective federal administrative agency OCC Congress created thru acts, enacted laws, enacted the agencies, roles and responsiblities and supervisory over SERVICING.

During Origination the BUYERof the discounted loans are in agreements and sell back to SELLER who also acts ‘as Depositor’ the SERVICING rights and retains custody of the documents.

In the event of a default by a consumer, the SERVICERS pull out the Reconstituted Servicing Agreement which includes instructions the employees of Wells Fargo for example, Executvie Specialist, for its client ’708′ Lehman Brothers in an approved Exhibit tagged onto the 8K typically an unassociated documents.

The loan# created during the default event as instructed inside of the ‘Reconstituted Servicing Agreement’ instucts the Employees of private brand label, Executive Specialists, Wells Fargo Home Mortgage Institutional Lending what documents to create, what loan trust to reference and which robo-debt collector law firm in agreement will process the documents for Wells Fargo Bank NA, and using the same loan# during origination used between BUYER & SELLER. and same loan # created during foreclosue, the SELLER as SERVICER notifies the Substitute Trustee who is at long arm reach is with or without knowledge that the loan was never ever inside the pooling & servicing agreement PSA of the ‘loan trust’ and with intent and to make use of the valuable credit enhancement of the ERRORS AND OMISSIONS Policies which provide 10% return on the investment; per Billion dollars is $100 Million dollars. Wells Fargo Bank NA Credit Risk Managers are tracking total forclosure forecasted claims against the ‘loan trust’ that does contain loans just not the ones in foreclosue!

Master Servicer filing claims as BUYER and SELLER during origination and Foreclouse.

Why would Congress even debate about MERS? Why are the cities using MERS to track the properties in foreclosue? Is MERS a good tracking tool? YES? Can banks sell loans at a discount yest. Can banks sell loans over and over that are not securitized? Yes. Can banks use the consumer asset in their portfolio’s as an asset if they paid for the loan? I don’t know if they can if they don’t hold a lien on the title. That is for who to decide? Its a matter of COmmerce and all matters of Commerce Congress decides whether they will do anything and if they will issue sanctions. We know they don’t enforce laws. A sad sad day to realize the Federal Republic will disappear unless the consumers as an inferior class step up and get smart and learn its not hard to understand what they did now that we can access information that was not publically shared and the spin that everything is complicated is not true. The only truth in all of this is the inferior class is here to stay, you are not safe in life and property and no more lives should be ruined not one day more without Congress acting responsibly, admitting they made mistakes and they will no longer harm the economy and our beloved nation and protect as their oath dictates the welfare of the United States of America.

Why would Congress in both houses allow foreign organizations to spit upon the U.S. Constitution?

Does Congress reallynot know that members of the private financial exchange collaborated in Agreements over the SEC are allowed to reengineer roles and responsiblities.

Does Congress really not know that Deutsche Bank, Goldman Sachs, Lehman Brothers, Structured Asset Securities Corp, Bear Stearns, Lehman as underwriter for the private family trust affiliate and non-affiliate brokers Frederick MD, the former Wells Fargo & Co., Norwest, Wells Fargo HSBC Trade Bank, Bank of New York, Federal Bank of New York, John Rockerfella, Sun Trust are in agreements and former registrations and collaborated 1994-1997, acquired the valuable private brand label ‘Wells Fargo’ 11/2/1998. Is it coincidence that Wells Fargo HSBC Trade Bank was part of the Norwest merger? Is it coincidence the name used on the storefronts in 50 states used the valuable name of a national bank? Wells Fargo Home Mortgage, Inc. was a general purpose entity, a domestic entity other in the Federal Reserve and part of Wells Fargo & Co/MN formerly Norwest. The new parent chose to survive as a subsidiary of Wells Fargo & Co. using a new RSSD ID tracking # under the Federal Reserve who became oeprating as a Financial Holding Company on 3/13/2000 and FREDDIE MAC, Chase Manhattan Mortgage Corp, GMAC-RFC, Norwest promoted the #1 Virtual Bank, #1 Originator and #1 Servicer and profitted.

The intent of the foreign organization clearly to control the world economy.

Since 2000, in the United States of America, the private brand label ‘Wells Fargo’ did control the real estate industry.

As a foreign organization, and wholesaler of discounted loans, owning a valuable logo they placed Trojan Horses on Main Street throughout the USA in all 50 states where consumers are forced to trust their only asset to con men and con women, employees who take consumer property into the pipeline and supply chain.

Freddie Mac, Microsoft, Chase Manhattan Mortgage Corp, GMAC-RES Cap (formerly GMAC-RFC) and Norwest LTD LP LLLP controlled 99/2000 virtual networks and in agreement swith private brand label ‘Norwest Asset Securities Corp (“NASCOR”) laundered money out of the nation one mortgage at a time. By July 2003, the commercial application complete to track electronically Foothill Capital Group & Wells Fargo & Co. transactions July 10, 2003 by Bank of America (BOA Agent for Foothills deal acquiring Norwest) dba Wells Fargo & Co/MN Thereafter, anyone who wanted a chunk of the business profits 3 to 1 had to become a MEMBER of MERS.

Wells Fargo handled the ‘Investors’ and excuted agreements able to ‘more easily’ originate this complex loan for Bank of America (said Joe Forte, senior partner at Dechert LLP.”. MERS Commercial promoted to be the standard in CMBS transactions. CMBS conduit operations for Bank of America Securities. This system opened pandora’s box for the ‘banks’ secured temporary permission from Congress to not document loans when they were a financial holding company. CMBS marketplace designed for use by issuers, master servicers, custodians, orignators, and special servicers. It’s a virtual application that supports tracking multiple promissory notes and multiple properties in the collateral structure and provides a method to identify how manysecurity instruments and UCC documents were presenta t the time of the loan closing. How does MERS reduce the risk for a lender to repurchase a loan? Bankc of America Securities, Bear Stearns, GE Capital Real Estate GMAC Commercial, John Hancock and Wells Fargo are the private funders of the commercial application. Wells Fargo & Bear Stearns (now JP Morgan) do not record their own retail transactions. ABN AMRO/LaSalle Bank,

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