Without a party actually getting hurt by nonpayment, why should anyone pay their mortgage? ======================================= GET FREE HELP: Just click here and submit  the confidential, free, no obligation, private REGISTRATION FORM. The key to victory lies in understanding your own case. Let us help you plan for trial and draft your foreclosure defense strategy, discovery requests and defense narrative: 954-451-1230. Ask…[...]

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So I think I have done this right. My apologies for people who did not see the visual presentation of the PowerPoint presentation. I am still trying to figure out what went wrong. In the meantime you can download the PPT or PDF Visual PResentation and download the audio file from the presentation and, as requested by many, the outline…[...]

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The Consumer Financial Protection Board (CFPB) is considering rule changes that might negatively impact consumers. Unless a substantial number of consumers write in with specific comments, there will be further dilution of both the authority of the CFPB and its enforcement of even the most basic aspects of consumer protection. To register your comment go to Write a comment to…[...]

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READ SLOWLY, Breathe, repeat Mr Cooper 10Q[...]

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The time may now be coming where the court systems and Federal and State legislatures must come to terms with two inescapable legal facts: (1) That borrowers who sent TILA rescission notices --- and particularly those who sent them within 3 years of consummation of the mortgage --- still own the land that was deemed "lost" in foreclosure. (2) That such borrowers possess valid claims to recover…[...]

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see US bank Brochure   People forget that Deutsch issued a directive to all servicers to cease using its name when initiating foreclosures. The investment banks fought back and apparently paid Deutsch more money in fees for the use of its name. That was around 2011. You might find the article on this blog about it. In the above link US…[...]

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I had saved a few spots and now there are a handful people who have not responded to the invitation. If you want to participate in the seminar write to neilfgarfield@hotmail.com. I will look for those emails once around 9am EDT tomorrow morning, whoever responds will be admitted in order of the emails received until the remaining spots are filled.…[...]

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I may have said 1PM to some people.[...]

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FORENSIC AUDITORS TAKE NOTE Thursdays LIVE! The Neil Garfield Show or prior episodes Or call in at (347) 850-1260, 6pm Eastern Thursdays ******************************* There are many potential claims arising out of attempted foreclosure after TILA rescission is effective. * But one of them is not a violation of your rescission rights. By pleading that you are putting into play the burden of…[...]

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In many cases it is the homeowner or their attorney that is confused about the effects of TILA rescission. It is much simpler than what I am seeing. It is an error to present it as a claim. The simple fact about TILA rescission is generally that you are still the owner of the property, free and clear of any legal…[...]

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Posted in legal standing, Pleading |