see NON GAAP REsults Being reported by Entities Trading in new and old Derivatives Recent reporting by companies involved in the creation and trading of various instruments that are designated to be "derivatives" or contracts on derivatives clearly shows a disclosure that they are not reporting results in accordance with GAAP. I don't know how the SEC deals with such…[...]

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Faced with a notice of foreclosure sale from a company claiming to be the trustee on a deed of trust, homeowners in judicial states are forced to defend using well known facts in the public domain that are not evidence in a court of law. This is particularly evident in scenarios like the Chase WAMU Agreement with the FDIC and…[...]

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Tags: Chase, FDIC, money, nonjudicial foreclosure, TRUTH, WAMU
Posted in Corruption, discovery, evidence, Fabrication of documents, foreclosure defenses, legal standing, Pleading, Servicer |

Thursdays LIVE! The Neil Garfield Show — WEST COAST with CHARLES MARSHALL AND BILL PAATALO or prior episodes Or call in at (347) 850-1260, 6pm Eastern Thursdays ******************************* see How to Use Bankruptcy Cases of Loan Originators Following up on the show two weeks ago, Charles and Bill delve deeper into the issue of how investment banks are using names instead of entities,…[...]

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Without a party actually getting hurt by nonpayment, why should anyone pay their mortgage? ======================================= GET FREE HELP: Just click here and submit  the confidential, free, no obligation, private REGISTRATION FORM. The key to victory lies in understanding your own case. Let us help you plan for trial and draft your foreclosure defense strategy, discovery requests and defense narrative: 954-451-1230. Ask…[...]

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So I think I have done this right. My apologies for people who did not see the visual presentation of the PowerPoint presentation. I am still trying to figure out what went wrong. In the meantime you can download the PPT or PDF Visual PResentation and download the audio file from the presentation and, as requested by many, the outline…[...]

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The Consumer Financial Protection Board (CFPB) is considering rule changes that might negatively impact consumers. Unless a substantial number of consumers write in with specific comments, there will be further dilution of both the authority of the CFPB and its enforcement of even the most basic aspects of consumer protection. To register your comment go to Write a comment to…[...]

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READ SLOWLY, Breathe, repeat Mr Cooper 10Q[...]

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The time may now be coming where the court systems and Federal and State legislatures must come to terms with two inescapable legal facts: (1) That borrowers who sent TILA rescission notices --- and particularly those who sent them within 3 years of consummation of the mortgage --- still own the land that was deemed "lost" in foreclosure. (2) That such borrowers possess valid claims to recover…[...]

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Posted in legal standing, Pleading |

see US bank Brochure   People forget that Deutsch issued a directive to all servicers to cease using its name when initiating foreclosures. The investment banks fought back and apparently paid Deutsch more money in fees for the use of its name. That was around 2011. You might find the article on this blog about it. In the above link US…[...]

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I had saved a few spots and now there are a handful people who have not responded to the invitation. If you want to participate in the seminar write to neilfgarfield@hotmail.com. I will look for those emails once around 9am EDT tomorrow morning, whoever responds will be admitted in order of the emails received until the remaining spots are filled.…[...]

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