A number of homeowners who are registered to attend the seminar are requesting that a use specific examples that are relevant to their own case. This is not possible in a 90 minute lecture that gives an overview of what is expected from forensic loan audits. I will be using some examples, but only in general terms.   One person…[...]

Continue Reading

Posted in Uncategorized |

DON'T TELL THE CLIENT WHAT THEY WANT TO HEAR. TELL THEM WHAT THEY NEED TO HEAR. see reference sheet for dead lenders Homeowners come to loan examiners for one purpose: to find a way to get relief from a deal that was probably not viable when it was made and is certainly not viable now. They are usually "behind" in their…[...]

Continue Reading

Posted in Uncategorized |

Seminar starts Friday, August 2 at 1:30PM. Instructions on how to attend are in your email inbox. Please use email for questions. neilfgarfield@hotmail.com. All invitations have been sent via www.freeconference.com. Anyone who did not receive an invitation was cutoff when we exceeded 100 prospective participants. Or, they were cutoff because they did not supply a correct email address. Look in…[...]

Continue Reading

Posted in Uncategorized |

For some reason I have been getting more questions about MERS lately. My analogy has always been that MERS is like a holograph of an empty paper bag. So here are some basic factors for the checklist and analysis: MERS never signed any contract with any borrower. MERS never has any contractual or other legal relationship with investors (certificate holders)…[...]

Continue Reading

Tags: forensic analysis seminar
Posted in evidence, expert witness, Fabrication of documents, foreclosure mill, legal standing, securities fraud |

The question should not be the bipolar question of who gets a "free house," with the answer being the borrower or a party claiming entitlement to enforce. The question should be how to create a new equitable and legal infrastructure to clean up the mess that the banks created without unnecessarily penalizing either the investors who put up the money…[...]

Continue Reading

Posted in Corruption, evidence, Fabrication of documents, foreclosure mill, securities fraud, Servicer |

Thursdays LIVE! MERS SEEKS RELIEF FROM QUIET TITLE! The Neil Garfield Show With Co-Host Charles Marshall or prior episodes Or call in at (347) 850-1260, 6pm Eastern Thursdays ******************************* MERS is seeking to vacate a default quiet title judgment in a California lawsuit, by suing as a plaintiff on the basis that they were never properly served the lawsuit in which they were…[...]

Continue Reading

Posted in Uncategorized |

This is a message to all people who have signed up for the Free Forensic Loan Auditor  Seminar presented by the Garfield Continuum and hosted by GTC Honors, Inc.    There are approximately 85 people signed up so far. The seminar length is 2 hours including Q&A. We will not cover all potential topics in that short time span. We…[...]

Continue Reading

Posted in Uncategorized |

Many of you have essentially asked the same question referring to Article 9 §203 UCC as adopted by the laws of your state. There is no known cause of action for breach of that statute although one might be conjured. It is an interesting suggestion. My reference to it is simple: the statute says that a condition precedent to enforcement…[...]

Continue Reading

Posted in discovery, evidence, expert witness, foreclosure defenses, legal standing, Pleading |

FREE SEMINAR FOR FORENSIC AUDITORS   The analysis of the name being used by the lawyers to present a Plaintiff defeats the existence of a legal person. And and in cases where the the same named Plaintiff has already initiated foreclosure and been dismissed, the findings of fact announced by the prior judge will bar relitigation of the same issues…[...]

Continue Reading

Posted in Uncategorized |

see FREE SEMINAR FOR FORENSIC LOAN AUDITORS The difference between merely writing a report and actually getting its contents admitted into evidence --- and then to get a court to give it enough weight to turn the tide in findings of fact --- is monumental. Anyone can write a report. Whether it is admissible and whether it is credible or…[...]

Continue Reading

Posted in Uncategorized |