U.S. Supreme Court Holds Debt Purchaser Collecting Its Own Debt Is Not Subject to FDCPA
Jun 13, 2017
For a PDF of this decision click download here: Henson v. Santander SCOTUS 2017 The US Supreme Court ruled that a purchaser of a defaulted debt who then seeks to collect the debt for itself is not a “debt collector” subject to the federal Fair Debt Collection Practices Act. The issue before the Court was whether a purchaser of defaulted…[...]
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Editor's Note: In this article, the National Association of Realtors (NAR) admits that one of the challenges people who have faced foreclosure experience is a psychological disorder they refer to as 'post-foreclosure stress disorder'. We first wrote about this disorder last year when we discovered readers were suffering from long bouts of post-traumatic stress disorder from their foreclosure experiences. At…[...]
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“The bank is something more than men, I tell you. It’s the monster. Men made it, but they can’t control it.” – John Steinbeck, The Grapes of Wrath[...]
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Thanks to Investigator Bill Paatalo of BP Investigative Agency for the heads up on this case. Furthermore if you are suing U.S. Bank please note that THERE ARE NO RECORDS KEPT BY US BANK OF ANY KIND other than receipt of a monthly fee. Bill Paatalo will be dropping a bombshell on these findings in the next month. Please see…[...]
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The Neil Garfield Show LIVE today at 6 pm Eastern/3 pm Pacific. Join us! Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays For a copy of the LIST OF LOANS involved in the RICO lawsuit Click the following link: First Fidelity loans purchased from Chase For a copy of…[...]
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It seems more likely than not that the fabrications and forgeries of documents used in foreclosure and in trading were ultimately printed on a printer that conformed to Federal requirements. This could identify several facts about the documents that the banks and servicers have been denying for years. Get a consult! 202-838-6345 https://www.vcita.com/v/lendinglies to schedule CONSULT, leave message or make payments.…[...]
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In its ruling today in Kokesh v. Securities and Exchange Commission, the Supreme Court held that the SEC cannot enforce its claim for disgorgement beyond the statute of limitations. It also threw some doubt as to whether the SEC could seek disgorgement at all. Get a consult! 202-838-6345 https://www.vcita.com/v/lendinglies to schedule CONSULT, leave message or make payments. THIS ARTICLE IS NOT…[...]
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On balance I would continue to include it in pleadings and correspondence. Get a consult! 202-838-6345 https://www.vcita.com/v/lendinglies to schedule CONSULT, leave message or make payments. THIS ARTICLE IS NOT A LEGAL OPINION UPON WHICH YOU CAN RELY IN ANY INDIVIDUAL CASE. HIRE A LAWYER. —————- On TILA rescission I am ambivalent: The statute says one thing and the Courts are doing…[...]
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Editor's Note: The Gangsta Elite like Ben Bernanke refuse to admit that the government utterly failed homeowners in the crisis. Bernake claims the housing market crash was because homeowner's were irresponsible and over-borrowed. He also blames the homeowners for failing to modify or restructure mortgages because they were, "not interested in talking to the bank or participating in a program." …[...]
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Ocwen Loses Bid for Early Test of CFPB’s Constitutionality https://www.bna.com/ocwen-loses-bid-n73014451876/ REQUEST A TRIAL From Bloomberg Law: Banking By Chris Bruce A federal judge June 2 blocked Ocwen Financial Corp.’s bid to test the constitutionality of the Consumer Financial Protection Bureau in the early stage of a closely watched enforcement case ( Cons. Fin. Protection Bureau v. Ocwen Fin. Corp. ,…[...]
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