2011 Halloween Flash Back from the New York Times.  On Friday, the law firm of Steven J. Baum threw a Halloween party. The firm, which is located near Buffalo, is what is commonly referred to as a “foreclosure mill” firm, meaning it represents banks and mortgage servicers as they attempt to foreclose on homeowners and evict them from their…[...]

Continue Reading

Tags: foreclosure fraud, Ny Times, steven baum foreclosure halloween
Posted in Uncategorized |

http://dfw.cbslocal.com/2016/10/28/couple-loses-home-to-bank-they-thought-was-helping-them/ Editor's Note:  At Livinglies we have noticed a pattern of CitiMortgage deliberately providing inaccurate and conflicting information to homeowners to ensure a foreclosure will occur.  The story below is representative of the typical CitiMortgage modification or attempt to stave off foreclosure that results in foreclosure.   GRAPEVINE (CBS11) – Elizabeth and David Ball have 21 years of memories at…[...]

Continue Reading

Tags: Citimortgage, citimortgage dual tracking, foreclosure fraud Citi
Posted in Uncategorized |

http://newyork.cbslocal.com/2016/10/28/bank-burglary/ MORRIS, N.J. (CBSNewYork) — Being burglarized is among a homeowner’s worst nightmares. Now, imagine the intruder is actually sent there by your bank. Those break-ins happen more often than you might think. “All the cabinets were open, everything was in disarray,” Davide Adier recalled. What’s worse say owners  is the realization that their mortgage holder — the bank, not…[...]

Continue Reading

Posted in Uncategorized |

End the era of the "insulated CEO" http://www.housingwire.com/articles/38373-sigtarp-moves-to-hold-top-brass-accountable-for-bad-bank-behavior Former Wells Fargo CEO John Stumpf and other Wells Fargo executives could still face criminal charges over how much the bank’s management knew about the more than 2 million fake accounts that 5,000 of the bank’s former employees opened in order to get sales bonuses. If Stumpf and other Wells Fargo execs…[...]

Continue Reading

Tags: sigtarp
Posted in Uncategorized |

Editor's Note:  Today Housingwire.com published an article that the CFPB is investigating Ocwen while an article posted the same day about a housing advocacy group praises Ocwen as, "an example of how servicers help to keep borrowers in their homes."  These conflicting stories demonstrate why homeowners are not obtaining relief as investors, servicers and governmental entities pursue their own interests…[...]

Continue Reading

Tags: deliberate foreclosure, Engineered Default
Posted in Uncategorized |

The prime directive for Ocwen and other servicers is to produce as many foreclosures as possible, erring on the side of foreclosure even where there is a mistake in posting, balance, interest applied, ownership or authority. Get a consult! 202-838-6345 https://www.vcita.com/v/lendinglies to schedule CONSULT, leave message or make payments.   THIS ARTICLE IS NOT A LEGAL OPINION UPON WHICH YOU CAN…[...]

Continue Reading

Posted in Uncategorized |

Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays Consultations: 202-838-NEIL (6345) or email us at info@lendinglies.com for assistance. Tonight's episode is a continuation of last week's discussion.  California attorney Charles Marshall will join Neil Garfield to discuss the strategic planning of a lawsuit campaign (both are mostly similar whether…[...]

Continue Reading

Tags: anatomy of a foreclosure lawsuit, california attorney charles marshall, neil garfield radio show
Posted in Uncategorized |

Business Records Exception On Shaky Ground: The main point is foundation: the affidavit or testimony by the robo-witness must show that the company he works for is in fact the servicer of the loan, as authorized by the owner of the debt, and that he/she has actual knowledge of the procedures and posting policies of the servicer and the owner…[...]

Continue Reading

Tags: authority, business records, creditor, exceptions to hearsay rule of exclusion, familiarity, hearsay, infrastructure, IT platforms, personal knowledge, robo-witness, servicer, TRUTH
Posted in Uncategorized |

http://www.acainternational.org/cfpbarticle-cfpb-revises-compliance-bulletin-on-service-providers-40720.aspx The CFPB reissued its Compliance Bulletin on Service Providers, clarifying that supervised entities have flexibility allowing for appropriate risk management. In a Federal Register Notice published on Oct. 26, 2016, the Consumer Financial Protection Bureau reissued its compliance bulletin on service providers, stating the amendment was needed to clarify that supervised entities have flexibility, allowing for appropriate risk management…[...]

Continue Reading

Posted in Uncategorized |

The false pronouncements that the mortgage crisis is over have led many attorneys and homeowners to give up on winning cases. Get a consult! 202-838-6345 https://www.vcita.com/v/lendinglies to schedule CONSULT, leave message or make payments.   THIS ARTICLE IS NOT A LEGAL OPINION UPON WHICH YOU CAN RELY IN ANY INDIVIDUAL CASE. HIRE A LAWYER. —————- For years the banks having been…[...]

Continue Reading

Tags: admission of evidence, Black Knight, cross examination, default, factual issues, Foreclosrues on the rise, LPS, OBJECTIONS, procedural issues
Posted in Uncategorized |