The payment history is not the loan receivable account by definition and it is never presented as such. Failure to recognize this obscure fact often results in failure. But those who do understand it, raise their chances of a successful defense from unlikely to very likely. A lawyer (Scott Stafne) shared with me a case that he is apparently working…[...]

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Tags: discovery and evidence foreclosure litigations, motion for sanctions, MOtion in Oilmine, MOTION TO COMPEL
Posted in Corruption, evidence, Fabrication of documents, foreclosure mill, legal standing, Servicer |

Some people are going to lose a great deal of money because they pledged real money for fake land and fake mortgage loans. It has already been happening in the lending marketplace under fake claims of securitization. I have heard and seen people point to Bitcoin and other cryptocurrencies as proof that the metaverse proposed by Facebook will have some…[...]

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I receive information from many different sources. I analyze that information for relevance, materiality, and utility in connection with Foreclosure Defense. One of the things that has been brought to my attention by a contributor is the erroneous conclusion that is reached by homeowners when they receive tax forms from the "servicer." Let me say first that while homeowners are…[...]

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If you are not willing to challenge the basic assumptions of the loan or debt, then you probably should not even start any challenge or defense. If you are willing to do that you will probably win or force the "dark side" into a settlement that you find favorable to your interests. You don't need to understand how the debt…[...]

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Tags: discovery, DVL, QWR
Posted in Corruption, discovery, foreclosure defenses, Pleading, Servicer |

WELCOME TO LIVING LIES DEFEND THE FORECLOSURE KEEP YOUR HOME!!! Over 17,000,000 Visitors Most of the claims that use "securitization" as a foundation are FALSE!! That means they have no right to administer, collect or enforce any debt, note, mortgage or deed of trust.And THAT means you can successfully challenge foreclosures AND pursue damages against those who make false claims.…[...]

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Posted in bubble, Corruption, Eviction, securities fraud |

Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays Many books have been written about the "PONZI" nature of Wall Street schemes but none of them ever actually explain why that term applies to fake claims of securitization of debt or what it means for the everyday…[...]

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I think everyone should send a complaint to the CFPB as follows: * Like millions of other homeowners, I have been trying to get one simple answer to one simple question: What is the current status of any unpaid loan account receivable due from me? And for years we have all failed to get any response that answered the question. Here…[...]

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it is the failure to contest every element of every piece of correspondence, notice, or pleading that produces the "inevitable" result. People like to talk about the corruption of the courts and maybe they are right to a certain extent. Court bias is a problem. But a good part of that problem comes from the lack of proper litigation in…[...]

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see https://www.fhfa.gov/SupervisionRegulation/LegalDocuments/Documents/Litigation/FHFA_v_JP_Morgan_Complaint.pdf In a complaint filed on September 2, 2011, the Federal Housing Finance Association alleged the following: A mortgage servicer is necessary to manage the collection of proceeds from the mortgage loans. The servicer is responsible for collecting homeowners’ mortgage loan payments, which the servicer remits to the trustee after deducting a monthly servicing fee. The servicer’s duties include…[...]

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IT IS ALL SIMULATION, SMOKE, MIRRORS AND LIES. YOU DON'T OWE THE DEBT THEY CLAIM YOU OWE. THEY OWE YOU MONEY.  see also https://livinglies.me/2017/02/03/us-bank-business-rent-a-name-trustee/ AIIM is not a misspelling. The Association for Intelligent Information Management (AIIM), founded as the National Microfilm Association, later the National Micrographics Association and then Association for Information and Image Management, is a nonprofit membership organization. AIIM provides education, market research, and…[...]

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