WELCOME TO LIVING LIES DEFEND THE FORECLOSURE KEEP YOUR HOME!!! Over 17,000,000 Visitors Most of the claims that use "securitization" as a foundation are FALSE!! That means they have no right to administer, collect or enforce any debt, note, mortgage or deed of trust.And THAT means you can successfully challenge foreclosures AND pursue damages against those who make false claims.…[...]

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Posted in bubble, Corruption, Eviction, securities fraud |

Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays Many books have been written about the "PONZI" nature of Wall Street schemes but none of them ever actually explain why that term applies to fake claims of securitization of debt or what it means for the everyday…[...]

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I think everyone should send a complaint to the CFPB as follows: * Like millions of other homeowners, I have been trying to get one simple answer to one simple question: What is the current status of any unpaid loan account receivable due from me? And for years we have all failed to get any response that answered the question. Here…[...]

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it is the failure to contest every element of every piece of correspondence, notice, or pleading that produces the "inevitable" result. People like to talk about the corruption of the courts and maybe they are right to a certain extent. Court bias is a problem. But a good part of that problem comes from the lack of proper litigation in…[...]

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see https://www.fhfa.gov/SupervisionRegulation/LegalDocuments/Documents/Litigation/FHFA_v_JP_Morgan_Complaint.pdf In a complaint filed on September 2, 2011, the Federal Housing Finance Association alleged the following: A mortgage servicer is necessary to manage the collection of proceeds from the mortgage loans. The servicer is responsible for collecting homeowners’ mortgage loan payments, which the servicer remits to the trustee after deducting a monthly servicing fee. The servicer’s duties include…[...]

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IT IS ALL SIMULATION, SMOKE, MIRRORS AND LIES. YOU DON'T OWE THE DEBT THEY CLAIM YOU OWE. THEY OWE YOU MONEY.  see also https://livinglies.me/2017/02/03/us-bank-business-rent-a-name-trustee/ AIIM is not a misspelling. The Association for Intelligent Information Management (AIIM), founded as the National Microfilm Association, later the National Micrographics Association and then Association for Information and Image Management, is a nonprofit membership organization. AIIM provides education, market research, and…[...]

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Missouri law has long upheld properly conducted foreclosure sales, even if the sale price seems unusually low. In good news for lenders, and indeed for all parties to a sale, another court of appeals has rejected a borrower’s effort to overturn this policy and upheld a challenged foreclosure sale. The Missouri Court of Appeals for the Southern District just confirmed…[...]

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I have been inundated by emails and comments from people who are frustrated by the apparent futility of challenging claims whose success depends solely and entirely on the ability of the lawyer for a designated claimant to outlast their targets --- i.e. consumers of fake debt products. * There is a substantive response and a procedural response. Here is my…[...]

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There is no sale of the obligation, note or mortgage and so there is no securitization of debt. By splitting the attributes of behavior from the provisions of the executed documents and changing the description of the behavior, an investment bank could, in essence, sell the apparent debt an unlimited number of times without ever recording the sale of the debt, note or mortgage. In…[...]

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Posted in Corruption, discovery, Fabrication of documents, foreclosure defenses, foreclosure mill, legal standing, Pleading, Servicer |

The claim of securitization is present in virtually every case of a loan account receivable. It is a false claim. All  subsquent claims to administer, collect or enforce the alleged loaon account receivable are therefore also false. But the false claim becomes the law of the case unless the consumer --- with no help from government agencies that are tasked…[...]

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