LEARN HOW TO FIGHT WITH HONOR AND WIN! There are very few County recorders who would deny that the quality of title has been at least diluted and diminished by fabricated documents. Many would say and have said that title is now corrupt as a result of the extensive cover-up engineered and manufactured by investment banks who are acting through…[...]

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Here is the "word problem" A servicer has sent a notice of default to a homeowner who has not made payments that were scheduled on a promissory note that was signed by the homeowner. What is the first issue that the homeowner should challenge? Send answers to neilfgarfield@hotmail.com. The first one to get it right gets a free ticket to…[...]

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APPROVED FOR 2.5 CLE CREDITS APPROVED BY THE FLORIDA BAR HOMEOWNER ATTENDANCE PERMITTED Live and On-Demand Available What to Look for in Examining an Assignment How to Successfully Litigate the Issues How lawyers can make money in this niche APON and GTC Honors, Inc. an approved host provider for CLE (for lawyers) credits in Florida and 26 other states that…[...]

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  The big problem in legal practice is acceptance of the idea that the servicer is the servicer. The practice guide is simple: test that proposition before you do anything else. This is the same strategy as what the litigator should do with the REMIC Trust, the REMIC Trustee and others. None of them are doing what you think they…[...]

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Tags: foreclosure defense
Posted in Corruption, discovery, Fabrication of documents, securities fraud |

The laws of men on Wall Street are pushing out the laws of the country. It is time we pushed back. There are no laws of men --- not in this country! Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays * Fighting ghosts is challenging but…[...]

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If breathing was declared mandatory by any government in the world, there are people who would hold their breath in protest. Taking medical advice from such people might be hazardous to your health. Of course, you would not receive any advice because that would require exhaling, which would be breathing.[...]

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LEARN HOW TO FIGHT WITH HONOR AND WIN! Arthur Younger, a famous lecturer of nearly unparalleled skill, was fond of saying that "until you have done 50 trials you are not a trial lawyer. My condolences to the first 50 clients." If you stop hammering you only get a partially constructed house. Nobody lives there. Wall Street has been winning all…[...]

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So here is the central point: Article 9 203 UCC adopted in all states verbatim requires any claimant in foreclosure to have purchased the underlying obligation for value. In any case remotely related to some securitization structure that doesn't happen. Homeowners tend to win when they test that proposition and lose when they don't.  Since I began this effort 16…[...]

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There are two answers: First there is what everyone reasonably believes to be a servicer and then there is a the statutory definition of a servicer. see https://www.consumerfinance.gov/rules-policy/regulations/1024/2/#b-29-7 Most people think of a "bookkeeper." A servicer ought to be a party who physically receives the check for payment and deposits into an account owned and controlled by the servicer so…[...]

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the entirety of what is labeled as the securitization infrastructure is based upon a report that says something like this: "Here is our assessment of our own discretionary report regarding homeowner behavior in making payments that were scheduled but which are not due (at least not to us)." If there exists a trough full of money, it is not surprising…[...]

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