Any attorney who has represented homeowners attempting to challenge illegal foreclosures will tell you that there is something inherently wrong with the foreclosure process as it is being applied. Bruce Jacobs, a 25 year veteran of judicial battle, is presenting a direct challenge to the sub silentio doctrines and assumptions that are forcing the sale of homestead property for the…[...]

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Trust is not a negotiable commodity. And there is nothing in statuory or common law that says otherwise. * If a named trustee does not wish to h ave any fiduciary responsiblity to manage the active affirs ofa trust for benefit of teh beneifciaries, the trustee should resign. Or, the trustee can replaced by written agreement of teh trustor and…[...]

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HIDDEN EQUITY IN ALL HOMES SUBJECT TO CLAIMS OF SECURITIZATION It comes as no surprise to learn that the investment banks have been hiding things from us for decades, since 1983 when the era of securitization of debt came into existence. Back then the nominal value of deriviates on the autocratically controlled trading posts for derivatives was ZERO. They didn't…[...]

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Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays I often have exchanges with frustrated homeowners that end up like this one received recently: "That leaves everyone doing nothing and allowing the banks to prevail. Your posts are very inspiring ( like a carrot) but then very…[...]

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If you want to pursue discovery, you have to follow the rules. The right to demand and enforce discovery does not exist in a vacuum. There are specific rules that provide for specific periods of time in which discovery can be pursued. Think about what you are demanding. the mroe vague and ambiguous you are, the less effective will be…[...]

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Homeowners have been brainwashed into thinking that there was never anything wrong with their "loan" transction at the beginning, in the middle or in the end when they lose their house. So the collective homeowner action requried to break the grip of Wall Street never materializes. In this article I reveal what you are missing. The benefit of refinancing for Wall…[...]

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Among the people who litigate Foreclosure cases on a regular basis, it is well known that the alleged "trustee" of the implied trust possesses neither knowledge nor control over the foreclosure proceeding. In addition, neither of the "trustee" nor the implied trust is intended to receive the proceeds of the liquidation of the homestead property. Recently a homeowner and her…[...]

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Some people think I am blaming them for not knowing how to navigate the court system. We actually don't have a dispute between us. The conflict is between two fact patterns that produce an inequitable result for homeowners. The inequitable result arises from being drafted into an illegal securities scheme and then having that same scheme used against them in…[...]

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This new case was decided by the United States Supreme Court about 3 weeks ago. It is extremely interesting on many levels. Basically the court was trying to shoot down the  standing of consumers who were wronged by illicit behavior by the credit bureaus. And the court succeeded as it always does because it is the final word.  they did…[...]

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Thursdays LIVE! Click into the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260, 6pm Eastern Thursdays Chase bank is having a really good time doing whatever they want with the nearly $1 trillion in transactions originated with homeowners. They literally paid zero for a nonexistent portfolio. The FDIC has issued paperwork indicating that…[...]

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