lehman-web-of-originators-servicers-and-depository-institutions Dear Neil; Good News, Pro Bono:  I have been contacted by a local law firm that is contemplating within the next several weeks to motion the Lehman Bankruptcy Courts to Appoint a Borrowers Committee for all borrowers who are otherwise unrepresentative in the Lehman Bankruptcy!  This is very good news! The law firm will be representing our interest Pro…[...]

Continue Reading

Tags: bankruptcy, Lehman, sale of assets, Tim Cotten
Posted in Eviction |

FROM TIM MCLANDLESS Most all foreclosures in California can be set aside. The power of sale by non judicial means is contained in the civil code 2932. In order to be valid the assignment must be recorded California civil code 2932.5. Most all notices of default recorded by the "Sub-Prime" lenders have not recorded an assignment till just before or…[...]

Continue Reading

Tags: assignments, foreclosure defense, foreclosure offense, foreclosure sale, RECORDING IN CALIFORNIA
Posted in Eviction |

QUESTION: I have an interesting problem with a foreclosure action that was just brought to my attention. The borrower went into default in August of 2007. The "lender" on the note and mortgage was Countrywide Home Loans, Inc. The mortgage had the usual MERS language. Countrywide was kept on as servicer. The borrower went into default in August 2007. On…[...]

Continue Reading

Tags: amended pleadings, foreclosure defense, foreclosure offense, HOLDER, holder in due course, unauthorized assignment, waiver of defenses
Posted in Eviction |

Comment: I had commented previously on your impressive website, and now I would like to try to give a little encouragement to California residents facing foreclosure. Don't be discouraged if you can't afford an attorney. It may take a lot of reading and research but there is hope. It doesn't matter how slim that thread of hope is, if it's…[...]

Continue Reading

Posted in Eviction |

A lot of people are asking me what I think of the current proposal to bailout of the economic mess we are in. The Wall Street Journal and other mainstream media are now explicitly referring to us as a subprime government. Nobody is impressed with a plan that will cost, in actuality, at least the equivalent of the entire annual…[...]

Continue Reading

Tags: mortgage meltdown
Posted in Eviction |

It seems that my Texas readers have done some research of their own regarding my recent posting about using identity theft and mortgage fraud as a solid claim with teeth to go after individuals and corporations who tricked you into the mortgage terms that nobody could pay or will pay. Hi Neil: After reading your front page, I thought you…[...]

Continue Reading

Tags: foreclosure defense, foreclosure offense, identity theft, mortgage fraud
Posted in Eviction |

At the suggestion of a certain non-lawyer I know, I did some research and uncovered the following, which is now resting comfortably in Garfield's Glossary: Common-law lien Created by a sworn affidavit, and filed for a few dollars at the recording office where your property is located, it is a lien under common law giving a creditor (You, as a…[...]

Continue Reading

Tags: common law lien, foreclosure defense
Posted in Eviction |

I can tell you that most of the people using this blog site as a resource are male. As it turns out, though, the women who write in tend to be better informed at the start. One would think that this would give women the advantage. Yet the opposite is true, as this submission from JM shows: As a woman…[...]

Continue Reading

Posted in Eviction |

Submitted by Gator Bradshaw, Esq., Florida Attorney. Raises some interesting causes of action for Mortgage Fraud and ID Theft. Originally lobbied by lenders, this was to protect them from unscrupulous borrowers and conspiracies with mortgage brokers et al. Now it seems they violated the very same laws they fought so hard to get on the books. Most states have a…[...]

Continue Reading

Tags: foreclosure defense, foreclosure offense, ID Theft, mortgage fraud
Posted in Eviction |

Since everyone on Wall Street and the banks are getting bailed out, what about the shareholders, private investors, and borrowers? I have a plan, a good and easy plan I think, that if implemented, can help bring a little transparency to this entire PONZI mess and debacle as well as lend solutions to the government and save us untold billions.…[...]

Continue Reading

Posted in Eviction |