There are a few things that have occurred to me with the evolution of this mortgage meltdown crisis and the entire improper process by which it is being handled. The foreclosures are of course improper and there are many offensive and defensive strategies that have been presented here in this blog. The main issues are whether the "lender" or "trustee"…[...]
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fortune-article-8-18-08 Real Estate America's Most Distressed Housing Markets Matt Woolsey, 08.21.08, 4:00 PM ET During the recent real estate run-up, flippers who bought and sold homes within a year often reaped great profits. Today, you still see a lot of flipping, only buying and selling within a year often results in staggering losses. Who is suffering? Regular homeowners, speculators and…[...]
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california-order-to-appear-and-show-cause-ndex-notification california-oppsition-to-motion-with-8k-exhibit california-notice-of-hearing-notice-of-motion california-nod-and-1st-substitution-of-trustee california-defendants-motion-to-strike-demurrer-with-cites california-declaration-of-cg-esq california-court-bond-0808 california-complaint california-borrowers-memorandum-of-points california-bond-app california-app-for-tro-and-order-to-show-cause securitization-flow-chart-dougal the-effects-of-the-rooker-feldman-doctrine-on-repeat-filings-in-federal-court garfields-checklist-revised2[...]
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events-coming-up-for-garfield-continuum-and-garfield-handbooks necessary-and-indispensable-parties annoted-example-of-asignment-and-assumption-agreement garfields-checklist-revised layman-seminar-090308 ten-reality-questions-answers-sb_1137_faq_rev_3 The single transaction "theory" presented here as FACT is simple: an investor put up the money and the borrower received a loan. Everyone else in between took fees, made promises and otherwise was involved in making representations about the loan or the security that the investor bought, all of which were untrue, tainted or…[...]
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In answer to a reader's question to me after receiving a comment from an attorney along those lines, I answered---- 100K? If the defensive and offensive strategies proposed in my site are correct, then the cost of defense and offense should not approach that figure. If the fees DO approach that figure it would be the result of failure of…[...]
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events-coming-up-for-garfield-continuum-and-garfield-handbooks california-statutes-foreclosure ten-reality-questions-answers-sb_1137_faq_rev_3 Letter of Objection to Trustee in Non-Judicial Sale States SEE three-day-rescission-three-year-rescission-and-general-rescission NOTE: THERE ARE ACTUALLY THREE LETTERS OF OBJECTION AND RESCISSION THAT COULD BE SENT: (1) THREE DAY NOTICE OF RESCISSION, (2) THREE YEAR NOTICE OF RESCISSION AND (3) GENERAL CLAIMS NOTICE OF RESCISSION OR NULLIFICATION. IN ALL CASES, THE NOTICE SHOULD CONFORM TO STATE LAW AS…[...]
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CLICK HERE TO COME TO SANTA MONICA WORKSHOPS 9/3-9/4 EMERGENCY DEFENSE PROCEDURES IN CALIFORNIA: Check with local counsel before making any decision or taking any action. garfields-checklist-for-foreclosure-offense-and-defense1.pdf securitization-flow-chart-dougal letter-of-objection-to-trustee-in-non-judicial-sale-states california-statutes1.pdf garfield-memo-on-single-transaction-and-step-transaction-doctrine.pdf necessary-and-indispensable-parties interrogatory-form.pdf florida-motion-to-vacate-judgment.pdf oh-stayforeclosuresale.pdf oh-memosupport.pdf annoted-example-of-asignment-and-assumption-agreement standard-and-poor_s-classification-of-home-loans-and-predatory-rating florida-m-dismiss-jurisdiction-standing.pdf --- to challenge them from even defending, you say that they have no right to be there. Your objective is to…[...]
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SUPPORT OUR EFFORTS; COME TO THE WORKSHOPS IN SANTA MONICA 9/3-9/4 I am inspired to do this out of a profound sense of justice and a sense of calling that tells me I can make a difference --- not only to the people whose lives will be tragically disrupted with a stain and stigma that will follow them through the…[...]
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COME TO OUR SANTA MONICA SEMINARS 9/3-9/4 florida-regulator-resigns-after-letting-bank-robbers-and-other-felons-operate-as-mortgage-brokers Dear Bryan: OK. FIRST OF ALL YOU WILL BE CONTACTED BY A MEMBER OF OUR TEAM TO GET FURTHER INFORMATION SO WE MIGHT BE ABLE TO HELP YOU A LITTLE MORE. PLEASE REMEMBER THAT I AM A LICENSED ATTORNEY IN FLORIDA BUT ACTUALLY DON'T PRACTICE ANYMORE. WHATEVER I TELL YOU HERE SHOULD…[...]
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Foreclosure Defense: Financial Insitutions Attempt to Cure an Uncurable Position Through BuyBacks
Aug 17, 2008
CLICK HERE TO COME TO SANTA MONICA WORKSHOPS 9/3-9/4 necessary-and-indispensable-parties Dear Mario: Both you and Dawn brought up the question about the buy-back of certificates on asset-backed securities. Dawn feels there is added urgency since the investment banks are buying these back to settle claims of fraud coming from the investors who purchased them in the first place. She might…[...]
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