THE GARFIELD CONTINUUM: THE STRATEGY FOR TOTAL VICTORY AGAINST THE LENDERS IN THE CURRENT FORECLOSURE MARKET SECURITIZATION AND MORTGAGE DEFENSE/OFFENSE WORKSHOP September 4, 2008 (9AM TO 5PM) LOEWS HOTEL, SANTA MONICA, CALIFORNIA IN 2009, 14 MILLION HOMEOWNERS WILL DEMAND THEIR HOMES FREE AND CLEAR WILL YOU BE READY TO REPRESENT THEM? DUE TO TECHNOLOGY ERROR, REGISTRATION DATA HAS BEEN LOST…[...]

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Tags: ATTORNEY WORKSHOP ON FORECLOSURE DEFENSE, foreclosure defense, FORECLOSURE SEMINAR, FORECLOSURE WORKSHOP, LAWYERS SEMINAR ON FORECLOSURE
Posted in Eviction |

I NEED LAWYERS IN ALL FIFTY STATES TO REFER CASES TO. WE ARE TALKING MONEY AND WINNING HERE NOT CHARITY AND LOST CAUSES. BUT YOU NEED TO KNOW THE PLAN, PLAN THE WORK AND WORK THE PLAN. EMERGENCY WORKSHOP ANNOUNCEMENT COMING UP FOR SEPTEMBER 4 DVD ARGUMENTS IN PRODUCTION DOCUMENTARY IN PRODUCTION BOOK FOR LAYMAN ABOUT TO BE BE PUBLISHED…[...]

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Tags: bankruptcy, defense, foreclosure
Posted in Eviction |

The Future of Securitization By ETHAN PENNER July 10, 2008; Page A15 The deconstruction of the financial services industry this past year has been something to behold. Unfortunately, the responses have been shortsighted, the equivalent of putting a band-aid on a gunshot wound. The blunt fact is that we're in the midst of a major structural shift in the financial…[...]

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Tags: currency, economy, finance, Mortgage
Posted in Uncategorized |

The government's role in this mess has been abdicated to people running agendas that are based on narrow self-interest. One could argue that if the Federal Reserve window was swung open for investment banks to borrow at Fed Funds rates using worthless securities based upon assets (residential real estate), that the same window should be open to the homeowners. But…[...]

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Tags: deficiency judgment, foreclosure offense, mortgage lenders, short sales, title companies, title issues
Posted in Eviction |

If you look at the proposed rules, you can see that the Fed has already established, as a matter of fact, a widespread pattern of predatory lending, bad underwriting, etc.You can use this as further proof of your arguments, that the government itself found these things to be true because they are taking the trouble to revamp the lending practices…[...]

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Tags: admissions, Bernanke, federal reserve rules, foreclosure defense
Posted in Eviction |

The following is a short article written by a good lawyer from California who understands the advantages and uses of TILA, audits etc. It doesn't address the forensic analysis of the ledgers of the mortgage servicer or the securitization process, but it does state eloquently the case for knowing what you are doing: TTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTT And the truth (in lending) shall…[...]

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Tags: foreclosure defense, TILA audits, Truth in Lending Act
Posted in Eviction |

'Ghostwriting' Lawyers Can Remain Cloaked, but Not for Tactical Advantage Charles Toutant 01-29-2008 A federal magistrate judge's ruling last year that "ghostwriting" pleadings for a pro se litigant violates a lawyer's ethical duty of candor to the court has caused an uproar loud enough to get a New Jersey Supreme Court ethics committee's attention. In a formal opinion meant to…[...]

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Tags: foreclosure defense, pro se, UPL
Posted in Eviction |

State Bar Associations are wrestling with the issues of "Ghost-Writing" and Unauthorized Practice of Law. On the one hand it is obvious that substantial additional education is required for local lawyers to properly file their schedules in bankruptcy petitions or properly defend the foreclosures in state courts. On the other hand, despite the paucity of attorneys who actually understand the…[...]

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Tags: foreclosure defense, ghost writing, local counsel, pro se, UPL
Posted in Eviction |

“Failure to Add Indispensable” Parties: Why Not Raising This Defense in Your Client’s Mortgage Foreclosure Case May be a Ticket to a Legal Malpractice Claim This article is intended for attorneys who choose to defend a mortgage foreclosure action. As has been repeatedly published in this blog, in the great majority of instances we have seen, the Plaintiff in the…[...]

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Tags: foreclosure defense, indispensable parties
Posted in Eviction |

PRELIMINARY INQUIRIES PRECEDING FORECLOSURE: A SMALL INVESTMENT IN THE PROPER LETTER MAY OPEN MANY DOORS AND AVOID NIGHTMARES LATER We have been receiving an increasing number of inquiries from foreclosure victims requesting our assistance in dealing with recalcitrant servicing companies who either ignore or send a “bluff response” to inquiry or demand letters sent by borrowers who are not attorneys.…[...]

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Posted in Uncategorized |