THE PROBLEM WITH AMERICAN HEALTHCARE AN UNAVOIDABLE TRUTH --- IT DOESN’T WORK When Marianne Falacienski’s husband started a new job, the family could not afford the health plan. Ms. Falacienski, 32, found individual coverage only for him and their daughter, Gabrielle. WHY OBAMA HAS THE RIGHT APPROACH: INCREMENTAL STEPS TO ELIMINATING MIDDLEMEN WHO ADD COST BUT NO VALUE THE REASON…[...]
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We are working hard at getting this more organized, but at the moment, the answers to several questions you have are in the postings here going back a couple of months. Here is a fact you can "bank" on: most lawyers, accountants and loss mitigators don't have a clue how to give you the upper hand in these conflicts. Here…[...]
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For all the talk about how similar they are, the differences have largely been overlooked. The main difference I see is that Obama has a broader understanding of macroeconomics --- which means that he understands that if you push here then something else pops up there. He understands nuance and complexity in a highly ambiguous world. Once you get past…[...]
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It's important especially now in the political season. People become attached to their candidates in an emotional way. And in the heat of battle they come to despise the other candidates and the people who support them. Besides the obvious damage to our psyche and souls, there is another more practical negative consequence that hurts all of us. Fear and…[...]
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Any questions about the fundamentals of our economy? This is the result of driving consumers to pay for goods they don't need or want with money they don't have, and then covering it with equity from their house which is now vanishing before their eyes. [...]
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The McCain-Clinton gas holiday proposal is a perfect example of what energy expert Peter Schwartz of Global Business Network describes as the true American energy policy today: “Maximize demand, minimize supply and buy the rest from the people who hate us the most.” Good for Barack Obama for resisting this shameful pandering. April 30, 2008 OP-ED COLUMNIST Dumb as…[...]
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The latest change in Fed policy sounds good. You get that warm fuzzy feeling that credit will loosen up and that things are getting better. But the fact remains, that this is ANOTHER transfer of the power to create money to the PRIVATE sector, it is another green light for PRIVATE TAXATION, and worst of all, it comes at a…[...]
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While we love our contentious politics and passionately favor our pretty candidates, we lose sight of the fact that there is actually some work to do and that the policies that will get that work done are complex, filled with nuance, trapdoors and obstacles. Politics is well-suited to sound bites, but governance is far more complex than that. We…[...]
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Today we have a bill pending that stops the meltdown. It is a courageous and creative step that protects all parties. It requires YOUR input, so pass this along to as many other people as you can. This is much more than a step in the right direction. It would be nice to see support from the presidential contenders as…[...]
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IT IS ENTIRELY POSSIBLE THAT THE TRUSTEE HOLDING THE DEED AND MORTGAGE, THE APPRAISER OR LENDER HOLDS AN INSURANCE POLICY THAT PROVIDES A BASIS FOR RECOVERY OF YOUR DOWN PAYMENT AND OTHER REFUNDS DUE FROM VIOLATIONS OF TILA, RESPA, RICO ETC. In states that use Trustees for deeds and mortgages, you should of course check the requirements of being a…[...]
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