It's important especially now in the political season. People become attached to their candidates in an emotional way. And in the heat of battle they come to despise the other candidates and the people who support them. Besides the obvious damage to our psyche and souls, there is another more practical negative consequence that hurts all of us. Fear and…[...]

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Any questions about the fundamentals of our economy? This is the result of driving consumers to pay for goods they don't need or want with money they don't have, and then covering it with equity from their house which is now vanishing before their eyes.  [...]

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The McCain-Clinton gas holiday proposal is a perfect example of what energy expert Peter Schwartz of Global Business Network describes as the true American energy policy today: “Maximize demand, minimize supply and buy the rest from the people who hate us the most.” Good for Barack Obama for resisting this shameful pandering.   April 30, 2008 OP-ED COLUMNIST Dumb as…[...]

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The latest change in Fed policy sounds good. You get that warm fuzzy feeling that credit will loosen up and that things are getting better. But the fact remains, that this is ANOTHER transfer of the power to create money to the PRIVATE sector, it is another green light for PRIVATE TAXATION, and worst of all, it comes at a…[...]

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  While we love our contentious politics and passionately favor our pretty candidates, we lose sight of the fact that there is actually some work to do and that the policies that will get that work done are complex, filled with nuance, trapdoors and obstacles. Politics is well-suited to sound bites, but governance is far more complex than that. We…[...]

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Today we have a bill pending that stops the meltdown. It is a courageous and creative step that protects all parties. It requires YOUR input, so pass this along to as many other people as you can. This is much more than a step in the right direction. It would be nice to see support from the presidential contenders as…[...]

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IT IS ENTIRELY POSSIBLE THAT THE TRUSTEE HOLDING THE DEED AND MORTGAGE, THE APPRAISER OR LENDER HOLDS AN INSURANCE POLICY THAT PROVIDES A BASIS FOR RECOVERY OF YOUR DOWN PAYMENT AND OTHER REFUNDS DUE FROM VIOLATIONS OF TILA, RESPA, RICO ETC. In states that use Trustees for deeds and mortgages, you should of course check the requirements of being a…[...]

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This is what happens when you sell out to the people who think that they are entitled to keep transferring wealth from the citizens of our country into their own pockets. They get popular figures to espouse programs that sound good but merely dig us deeper into economic abyss. Fortunately, there are enough people paying attention that the public can…[...]

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Does anyone really care about what the media is hyping for their own ratings and their own revenue? CAN ANYONE WAIT FOR RELIEF FROM THE 2 MILLION FORECLOSURES THAT WILL HURL US DOWN THE TUBES IF WE DON'T FIGURE A WAY OUT OF THE CREDIT CRISIS? Exactly how important are the comments of an ex-pastor of a presidential candidate to…[...]

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DEAR JACKY: It is difficult for me to give you advice without receiving more information: Generally, my advice is stand and fight. There are many options, but we have to know what your situation looks like. Needless to say, going to a lawyer who is familiar with local law and procedure is the most preferable route to take, but I…[...]

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