There is probably much more than just a break in the chain of title. In all probability, the underlying obligation that presumably supports the claimed debt, note and mortgage, was extinguished. If there is no debt then there can be no transfer of the debt --- even if someone signs a document that says otherwise. * The law says that…[...]

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A Controversial Disbarment in Hawaii Attorney Gary Dubin, age 83, was recently disbarred by the Hawaii Supreme Court. To some, it looked like a routine bar discipline matter. To others—including myself—it appears to be the product of investment bank influence and a flawed disciplinary process that fails to protect due process. Dubin has practiced for decades without a blemish on…[...]

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Posted in Corruption, evidence, foreclosure defenses, Uncategorized |

Long before the term "robosigning" was coined I had come to the conclusion that investment banks on Wall Street were (a) not the owners of loans and (b) were faking the transfer of loans. I later came to the conclusion that the loans were nonexistent either at origination or later upon "acquisition." the "acquired" loans were inf act paid off…[...]

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Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays Somewhere between questioning everything and questioning nothing lies the law. The law consists of duties, rights, and obligations of everyone plus a process of determining if there was a breach, whether it mattered and what to do about…[...]

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The essence of the Garfield defense is to (a) get the Judge mad at the foreclosure mill and (b) reveal the inability to produce one iota of evidence of a money trail, thus rebutting the clear legal presumptions arising from the supposedly facial validity of fabricated documents containing untrue statements. * Step One: Make clear, specific, proper, and timely discovery…[...]

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First, let me say that there is nothing wrong with supply chain finance. In one form or another, it has been used for thousands of years. The same can be said for securitization --- if that is what is really happening. Second I have been getting quite a lot of questions about my articles and one of the more common…[...]

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The word "derivative" is used like "alakazam!" It is as if the word conjures up some magical mystery formula by which brokers and traders can engage make money without ever investing in anything real. The most recent explosion happened with Mr. Hwang and the Archegos hedge fund. Here is the quote from the April 3, 2021 New York Times article…[...]

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In the Berkshire Hathaway 2002 Annual Report, Warren Buffett called derivatives "financial weapons of mass destruction carrying dangers that, while now latent, are potentially lethal." Virtually all Ponzi schemes are fake securitization schemes. Ponzi's victims thought they were buying shares of an exclusive arbitrage system based upon fake ownership of postal receipt, Madoff's victims thought they were buying into an exclusive…[...]

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Thursdays LIVE! Click into the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays "Your Honor, this is a standard foreclosure." That is the first lie told in court as lawyers, and companies claiming to be servicers, lenders, or trustees continue to play their game of lying for dollars. It's obvious I have…[...]

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Posted in discovery, foreclosure defenses, foreclosure mill, Pleading |

Defending against discovery demands is a contact sport that most litigators enjoy because they get to torture their opposition --- while at the same time learning all about the litigation strategy of their opposition. It is mostly regarded as a win-win situation for the defenders and that especially includes foreclosure mills who in reality don't even have a client who…[...]

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