WHAT IS A SERVICER ADVANCE? According to Ocwen it has zero credit risk and is not really an advance
Jan 29, 2021
One place where securitization players and foreclosure players don't lie is in reports that are formally filed with the SEC. So in my research, I found a document in which Ocwen describes itself and which is subject to judicial notice because it is a government document downloaded from the Sec.gov website. The filing of 8k and other reports required by…[...]
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Thursdays LIVE! Click into the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260, 3PM Pacific, 6pm Eastern Thursdays Today on the Show Bill Paatalo will break down the latest strategies by Chase Bank to manipulate the legal process through name-selection shenanigans. Charles Marshall will break down the latest on Covid, as well as…[...]
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The main obstacle to homeowner success in the courtroom is the asymmetry of information causing the homeowner to believe that they were part of a loan transaction instead of merely being compensated for a concealed business plan that was completely reliant on the homeowner's unknowing cooperation. The homeowner did not receive this information for two reasons. First, no reasonable person…[...]
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The new president is facing incoming fire from all directions. If he does not extend the moratorium on foreclosures and evictions, hundreds of thousands of people are going to be homeless. But the extension does not come without costs. https://www.marketplace.org/2021/01/25/biden-acts-on-evictions-foreclosures-but-long-term-housing-crisis-looms/ See also https://www.prnewswire.com/news-releases/black-knights-first-look-2020-ends-with-1-7-million-more-seriously-delinquent-homeowners-than-at-start-of-year-foreclosures-at-record-low-301211915.html * As you have seen on these pages, I am quite confident that none of the scheduled…[...]
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"Because corporations and their lawyers know most consumers don’t have the time or wherewithal to study their new terms, which can stretch to 20,000 words — about the length of Shakespeare’s “Julius Caesar” — they stuff them with opaque provisions and lengthy legalistic explanations meant to confuse or obfuscate. Understanding a typical company’s terms, according to one study, requires 14…[...]
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TONIGHT! Why Lawyers Should Want Foreclosure Defense Cases and What They Are Missing $$$
Jan 21, 2021
Thursdays LIVE! Click into the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6 pm Eastern Thursdays SHARE THIS POST WITH LAWYERS YOU KNOW!!! This show is devoted to convincing the lawyers who will listen that they are missing out on something very profitable and important. Representing homeowners faced with foreclosure papers can and…[...]
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Denial is not a Defense: Registrars and Clerks Are Missing the Point and Most of Them Know It
Jan 19, 2021
It is the transfer document itself that suggests there was something to transfer. And it suggests that there really is a transferor and transferee because that is what is written on a piece of paper. But there is no transaction that is memorialized. It is all fiction. Nothing was transferred. But that fiction leads to defeat for homeowners unless it…[...]
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If it were true that the claimants and plaintiffs in foreclosures were real, you would have reams of pleading, exhibits, and evidence showing that --- and there would be very few defenses left for homeowners. in 14 years of challenges from me --- in and out of court --- the banks have failed to produce any evidence that isn't false…[...]
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see SCWC-18-0000071 * There are several things in this case that I find astonishing. * First and foremost is the fact that here is another victory by Gary Dubin on behalf of a Hawai'i citizen fighting to defend his home against an unlawful, illegal and fraudulent claim. And yet, the same court granting his appeal is taking him out of…[...]
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